Sezzle (SEZL) Change in Receivables (2020 - 2025)
Sezzle (SEZL) reported Change in Receivables of $11.4 million for Q4 2025, up 108.4% on a YoY basis from $5.5 million in Q4 2024, and down 27.23% quarter-over-quarter from $15.7 million in Q3 2025.
Sezzle (SEZL) Change in Receivables (2020 - 2025) Analysis & Trends
Sezzle has reported Change in Receivables for 6 years, with the latest figure at $11.4 million in Q4 2025.
- For the quarter ending Q4 2025, Change in Receivables rose 108.4% year-over-year to $11.4 million; the trailing twelve-month figure through Dec 2025 stood at $36.0 million (up 184.3% YoY), and the FY2025 full-year result was $36.0 million, up 184.3% from the prior year.
- Change in Receivables for Q4 2025 stood at $11.4 million, down from $15.7 million in the prior quarter.
- The five-year high for Change in Receivables was $15.7 million in Q3 2025, with the low at -$444861.0 in Q1 2022.
- Historically, Change in Receivables has averaged $3.4 million across 5 years, with a median of $1.5 million in 2021.
- Annual changes were most pronounced in 2022 — Change in Receivables tumbled 132.04% — and 2024, when it surged 740.0%.
- Sezzle's Change in Receivables stood at $6.5 million in 2021, then slumped by 60.16% to $2.6 million in 2022, then tumbled by 69.32% to $800110.0 in 2023, then surged by 584.66% to $5.5 million in 2024, then surged by 108.4% to $11.4 million in 2025.
- The last three Change in Receivables figures came in at $11.4 million (Q4 2025), $15.7 million (Q3 2025), and $5.3 million (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Receivables (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 128.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 110.00 Mn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 2.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | -35.55 Mn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | Sezzle | 3.92 Bn | 3.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 11.42 Mn |
| Dec 31, 2025 | 11.42 Mn |
| Sep 30, 2025 | 15.69 Mn |
| Sep 30, 2025 | 15.69 Mn |
| Jun 30, 2025 | 5.33 Mn |
| Jun 30, 2025 | 5.33 Mn |
| Mar 31, 2025 | 3.59 Mn |
| Mar 31, 2025 | 3.59 Mn |
| Dec 31, 2024 | 5.48 Mn |
| Dec 31, 2024 | 5.48 Mn |
| Sep 30, 2024 | 5.14 Mn |
| Sep 30, 2024 | 5.14 Mn |
| Jun 30, 2024 | 1.23 Mn |
| Jun 30, 2024 | 1.23 Mn |
| Mar 31, 2024 | 824,000.00 |
| Mar 31, 2024 | 824,000.00 |
| Dec 31, 2023 | 800,110.00 |
| Dec 31, 2023 | 800,110.00 |
| Sep 30, 2023 | 1.02 Mn |
| Sep 30, 2023 | 1.02 Mn |