Sezzle (SEZL) Free Cash Flow (2020 - 2026)
Sezzle (SEZL) reported Free Cash Flow of $88.6 million for Q1 2026, up 69.79% on a YoY basis from $52.2 million in Q1 2025, and up 28.1% quarter-over-quarter from $69.2 million in Q4 2025.
Sezzle (SEZL) Free Cash Flow (2020 - 2026) Analysis & Trends
Sezzle has reported Free Cash Flow for 7 years, with the latest figure at $88.6 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow rose 69.79% year-over-year to $88.6 million; the trailing twelve-month figure through Mar 2026 stood at $244.3 million (up 47.64% YoY), and the FY2025 full-year result was $207.9 million, up 60.82% from the prior year.
- Free Cash Flow for Q1 2026 stood at $88.6 million, up from $69.2 million in the prior quarter.
- The five-year high for Free Cash Flow was $88.6 million in Q1 2026, with the low at -$15.0 million in Q4 2023.
- Historically, Free Cash Flow has averaged $24.0 million across 5 years, with a median of $16.0 million in 2024.
- Annual changes were most pronounced in 2023 — Free Cash Flow sank 1913.07% — and 2024, when it soared 479.1%.
- Sezzle's Free Cash Flow stood at $1.3 million in 2022, then slumped by 1294.84% to -$15.0 million in 2023, then soared by 479.1% to $57.0 million in 2024, then gained by 21.32% to $69.2 million in 2025, then climbed by 28.1% to $88.6 million in 2026.
- The last three Free Cash Flow figures came in at $88.6 million (Q1 2026), $69.2 million (Q4 2025), and $64.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 2.63 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.66 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 5.47 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 903.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.18 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 22.68 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.38 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.37 Bn |
| 10 | Sezzle | 3.92 Bn | 3.79 Bn | - | 88.63 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 88.63 Mn |
| Mar 31, 2026 | 88.63 Mn |
| Dec 31, 2025 | 69.19 Mn |
| Dec 31, 2025 | 69.19 Mn |
| Sep 30, 2025 | 64.04 Mn |
| Sep 30, 2025 | 64.04 Mn |
| Jun 30, 2025 | 22.44 Mn |
| Jun 30, 2025 | 22.44 Mn |
| Mar 31, 2025 | 52.20 Mn |
| Mar 31, 2025 | 52.20 Mn |
| Dec 31, 2024 | 57.03 Mn |
| Dec 31, 2024 | 57.03 Mn |
| Sep 30, 2024 | 34.80 Mn |
| Sep 30, 2024 | 34.80 Mn |
| Jun 30, 2024 | 21.44 Mn |
| Jun 30, 2024 | 21.44 Mn |
| Mar 31, 2024 | 15.99 Mn |
| Mar 31, 2024 | 15.99 Mn |
| Dec 31, 2023 | -15.04 Mn |
| Dec 31, 2023 | -15.04 Mn |