Nbt Bancorp (NBTB) Interest Expense - Deposits (2009 - 2026)
Nbt Bancorp (NBTB) reported Interest Expense - Deposits of $44.94 million for Q3 2026, down 13.7% from $52.1 million a year earlier but up 0.1% from the prior quarter.
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Analysis
Nbt Bancorp (NBTB) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Nbt Bancorp's Interest Expense - Deposits came in at $184.08 million, down 3.0% year-over-year; for FY2025, it was $192.33 million, up 2.9% from FY2024.
- Interest Expense - Deposits has increased for three consecutive years, with a five-year compound annual growth rate of 54.2% (FY2020 to FY2025).
- By year, Interest Expense - Deposits came in at $186.95 million in FY2024 (+78.7%), $104.64 million in FY2023 (+954.5%), $9.92 million in FY2022 (-7.4%) and $10.71 million in FY2021 (-51.5%).
- Five-year quarterly Interest Expense - Deposits spans a low of $1.76 million in Q2 2022 and a high of $52.1 million in Q3 2025.
- Year over year, Interest Expense - Deposits gained in five of the last eight quarters, with growth averaging 0.6%.
- The high point for year-over-year Interest Expense - Deposits in five years was Q4 2023 (growth of 944.8%); the low point was Q4 2021 (a decline of 45.2%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $44.88 million (Q2 2026), $44.84 million (Q1 2026) and $49.43 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 11.40 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 7.61 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 3.09 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 7.85 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 5.09 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 5.85 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.48 Bn |
| 10 | Nbt Bancorp | 2.77 Bn | 2.49 Bn | - | 44.94 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 44.94 Mn |
| Jun 30, 2026 | 44.88 Mn |
| Mar 31, 2026 | 44.84 Mn |
| Dec 31, 2025 | 49.43 Mn |
| Sep 30, 2025 | 52.10 Mn |
| Jun 30, 2025 | 48.22 Mn |
| Mar 31, 2025 | 42.59 Mn |
| Dec 31, 2024 | 46.82 Mn |
| Sep 30, 2024 | 49.11 Mn |
| Jun 30, 2024 | 46.69 Mn |
| Mar 31, 2024 | 44.34 Mn |
| Dec 31, 2023 | 42.75 Mn |
| Sep 30, 2023 | 30.76 Mn |
| Jun 30, 2023 | 19.99 Mn |
| Mar 31, 2023 | 11.14 Mn |
| Dec 31, 2022 | 4.09 Mn |
| Sep 30, 2022 | 2.23 Mn |
| Jun 30, 2022 | 1.76 Mn |
| Mar 31, 2022 | 1.84 Mn |
| Dec 31, 2021 | 2.13 Mn |
API Access
Nbt Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=NBTB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "NBTB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=NBTB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();