Nbt Bancorp (NBTB) Interest Expense - Debt (2009 - 2026)
Nbt Bancorp's Interest Expense - Debt was $1.7 million in Q2 2026, down 15.1% from $2 million a year earlier but up 0.5% from the prior quarter.
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Analysis
Nbt Bancorp (NBTB) Interest Expense - Debt (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Nbt Bancorp's Interest Expense - Debt was $7.09 million through Jun 30, 2026, down 6.0% year-over-year; for FY2025, it came in at $7.13 million, down 5.3% from FY2024.
- Interest Expense - Debt shows a five-year compound annual growth rate of 20.2% (FY2020 to FY2025).
- In earlier years, Interest Expense - Debt was $7.53 million in FY2024 (+2.9%), $7.32 million in FY2023 (+35.0%), $5.42 million in FY2022 (-0.2%) and $5.44 million in FY2021 (+91.3%).
- Quarterly Interest Expense - Debt has moved between $1.35 million (Q4 2022) and $2 million (Q2 2025) over five years.
- Compared with a year earlier, Interest Expense - Debt was higher in two of the last eight quarters, with an average decline of 3.9%.
- The best year-over-year quarter for Interest Expense - Debt over five years was Q4 2021 (growth of 107.3%); the worst was Q2 2026 (a decline of 15.1%).
- Per Business Quant data, NBTB's Interest Expense - Debt in the three quarters before Q2 2026 was $1.69 million (Q1 2026), $1.81 million (Q4 2025) and $1.89 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 4.47 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 3.10 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 3.41 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 2.62 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 2.39 Bn |
| 10 | Nbt Bancorp | 2.61 Bn | 2.61 Bn | - | 1.70 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.70 Mn |
| Mar 31, 2026 | 1.69 Mn |
| Dec 31, 2025 | 1.81 Mn |
| Sep 30, 2025 | 1.89 Mn |
| Jun 30, 2025 | 2.00 Mn |
| Mar 31, 2025 | 1.82 Mn |
| Dec 31, 2024 | 1.79 Mn |
| Sep 30, 2024 | 1.92 Mn |
| Jun 30, 2024 | 1.91 Mn |
| Mar 31, 2024 | 1.91 Mn |
| Dec 31, 2023 | 1.95 Mn |
| Sep 30, 2023 | 1.92 Mn |
| Jun 30, 2023 | 1.77 Mn |
| Mar 31, 2023 | 1.68 Mn |
| Dec 31, 2022 | 1.35 Mn |
| Sep 30, 2022 | 1.36 Mn |
| Jun 30, 2022 | 1.36 Mn |
| Mar 31, 2022 | 1.36 Mn |
| Dec 31, 2021 | 1.36 Mn |
| Sep 30, 2021 | 1.36 Mn |
API Access
Nbt Bancorp Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=NBTB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "NBTB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=NBTB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();