Nbt Bancorp (NBTB) Free Cash Flow (2009 - 2026)
Nbt Bancorp (NBTB) posted Free Cash Flow of $48.6 million for Q1 2026, down 21.73% sequentially from $62.1 million in Q4 2025, and up 26.92% YoY from $38.3 million in Q1 2025.
Nbt Bancorp (NBTB) Free Cash Flow (2009 - 2026) Analysis & Trends
Nbt Bancorp has reported Free Cash Flow for 18 years, with the latest figure at $48.6 million in Q1 2026.
- Quarterly Free Cash Flow rose 26.92% year-over-year to $48.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $229.2 million (up 26.78% YoY) and the FY2025 annual result came in at $218.9 million, up 23.8% from the prior year.
- Free Cash Flow retreated to $48.6 million in Q1 2026 per NBTB's latest filing, from $62.1 million in the prior quarter.
- Over five years, Free Cash Flow peaked at $74.3 million in Q3 2025 and troughed at $20.5 million in Q1 2023.
- A 5-year average of $45.2 million and a median of $45.5 million in 2024 frame the typical range for Free Cash Flow.
- The sharpest annual moves came in 2023 and 2024: Free Cash Flow slumped 40.0% in 2023, then soared 67.78% in 2024.
- Over 5 years, Free Cash Flow stood at $27.4 million in 2022, then climbed by 19.28% to $32.7 million in 2023, then soared by 39.13% to $45.5 million in 2024, then soared by 36.4% to $62.1 million in 2025, then fell by 21.73% to $48.6 million in 2026.
- According to Business Quant data, Free Cash Flow over the past three periods registered $48.6 million, $62.1 million, and $74.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Nbt Bancorp | 2.71 Bn | 2.31 Bn | - | 60.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 60.53 Mn |
| Jun 30, 2026 | 60.53 Mn |
| Mar 31, 2026 | 48.62 Mn |
| Mar 31, 2026 | 48.62 Mn |
| Dec 31, 2025 | 62.12 Mn |
| Dec 31, 2025 | 62.12 Mn |
| Sep 30, 2025 | 74.35 Mn |
| Sep 30, 2025 | 74.35 Mn |
| Jun 30, 2025 | 44.15 Mn |
| Jun 30, 2025 | 44.15 Mn |
| Mar 31, 2025 | 38.30 Mn |
| Mar 31, 2025 | 38.30 Mn |
| Dec 31, 2024 | 45.54 Mn |
| Dec 31, 2024 | 45.54 Mn |
| Sep 30, 2024 | 47.83 Mn |
| Sep 30, 2024 | 47.83 Mn |
| Jun 30, 2024 | 49.14 Mn |
| Jun 30, 2024 | 49.14 Mn |
| Mar 31, 2024 | 34.32 Mn |
| Mar 31, 2024 | 34.32 Mn |