Balance Sheet
Cash Flow Statement
AcquisitionsAmortization of Deferred ChargesAmortizatization of IntangiblesCapital ExpendituresCash from Financing ActivitiesCash from Investing ActivitiesCash from OperationsChange in Acquisitions & DivestmentsChange in CashChange in LoansChange in Net LoansDepreciation & Amortization (CF)Depreciation and DepletionDividends Paid - CommonFree Cash FlowGains from Investment SecuritiesGains from Sales and DivestituresNet Cash FlowNet IncomeOther financing activitiesSales of Property, Plant and EquipmentShare-based CompensationShares RepurchasedShort-Term Debt issuances
Daily Values
Growth Metrics
Income Statement
Others
Ratios

Nbt Bancorp (NBTB) Free Cash Flow (2016 - 2025)

Nbt Bancorp (NBTB) has disclosed Free Cash Flow for 10 consecutive years, with $62.1 million as the latest value for Q4 2025.

  • Quarterly Free Cash Flow rose 36.4% to $62.1 million in Q4 2025 from the year-ago period, while the trailing twelve-month figure was $218.9 million through Dec 2025, up 23.8% year-over-year, with the annual reading at $218.9 million for FY2025, 23.8% up from the prior year.
  • Free Cash Flow hit $62.1 million in Q4 2025 for Nbt Bancorp, down from $74.3 million in the prior quarter.
  • In the past five years, Free Cash Flow ranged from a high of $74.3 million in Q3 2025 to a low of $19.7 million in Q4 2021.
  • Historically, Free Cash Flow has averaged $43.6 million across 5 years, with a median of $44.0 million in 2023.
  • Biggest five-year swings in Free Cash Flow: tumbled 42.57% in 2021 and later soared 67.78% in 2024.
  • Year by year, Free Cash Flow stood at $19.7 million in 2021, then soared by 39.64% to $27.4 million in 2022, then rose by 19.28% to $32.7 million in 2023, then soared by 39.13% to $45.5 million in 2024, then soared by 36.4% to $62.1 million in 2025.
  • Business Quant data shows Free Cash Flow for NBTB at $62.1 million in Q4 2025, $74.3 million in Q3 2025, and $44.1 million in Q2 2025.