Nbt Bancorp NBTB
NASDAQ NBTB
$52.09 +0.21 (+0.40%)
At close: Aug 21, 2026 · 4:00 PM EDT

Nbt Bancorp (NBTB) Free Cash Flow (2009 - 2026)

Nbt Bancorp (NBTB) posted Free Cash Flow of $48.6 million for Q1 2026, down 21.73% sequentially from $62.1 million in Q4 2025, and up 26.92% YoY from $38.3 million in Q1 2025.

Nbt Bancorp (NBTB) Free Cash Flow (2009 - 2026) Analysis & Trends

Nbt Bancorp has reported Free Cash Flow for 18 years, with the latest figure at $48.6 million in Q1 2026.

  • Quarterly Free Cash Flow rose 26.92% year-over-year to $48.6 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $229.2 million (up 26.78% YoY) and the FY2025 annual result came in at $218.9 million, up 23.8% from the prior year.
  • Free Cash Flow retreated to $48.6 million in Q1 2026 per NBTB's latest filing, from $62.1 million in the prior quarter.
  • Over five years, Free Cash Flow peaked at $74.3 million in Q3 2025 and troughed at $20.5 million in Q1 2023.
  • A 5-year average of $45.2 million and a median of $45.5 million in 2024 frame the typical range for Free Cash Flow.
  • The sharpest annual moves came in 2023 and 2024: Free Cash Flow slumped 40.0% in 2023, then soared 67.78% in 2024.
  • Over 5 years, Free Cash Flow stood at $27.4 million in 2022, then climbed by 19.28% to $32.7 million in 2023, then soared by 39.13% to $45.5 million in 2024, then soared by 36.4% to $62.1 million in 2025, then fell by 21.73% to $48.6 million in 2026.
  • According to Business Quant data, Free Cash Flow over the past three periods registered $48.6 million, $62.1 million, and $74.3 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 2.15 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 4.82 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 955.00 Mn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 Nbt Bancorp 2.71 Bn 2.31 Bn - 60.53 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 60.53 Mn
Jun 30, 2026 60.53 Mn
Mar 31, 2026 48.62 Mn
Mar 31, 2026 48.62 Mn
Dec 31, 2025 62.12 Mn
Dec 31, 2025 62.12 Mn
Sep 30, 2025 74.35 Mn
Sep 30, 2025 74.35 Mn
Jun 30, 2025 44.15 Mn
Jun 30, 2025 44.15 Mn
Mar 31, 2025 38.30 Mn
Mar 31, 2025 38.30 Mn
Dec 31, 2024 45.54 Mn
Dec 31, 2024 45.54 Mn
Sep 30, 2024 47.83 Mn
Sep 30, 2024 47.83 Mn
Jun 30, 2024 49.14 Mn
Jun 30, 2024 49.14 Mn
Mar 31, 2024 34.32 Mn
Mar 31, 2024 34.32 Mn