Ally Financial Inc. (ALLY) Gross Margin (2010 - 2026)
Ally Financial's Gross Margin was 90.90% in Q2 2026, up 0.65 percentage points from 90.25% a year earlier but down 3.34 percentage points from the prior quarter.
Ally Financial Inc. (ALLY) Gross Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Ally Financial's Gross Margin was 93.31% through Jun 30, 2026, up 1.21 percentage points year-over-year; for FY2025, it came in at 92.22%, down 1.13 percentage points from FY2024.
- Gross Margin has now declined for four consecutive years, with a five-year change of -2.35 percentage points (FY2020 to FY2025).
- In earlier years, Gross Margin was 93.35% in FY2024 (-1.52 pp), 94.87% in FY2023 (-1.80 pp), 96.68% in FY2022 (-0.14 pp) and 96.82% in FY2021 (+2.25 pp).
- Quarterly Gross Margin has moved between 89.55% (Q1 2025) and 97.50% (Q4 2021) over five years.
- Compared with a year earlier, Gross Margin has increased for three straight quarters, with an average year-over-year change of -0.27 percentage points over the last eight quarters.
- The best year-over-year quarter for Gross Margin over five years was Q1 2026 (a gain of 4.69 percentage points); the worst was Q1 2025 (a drop of 4.84 percentage points).
- Per Business Quant data, ALLY's Gross Margin in the three quarters before Q2 2026 was 94.24% (Q1 2026), 94.77% (Q4 2025) and 93.50% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 90.90% |
| Mar 31, 2026 | 94.24% |
| Dec 31, 2025 | 94.77% |
| Sep 30, 2025 | 93.50% |
| Jun 30, 2025 | 90.25% |
| Mar 31, 2025 | 89.55% |
| Dec 31, 2024 | 94.27% |
| Sep 30, 2024 | 93.68% |
| Jun 30, 2024 | 91.05% |
| Mar 31, 2024 | 94.39% |
| Dec 31, 2023 | 95.54% |
| Sep 30, 2023 | 94.56% |
| Jun 30, 2023 | 93.55% |
| Mar 31, 2023 | 95.81% |
| Dec 31, 2022 | 97.14% |
| Sep 30, 2022 | 96.53% |
| Jun 30, 2022 | 95.71% |
| Mar 31, 2022 | 97.28% |
| Dec 31, 2021 | 97.50% |
| Sep 30, 2021 | 96.52% |
Ally Financial Inc. Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=ALLY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "ALLY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=ALLY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();