Ally Financial (ALLY) Free Cash Flow (2010 - 2026)
Ally Financial's (ALLY) quarterly Free Cash Flow came in at $1.4 billion in Q1 2026, up 45.85% year-on-year from $940.0 million in Q1 2025, and up 114.22% quarter-over-quarter from $640.0 million in Q4 2025.
Ally Financial (ALLY) Free Cash Flow (2010 - 2026) Analysis & Trends
Ally Financial has disclosed Free Cash Flow across 17 years of filings, most recently posting $1.4 billion for Q1 2026.
- Free Cash Flow for Q1 2026 came in at $1.4 billion, up 45.85% year-over-year; the trailing twelve-month figure through Mar 2026 was $4.2 billion (down 1.0% YoY), and the FY2025 annual result was $3.7 billion, down 17.65% from the prior year.
- Free Cash Flow came in at $1.4 billion for Q1 2026 at Ally Financial, up from $640.0 million in the prior quarter.
- In the past five years, Free Cash Flow ranged from a high of $1.8 billion in Q2 2022 to a low of -$52.0 million in Q4 2023.
- The 5-year median for Free Cash Flow is $1.3 billion (2024), against an average of $1.2 billion.
- Across the five-year window, Free Cash Flow tumbled 104.43% in 2023 and jumped 1928.85% in 2024, its largest moves.
- Ally Financial's Free Cash Flow stood at $1.2 billion in 2022, then sank by 104.43% to -$52.0 million in 2023, then surged by 1928.85% to $951.0 million in 2024, then plunged by 32.7% to $640.0 million in 2025, then soared by 114.22% to $1.4 billion in 2026.
- The last three Free Cash Flow figures came in at $1.4 billion (Q1 2026), $640.0 million (Q4 2025), and $1.2 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 2.63 Bn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 2.82 Bn |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 2.66 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 5.47 Bn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 903.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 2.18 Bn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 22.68 Bn |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -2.38 Bn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 1.37 Bn |
| 10 | Credit Acceptance | 6.24 Bn | 6.21 Bn | 562.70 Mn | 268.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.37 Bn |
| Mar 31, 2026 | 1.37 Bn |
| Dec 31, 2025 | 640.00 Mn |
| Dec 31, 2025 | 640.00 Mn |
| Sep 30, 2025 | 1.20 Bn |
| Sep 30, 2025 | 1.20 Bn |
| Jun 30, 2025 | 947.00 Mn |
| Jun 30, 2025 | 947.00 Mn |
| Mar 31, 2025 | 940.00 Mn |
| Mar 31, 2025 | 940.00 Mn |
| Dec 31, 2024 | 951.00 Mn |
| Dec 31, 2024 | 951.00 Mn |
| Sep 30, 2024 | 857.00 Mn |
| Sep 30, 2024 | 857.00 Mn |
| Jun 30, 2024 | 1.45 Bn |
| Jun 30, 2024 | 1.45 Bn |
| Mar 31, 2024 | 1.27 Bn |
| Mar 31, 2024 | 1.27 Bn |
| Dec 31, 2023 | -52.00 Mn |
| Dec 31, 2023 | -52.00 Mn |