Ally Financial Inc. (ALLY) EBT Margin (2010 - 2026)
Ally Financial's EBT Margin was 23.49% in Q2 2026, up 2.55 percentage points from 20.94% a year earlier and up 4.46 percentage points from the prior quarter.
Ally Financial Inc. (ALLY) EBT Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Ally Financial's EBT Margin was 21.15% through Jun 30, 2026, up 14.40 percentage points year-over-year; for FY2025, it came in at 13.28%, up 3.06 percentage points from FY2024.
- EBT Margin shows a five-year change of -7.87 percentage points (FY2020 to FY2025).
- In earlier years, EBT Margin was 10.22% in FY2024 (-3.18 pp), 13.40% in FY2023 (-14.39 pp), 27.79% in FY2022 (-19.19 pp) and 46.98% in FY2021 (+25.83 pp).
- Quarterly EBT Margin has moved between -18.43% (Q1 2025) and 45.69% (Q3 2021) over five years.
- Compared with a year earlier, EBT Margin has increased for five straight quarters, with an average year-over-year change of +5.72 percentage points over the last eight quarters.
- The best year-over-year quarter for EBT Margin over five years was Q1 2026 (a gain of 37.46 percentage points); the worst was Q1 2025 (a drop of 27.59 percentage points).
- Per Business Quant data, ALLY's EBT Margin in the three quarters before Q2 2026 was 19.03% (Q1 2026), 18.18% (Q4 2025) and 23.66% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 23.49% |
| Mar 31, 2026 | 19.03% |
| Dec 31, 2025 | 18.18% |
| Sep 30, 2025 | 23.66% |
| Jun 30, 2025 | 20.94% |
| Mar 31, 2025 | -18.43% |
| Dec 31, 2024 | 5.38% |
| Sep 30, 2024 | 12.41% |
| Jun 30, 2024 | 13.80% |
| Mar 31, 2024 | 9.16% |
| Dec 31, 2023 | 4.02% |
| Sep 30, 2023 | 11.59% |
| Jun 30, 2023 | 19.38% |
| Mar 31, 2023 | 18.48% |
| Dec 31, 2022 | 20.22% |
| Sep 30, 2022 | 20.68% |
| Jun 30, 2022 | 30.54% |
| Mar 31, 2022 | 39.63% |
| Dec 31, 2021 | 40.88% |
| Sep 30, 2021 | 45.69% |
Ally Financial Inc. EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=ALLY&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "ALLY", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=ALLY&period=max&api_key=YOUR_API_KEY");
const data = await res.json();