Live Oak Bancshares, Inc. Income Statement

1Y3Y5Y7Y10YAll
Download Data
Income Statement Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions -0.86M2.79M3.81M12.54M9.54M5.56M15.21M40.66M15.21M40.94M51.32M96.21M
Revenue 67.26M74.75M109.92M136.19M250.96M204.31M203.60M280.72M456.99M565.49M457.04M499.69M
Interest income
Interest income - Loans 14.48M19.95M33.34M55.11M99.63M147.31M207.84M270.77M347.74M418.55M623.67M744.84M
Interest income - Investments 0.05M
Interest Income - Debt Securities 4.52M5.15M5.28M7.67M12.02M9.65M15.35M15.02M12.53M19.67M33.50M38.41M
Other interest income 0.43M0.16M0.30M1.03M2.41M6.60M4.80M2.62M0.94M6.26M31.11M29.12M
Interest Income - Total 15.30M20.57M34.45M57.27M103.47M162.64M227.98M288.41M361.21M444.47M688.27M812.37M
Interest expenses
Interest Expense - Deposits 3.95M4.73M7.38M13.66M24.22M54.47M87.90M89.73M59.74M115.03M340.21M430.89M
Interest Expense - Debt 0.57M1.12M1.48M0.96M1.22M0.13M0.00M3.96M4.69M1.94M2.76M5.58M
Interest Expenses 4.52M5.85M8.86M14.62M25.44M54.60M87.90M93.69M64.43M116.97M342.97M436.47M
Interest Income - Net 10.78M14.71M25.59M42.65M78.03M108.04M140.08M194.72M296.79M327.50M345.31M375.90M
Non-interest income
Interest Income - Total 11.64M11.92M21.78M30.11M68.50M102.48M124.87M154.06M281.57M286.56M293.98M279.69M
Financial Services Fees 7.93M12.82M16.08M7.57M2.77M
Investment Gain (Loss) 0.62M1.88M
Investment Banking Income 38.23M49.98M67.39M75.33M78.59M75.17M29.00M49.47M67.28M43.24M46.55M60.90M
Asset Management 1.74M6.35M6.38M10.09M13.32M7.66M
Other Non-Interest Income 2.32M3.32M4.33M4.53M6.36M7.67M8.00M14.01M15.49M17.14M20.07M34.05M
Non-Interest Income 56.48M60.04M84.33M93.54M172.92M96.27M63.52M86.00M160.20M237.99M111.73M123.78M
Operating Items
Depreciation & Amortization - Total 1.13M1.57M2.12M2.25M7.48M13.72M16.33M15.39M14.87M15.12M15.00M13.83M
Research & Development 4.46M5.39M7.38M8.21M8.45M12.01M9.27M15.68M22.65M28.43M31.86M34.21M
Wages, Salaries and Other 20.77M29.16M40.32M63.00M74.67M77.41M90.63M112.53M124.93M170.82M175.05M183.27M
Rent Expense 4.57M6.20M7.07M8.12M8.76M8.42M11.09M8.49M10.00M
Other Operating Expenses 34.58M47.57M62.22M91.42M121.04M119.91M131.22M152.84M185.05M259.58M267.54M256.21M
Operating Expenses 40.17M54.53M71.72M106.44M143.16M152.70M164.92M192.68M230.99M314.23M322.88M314.24M
Operating Income 6.02M34.39M9.67M4.93M9.95M44.27M
EBIT 32.46M23.29M43.26M6.02M34.39M9.67M4.93M9.95M44.27M327.30M425.80M525.70M
Non-operating items
Other Non Operating Income 0.77M-0.38M-5.04M7.41M-13.08M4.26M1.05M-3.54M2.40M
Net income details
EBT 27.94M17.44M34.40M17.21M98.25M46.05M23.46M47.39M210.79M210.32M82.83M89.23M
Tax Provisions 7.39M13.79M7.73M-14.26M-5.40M5.43M-12.15M43.79M34.12M8.93M11.82M
Profit After Tax 28.06M10.05M20.62M13.77M100.50M51.45M18.03M59.54M167.00M176.21M73.90M77.47M
Equity Income -2.76M-2.22M3.78M-0.51M-0.39M-7.89M14.91M-1.72M144.25M-5.99M-10.92M
Income from Non-Controlling Interests -0.12M-0.02M-0.01M-0.06M
Income from Continuing Operations 27.94M10.05M20.60M9.48M112.52M51.45M18.03M59.54M167.00M176.21M73.90M77.42M
Consolidated Net Income 27.94M10.05M20.60M9.48M112.52M51.45M18.03M59.54M167.00M176.21M73.90M77.42M
Income towards Parent Company 27.94M10.05M20.60M9.48M112.52M51.45M18.03M59.54M167.00M176.21M73.90M77.42M
Net Income towards Common Stockholders 27.94M10.05M20.60M13.77M100.50M51.45M18.03M59.54M167.00M176.21M73.90M77.42M
Additional items
EPS (Basic) 1.380.420.660.402.751.280.451.463.874.021.671.72
EPS (Weighted Average and Diluted) 1.370.410.650.392.651.240.441.433.713.921.641.69
Shares Outstanding (Weighted Average) 34.57M39.95M40.15M40.29M40.64M43.40M
Tax Rate 42.37%40.11%44.93%23.15%20.78%16.22%10.78%13.24%