Live Oak Bancshares (LOB) Provisions (2013 - 2026)

Live Oak Bancshares' Provisions history runs 14 years deep, the most recent figure standing at $20.1 million for Q1 2026.

• On a quarterly basis, Provisions fell 31.73% year-over-year to $20.1 million in Q1 2026; TTM through Mar 2026 was $86.1 million, a 15.09% decrease from a year earlier, with the FY2025 full-year figure at $96.3 million, changed 0.09% from the prior year.
• Provisions retreated to $20.1 million in Q1 2026 per LOB's latest filing, from $20.3 million in the prior quarter.
• Across five years, Provisions topped out at $34.5 million in Q3 2024 and bottomed at $1.8 million in Q1 2022.
• The 5-year median for Provisions is $19.0 million (2023), against an average of $17.4 million.
• Biggest YoY gain for Provisions was 936.0% in 2023; the steepest drop was 54.27% in 2023.
• Year by year, Provisions stood at $19.7 million in 2022, then plunged by 54.27% to $9.0 million in 2023, then surged by 186.13% to $25.7 million in 2024, then decreased by 21.11% to $20.3 million in 2025, then dropped by 1.0% to $20.1 million in 2026.
• Per Business Quant, the three latest LOB Provisions figures stand at $20.1 million (Q1 2026), $20.3 million (Q4 2025), and $22.2 million (Q3 2025).