Live Oak Bancshares (LOB) Provisions (2013 - 2026)
Live Oak Bancshares (LOB) posted quarterly Provisions of $20.1 million for Q1 2026, down 31.73% year-over-year from $29.4 million in Q1 2025, and down 12.93% quarter-over-quarter from $23.1 million in Q4 2025.
Live Oak Bancshares (LOB) Provisions (2013 - 2026) Analysis & Trends
Live Oak Bancshares' Provisions history runs 14 years deep, the most recent figure standing at $20.1 million for Q1 2026.
- In Q1 2026, Provisions fell 31.73% year-over-year to $20.1 million; the TTM figure through Mar 2026 stood at $88.9 million (down 23.28% YoY), while the FY2025 annual figure was $96.3 million, changed 0.09% from the prior year.
- Provisions for Q1 2026 stood at $20.1 million, down from $23.1 million in the prior quarter.
- The five-year high for Provisions was $40.2 million in Q4 2024, with the low at $1.8 million in Q1 2022.
- The 5-year median for Provisions is $19.0 million (2023), against an average of $18.4 million.
- Peak annual rise in Provisions reached 936.0% in 2023, while the deepest fall reached 54.27% in 2023.
- Live Oak Bancshares' Provisions stood at $19.7 million in 2022, then sank by 54.27% to $9.0 million in 2023, then soared by 346.79% to $40.2 million in 2024, then slumped by 42.56% to $23.1 million in 2025, then decreased by 12.93% to $20.1 million in 2026.
- Business Quant data shows LOB's Provisions at $20.1 million in Q1 2026, $23.1 million in Q4 2025, and $22.2 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 213.00 Mn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 538.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 395.00 Mn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 131.00 Mn |
| 10 | Live Oak Bancshares | 1.88 Bn | 1.88 Bn | - | 25.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 24.30 Mn |
| Mar 31, 2026 | 20.10 Mn |
| Dec 31, 2025 | 23.08 Mn |
| Sep 30, 2025 | 22.24 Mn |
| Jun 30, 2025 | 23.49 Mn |
| Mar 31, 2025 | 29.44 Mn |
| Dec 31, 2024 | 40.19 Mn |
| Sep 30, 2024 | 34.50 Mn |
| Jun 30, 2024 | 11.77 Mn |
| Mar 31, 2024 | 16.36 Mn |
| Dec 31, 2023 | 9.00 Mn |
| Sep 30, 2023 | 10.28 Mn |
| Jun 30, 2023 | 13.03 Mn |
| Mar 31, 2023 | 19.02 Mn |
| Dec 31, 2022 | 19.67 Mn |
| Sep 30, 2022 | 14.17 Mn |
| Jun 30, 2022 | 5.27 Mn |
| Mar 31, 2022 | 1.84 Mn |
| Dec 31, 2021 | 3.92 Mn |
| Sep 30, 2021 | 4.32 Mn |