Live Oak Bancshares LOB
NYSE LOB
$38.91 -0.44 (-1.12%)
As of: Sep 9, 2026 · 3:59 PM EDT

Live Oak Bancshares (LOB) Provisions (2013 - 2026)

Live Oak Bancshares (LOB) posted Provisions of $25.8 million for Q2 2026, up 28.36% on a QoQ basis from $20.1 million in Q1 2026, and up 9.82% year-over-year from $23.5 million in Q2 2025.

Analysis

Live Oak Bancshares (LOB) Provisions (2013 - 2026) Analysis & Trends

Live Oak Bancshares has reported Provisions for 14 years, with the latest figure at $25.8 million in Q2 2026.

  • On a quarterly basis, Provisions rose 9.82% year-over-year to $25.8 million in Q2 2026; TTM through Jun 2026 was $88.4 million, a 26.16% decrease from a year earlier, with the FY2025 full-year figure at $96.3 million, changed 0.09% from the prior year.
  • Provisions was $25.8 million for Q2 2026 at Live Oak Bancshares, up from $20.1 million in the prior quarter.
  • The five-year high for Provisions was $34.5 million in Q3 2024, with the low at $1.8 million in Q1 2022.
  • Average Provisions over 5 years is $18.3 million, with a median of $19.3 million recorded in 2022.
  • The largest YoY upside for Provisions was 936.0% in 2023 against a maximum downside of 54.27% in 2023.
  • Over 5 years, Provisions stood at $19.7 million in 2022, then sank by 54.27% to $9.0 million in 2023, then jumped by 259.59% to $32.3 million in 2024, then tumbled by 37.23% to $20.3 million in 2025, then grew by 27.07% to $25.8 million in 2026.
  • The last three Provisions figures came in at $25.8 million (Q2 2026), $20.1 million (Q1 2026), and $20.3 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - 395.00 Mn
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 131.00 Mn
4 M&T Bank 34.72 Bn 34.72 Bn - 120.00 Mn
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 132.00 Mn
6 Citizens Financial 29.31 Bn 29.31 Bn - 146.00 Mn
7 Regions Financial 25.53 Bn 25.53 Bn - 68.00 Mn
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn -10.00 Mn
9 Keycorp 23.26 Bn -24.44 Bn - 111.00 Mn
10 Live Oak Bancshares 1.80 Bn 1.80 Bn - 25.80 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 25.80 Mn
Mar 31, 2026 20.10 Mn
Dec 31, 2025 20.30 Mn
Sep 30, 2025 22.24 Mn
Jun 30, 2025 23.49 Mn
Mar 31, 2025 29.44 Mn
Dec 31, 2024 32.35 Mn
Sep 30, 2024 34.50 Mn
Jun 30, 2024 11.77 Mn
Mar 31, 2024 16.36 Mn
Dec 31, 2023 9.00 Mn
Sep 30, 2023 10.28 Mn
Jun 30, 2023 13.03 Mn
Mar 31, 2023 19.02 Mn
Dec 31, 2022 19.67 Mn
Sep 30, 2022 14.17 Mn
Jun 30, 2022 5.27 Mn
Mar 31, 2022 1.84 Mn
Dec 31, 2021 3.92 Mn
Sep 30, 2021 4.32 Mn