Live Oak Bancshares (LOB) Provisions (2013 - 2026)

Live Oak Bancshares' Provisions history runs 14 years deep, the most recent figure standing at $20.1 million for Q1 2026.

• In Q1 2026, Provisions fell 31.73% year-over-year to $20.1 million; the TTM figure through Mar 2026 stood at $87.0 million (down 14.28% YoY), while the FY2025 annual figure was $96.3 million, up 8.98% from the prior year.
• Provisions was $20.1 million for Q1 2026 at Live Oak Bancshares, down from $23.1 million in the prior quarter.
• In the past five years, Provisions ranged from a high of $34.5 million in Q3 2024 to a low of $1.8 million in Q1 2022.
• Historically, Provisions has averaged $17.5 million across 5 years, with a median of $19.0 million in 2023.
• Biggest YoY gain for Provisions was 936.0% in 2023; the steepest drop was 54.27% in 2023.
• A 5-year view of Provisions shows it stood at $19.7 million in 2022, then slumped by 54.27% to $9.0 million in 2023, then surged by 186.13% to $25.7 million in 2024, then declined by 10.31% to $23.1 million in 2025, then slipped by 12.93% to $20.1 million in 2026.
• The last three Provisions figures came in at $20.1 million (Q1 2026), $23.1 million (Q4 2025), and $20.3 million (Q3 2025), per Business Quant data.