Live Oak Bancshares (LOB) Provisions (2013 - 2026)
Live Oak Bancshares (LOB) posted Provisions of $25.8 million for Q2 2026, up 28.36% on a QoQ basis from $20.1 million in Q1 2026, and up 9.82% year-over-year from $23.5 million in Q2 2025.
Analysis
Live Oak Bancshares (LOB) Provisions (2013 - 2026) Analysis & Trends
Live Oak Bancshares has reported Provisions for 14 years, with the latest figure at $25.8 million in Q2 2026.
- On a quarterly basis, Provisions rose 9.82% year-over-year to $25.8 million in Q2 2026; TTM through Jun 2026 was $88.4 million, a 26.16% decrease from a year earlier, with the FY2025 full-year figure at $96.3 million, changed 0.09% from the prior year.
- Provisions was $25.8 million for Q2 2026 at Live Oak Bancshares, up from $20.1 million in the prior quarter.
- The five-year high for Provisions was $34.5 million in Q3 2024, with the low at $1.8 million in Q1 2022.
- Average Provisions over 5 years is $18.3 million, with a median of $19.3 million recorded in 2022.
- The largest YoY upside for Provisions was 936.0% in 2023 against a maximum downside of 54.27% in 2023.
- Over 5 years, Provisions stood at $19.7 million in 2022, then sank by 54.27% to $9.0 million in 2023, then jumped by 259.59% to $32.3 million in 2024, then tumbled by 37.23% to $20.3 million in 2025, then grew by 27.07% to $25.8 million in 2026.
- The last three Provisions figures came in at $25.8 million (Q2 2026), $20.1 million (Q1 2026), and $20.3 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 395.00 Mn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 131.00 Mn |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 120.00 Mn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 132.00 Mn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 146.00 Mn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 68.00 Mn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -10.00 Mn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 111.00 Mn |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 25.80 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.80 Mn |
| Mar 31, 2026 | 20.10 Mn |
| Dec 31, 2025 | 20.30 Mn |
| Sep 30, 2025 | 22.24 Mn |
| Jun 30, 2025 | 23.49 Mn |
| Mar 31, 2025 | 29.44 Mn |
| Dec 31, 2024 | 32.35 Mn |
| Sep 30, 2024 | 34.50 Mn |
| Jun 30, 2024 | 11.77 Mn |
| Mar 31, 2024 | 16.36 Mn |
| Dec 31, 2023 | 9.00 Mn |
| Sep 30, 2023 | 10.28 Mn |
| Jun 30, 2023 | 13.03 Mn |
| Mar 31, 2023 | 19.02 Mn |
| Dec 31, 2022 | 19.67 Mn |
| Sep 30, 2022 | 14.17 Mn |
| Jun 30, 2022 | 5.27 Mn |
| Mar 31, 2022 | 1.84 Mn |
| Dec 31, 2021 | 3.92 Mn |
| Sep 30, 2021 | 4.32 Mn |