Live Oak Bancshares (LOB) Operating Expenses (2014 - 2026)

Live Oak Bancshares (LOB) recorded quarterly Operating Expenses of $85.3 million in Q1 2026, up 9.21% quarter-over-quarter from $78.1 million in Q4 2025, and up 5.55% on a YoY basis from $80.8 million in Q1 2025.

Live Oak Bancshares (LOB) Operating Expenses (2014 - 2026) Analysis & Trends

Live Oak Bancshares' Operating Expenses history runs 13 years deep, the most recent figure standing at $85.3 million for Q1 2026.

  • In Q1 2026, Operating Expenses rose 5.55% year-over-year to $85.3 million; the TTM figure through Mar 2026 stood at $340.0 million (up 11.04% YoY), while the FY2025 annual figure was $338.7 million, up 11.74% from the prior year.
  • Operating Expenses was $85.3 million for Q1 2026 at Live Oak Bancshares, up from $78.1 million in the prior quarter.
  • In the past five years, Operating Expenses ranged from a high of $89.3 million in Q2 2025 to a low of $65.7 million in Q1 2022.
  • Historically, Operating Expenses has averaged $79.6 million across 5 years, with a median of $79.0 million in 2023.
  • The sharpest annual moves came in 2022 and 2024: Operating Expenses jumped 49.75% in 2022, then retreated 17.95% in 2024.
  • A 5-year view of Operating Expenses shows it stood at $84.6 million in 2022, then increased by 1.05% to $85.5 million in 2023, then decreased by 17.95% to $70.1 million in 2024, then rose by 11.37% to $78.1 million in 2025, then climbed by 9.21% to $85.3 million in 2026.
  • The last three Operating Expenses figures came in at $85.3 million (Q1 2026), $78.1 million (Q4 2025), and $87.3 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -287,925.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -3.86 Bn
4 First Capital 215.78 Bn 215.63 Bn - 7.75 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 11.90 Mn
7 NatWest 168.65 Bn -51.67 Bn - -2.75 Bn
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.06 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 137.67 Mn
10 Live Oak Bancshares 1.80 Bn 1.80 Bn - 85.29 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 85.29 Mn
Dec 31, 2025 78.10 Mn
Sep 30, 2025 87.29 Mn
Jun 30, 2025 89.29 Mn
Mar 31, 2025 80.81 Mn
Dec 31, 2024 70.13 Mn
Sep 30, 2024 77.59 Mn
Jun 30, 2024 77.66 Mn
Mar 31, 2024 77.74 Mn
Dec 31, 2023 85.47 Mn
Sep 30, 2023 74.26 Mn
Jun 30, 2023 76.46 Mn
Mar 31, 2023 78.96 Mn
Dec 31, 2022 84.59 Mn
Sep 30, 2022 83.05 Mn
Jun 30, 2022 80.88 Mn
Mar 31, 2022 65.71 Mn
Dec 31, 2021 59.70 Mn
Sep 30, 2021 55.46 Mn
Jun 30, 2021 57.56 Mn