Live Oak Bancshares (LOB) Operating Expenses (2014 - 2026)

Live Oak Bancshares' (LOB) quarterly Operating Expenses came in at $85.3 million in Q1 2026, up 5.55% year-on-year from $80.8 million in Q1 2025, and up 9.21% quarter-over-quarter from $78.1 million in Q4 2025.

Live Oak Bancshares (LOB) Operating Expenses (2014 - 2026) Analysis & Trends

Live Oak Bancshares' Operating Expenses history runs 13 years deep, the most recent figure standing at $85.3 million for Q1 2026.

  • On a quarterly basis, Operating Expenses rose 5.55% year-over-year to $85.3 million in Q1 2026; TTM through Mar 2026 was $340.0 million, a 11.04% increase from a year earlier, with the FY2025 full-year figure at $338.7 million, up 11.74% from the prior year.
  • Operating Expenses grew to $85.3 million in Q1 2026 per LOB's latest filing, from $78.1 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $89.3 million in Q2 2025 and bottomed at $65.7 million in Q1 2022.
  • The 5-year median for Operating Expenses is $79.0 million (2023), against an average of $79.6 million.
  • Across the five-year window, Operating Expenses soared 49.75% in 2022 and slipped 17.95% in 2024, its largest moves.
  • Year by year, Operating Expenses stood at $84.6 million in 2022, then increased by 1.05% to $85.5 million in 2023, then decreased by 17.95% to $70.1 million in 2024, then rose by 11.37% to $78.1 million in 2025, then climbed by 9.21% to $85.3 million in 2026.
  • Per Business Quant, the three latest LOB Operating Expenses figures stand at $85.3 million (Q1 2026), $78.1 million (Q4 2025), and $87.3 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -19.71 Mn
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.04 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -287,925.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -2.75 Bn
5 Mizuho Financial 385.64 Bn 389.59 Bn - -17.40 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -3.86 Bn
7 First Capital 200.03 Bn 199.69 Bn - 7.75 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 11.90 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 3.77 Bn
10 Live Oak Bancshares 1.97 Bn 1.97 Bn - 85.29 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 85.29 Mn
Dec 31, 2025 78.10 Mn
Sep 30, 2025 87.29 Mn
Jun 30, 2025 89.29 Mn
Mar 31, 2025 80.81 Mn
Dec 31, 2024 70.13 Mn
Sep 30, 2024 77.59 Mn
Jun 30, 2024 77.66 Mn
Mar 31, 2024 77.74 Mn
Dec 31, 2023 85.47 Mn
Sep 30, 2023 74.26 Mn
Jun 30, 2023 76.46 Mn
Mar 31, 2023 78.96 Mn
Dec 31, 2022 84.59 Mn
Sep 30, 2022 83.05 Mn
Jun 30, 2022 80.88 Mn
Mar 31, 2022 65.71 Mn
Dec 31, 2021 59.70 Mn
Sep 30, 2021 55.46 Mn
Jun 30, 2021 57.56 Mn