Live Oak Bancshares (LOB) Operating Expenses (2014 - 2026)
Live Oak Bancshares (LOB) posted quarterly Operating Expenses of $85.3 million for Q1 2026, up 5.55% year-over-year from $80.8 million in Q1 2025, and up 9.21% quarter-over-quarter from $78.1 million in Q4 2025.
Live Oak Bancshares (LOB) Operating Expenses (2014 - 2026) Analysis & Trends
Live Oak Bancshares' Operating Expenses history runs 13 years deep, the most recent figure standing at $85.3 million for Q1 2026.
- In Q1 2026, Operating Expenses rose 5.55% year-over-year to $85.3 million; the TTM figure through Mar 2026 stood at $340.0 million (up 11.04% YoY), while the FY2025 annual figure was $338.7 million, up 11.74% from the prior year.
- Operating Expenses for Q1 2026 stood at $85.3 million, up from $78.1 million in the prior quarter.
- The five-year high for Operating Expenses was $89.3 million in Q2 2025, with the low at $65.7 million in Q1 2022.
- The 5-year median for Operating Expenses is $79.0 million (2023), against an average of $79.6 million.
- The sharpest annual moves came in 2022 and 2024: Operating Expenses soared 49.75% in 2022, then fell 17.95% in 2024.
- Live Oak Bancshares' Operating Expenses stood at $84.6 million in 2022, then grew by 1.05% to $85.5 million in 2023, then retreated by 17.95% to $70.1 million in 2024, then increased by 11.37% to $78.1 million in 2025, then advanced by 9.21% to $85.3 million in 2026.
- Business Quant data shows LOB's Operating Expenses at $85.3 million in Q1 2026, $78.1 million in Q4 2025, and $87.3 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.11 Bn |
| 10 | Live Oak Bancshares | 1.88 Bn | 1.88 Bn | - | 84.53 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 84.53 Mn |
| Mar 31, 2026 | 85.29 Mn |
| Dec 31, 2025 | 78.10 Mn |
| Sep 30, 2025 | 87.29 Mn |
| Jun 30, 2025 | 89.29 Mn |
| Mar 31, 2025 | 80.81 Mn |
| Dec 31, 2024 | 70.13 Mn |
| Sep 30, 2024 | 77.59 Mn |
| Jun 30, 2024 | 77.66 Mn |
| Mar 31, 2024 | 77.74 Mn |
| Dec 31, 2023 | 85.47 Mn |
| Sep 30, 2023 | 74.26 Mn |
| Jun 30, 2023 | 76.46 Mn |
| Mar 31, 2023 | 78.96 Mn |
| Dec 31, 2022 | 84.59 Mn |
| Sep 30, 2022 | 83.05 Mn |
| Jun 30, 2022 | 80.88 Mn |
| Mar 31, 2022 | 65.71 Mn |
| Dec 31, 2021 | 59.70 Mn |
| Sep 30, 2021 | 55.46 Mn |