Live Oak Bancshares, Inc. (LOB) Operating Expenses (2014 - 2026)
Live Oak Bancshares (LOB) reported Operating Expenses of $84.53 million for Q2 2026, down 0.8% from $85.22 million a year earlier and down 0.9% from the prior quarter.
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Analysis
Live Oak Bancshares, Inc. (LOB) Operating Expenses (2014 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Live Oak Bancshares' Operating Expenses came in at $335.21 million, up 6.8% year-over-year; for FY2025, it came in at $338.7 million, up 11.7% from FY2024.
- Operating Expenses has a five-year compound annual growth rate of 11.9% (FY2020 to FY2025).
- By year, Operating Expenses came in at $303.11 million in FY2024 (-3.8%), $315.15 million in FY2023 (+0.3%), $314.23 million in FY2022 (+36.0%) and $230.99 million in FY2021 (+19.9%).
- Five-year quarterly Operating Expenses spans a low of $55.46 million in Q3 2021 and a high of $87.29 million in Q3 2025.
- Year over year, Operating Expenses gained in six of the last eight quarters, with growth averaging 3.6%.
- The high point for year-over-year Operating Expenses in five years was Q3 2022 (growth of 49.7%); the low point was Q4 2024 (a decline of 18.0%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $85.29 million (Q1 2026), $78.1 million (Q4 2025) and $87.29 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 84.53 Mn |
| Mar 31, 2026 | 85.29 Mn |
| Dec 31, 2025 | 78.10 Mn |
| Sep 30, 2025 | 87.29 Mn |
| Jun 30, 2025 | 85.22 Mn |
| Mar 31, 2025 | 80.81 Mn |
| Dec 31, 2024 | 70.13 Mn |
| Sep 30, 2024 | 77.59 Mn |
| Jun 30, 2024 | 77.66 Mn |
| Mar 31, 2024 | 77.74 Mn |
| Dec 31, 2023 | 85.47 Mn |
| Sep 30, 2023 | 74.26 Mn |
| Jun 30, 2023 | 76.46 Mn |
| Mar 31, 2023 | 78.96 Mn |
| Dec 31, 2022 | 84.59 Mn |
| Sep 30, 2022 | 83.05 Mn |
| Jun 30, 2022 | 80.88 Mn |
| Mar 31, 2022 | 65.71 Mn |
| Dec 31, 2021 | 59.70 Mn |
| Sep 30, 2021 | 55.46 Mn |
API Access
Live Oak Bancshares, Inc. Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();