Live Oak Bancshares LOB
NYSE LOB
$38.91 -0.44 (-1.12%)
As of: Sep 9, 2026 · 3:59 PM EDT

Live Oak Bancshares (LOB) Operating Expenses (2014 - 2026)

Live Oak Bancshares (LOB) posted Operating Expenses of $84.5 million for Q2 2026, down 0.9% on a QoQ basis from $85.3 million in Q1 2026, and down 0.82% year-over-year from $85.2 million in Q2 2025.

Analysis

Live Oak Bancshares (LOB) Operating Expenses (2014 - 2026) Analysis & Trends

Live Oak Bancshares has reported Operating Expenses for 13 years, with the latest figure at $84.5 million in Q2 2026.

  • On a quarterly basis, Operating Expenses fell 0.82% year-over-year to $84.5 million in Q2 2026; TTM through Jun 2026 was $335.2 million, a 6.84% increase from a year earlier, with the FY2025 full-year figure at $338.7 million, up 11.74% from the prior year.
  • Operating Expenses was $84.5 million for Q2 2026 at Live Oak Bancshares, down from $85.3 million in the prior quarter.
  • The five-year high for Operating Expenses was $87.3 million in Q3 2025, with the low at $65.7 million in Q1 2022.
  • Average Operating Expenses over 5 years is $79.7 million, with a median of $79.9 million recorded in 2023.
  • The sharpest annual moves came in 2022 and 2024: Operating Expenses surged 49.75% in 2022, then decreased 17.95% in 2024.
  • Over 5 years, Operating Expenses stood at $84.6 million in 2022, then rose by 1.05% to $85.5 million in 2023, then slipped by 17.95% to $70.1 million in 2024, then gained by 11.37% to $78.1 million in 2025, then climbed by 8.22% to $84.5 million in 2026.
  • The last three Operating Expenses figures came in at $84.5 million (Q2 2026), $85.3 million (Q1 2026), and $78.1 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -259.95 Bn
2 Truist Financial 61.46 Bn 61.46 Bn - 3.06 Bn
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 2.11 Bn
4 M&T Bank 34.72 Bn 34.72 Bn - 1.35 Bn
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 1.81 Bn
6 Citizens Financial 29.31 Bn 29.31 Bn - 1.39 Bn
7 Regions Financial 25.53 Bn 25.53 Bn - 1.12 Bn
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn 1.55 Bn
9 Keycorp 23.26 Bn -24.44 Bn - 1.22 Bn
10 Live Oak Bancshares 1.80 Bn 1.80 Bn - 84.53 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 84.53 Mn
Mar 31, 2026 85.29 Mn
Dec 31, 2025 78.10 Mn
Sep 30, 2025 87.29 Mn
Jun 30, 2025 85.22 Mn
Mar 31, 2025 80.81 Mn
Dec 31, 2024 70.13 Mn
Sep 30, 2024 77.59 Mn
Jun 30, 2024 77.66 Mn
Mar 31, 2024 77.74 Mn
Dec 31, 2023 85.47 Mn
Sep 30, 2023 74.26 Mn
Jun 30, 2023 76.46 Mn
Mar 31, 2023 78.96 Mn
Dec 31, 2022 84.59 Mn
Sep 30, 2022 83.05 Mn
Jun 30, 2022 80.88 Mn
Mar 31, 2022 65.71 Mn
Dec 31, 2021 59.70 Mn
Sep 30, 2021 55.46 Mn