Live Oak Bancshares (LOB) EPS (Basic) (2014 - 2026)
Live Oak Bancshares' EPS (Basic) was $0.52 in Q3 2026, down 6.1% from $0.56 a year earlier and down 30.1% from the prior quarter.
Live Oak Bancshares (LOB) EPS (Basic) (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, Live Oak Bancshares' EPS (Basic) was $2.83 through Sep 30, 2026, up 89.0% year-over-year; for FY2025, it was $2.25, up 30.7% from FY2024.
- EPS (Basic) shows a five-year compound annual growth rate of 9.0% (FY2020 to FY2025).
- In earlier years, EPS (Basic) was $1.72 in FY2024 (+3.3%), $1.67 in FY2023 (-58.5%), $4.02 in FY2022 (+3.9%) and $3.87 in FY2021 (+164.3%).
- The Q3 2026 figure marks the lowest quarterly EPS (Basic) since Q2 2025.
- Compared with a year earlier, EPS (Basic) was higher in four of the last eight quarters, with growth averaging 67.0%.
- The best year-over-year quarter for EPS (Basic) over five years was Q4 2023 (growth of 792.0%); the worst was Q1 2023 (a decline of 98.9%).
- Per Business Quant data, LOB's EPS (Basic) in the three quarters before Q3 2026 was $0.75 (Q2 2026), $0.61 (Q1 2026) and $0.97 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EPS (Basic) (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 5.58 |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 1.50 |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 0.93 |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 2.03 |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 3.07 |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 3.07 |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 17.30 |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 0.14 |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1.89 |
| 10 | Live Oak Bancshares | 1.63 Bn | 1.51 Bn | - | 0.52 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.52 |
| Jun 30, 2026 | 0.75 |
| Mar 31, 2026 | 0.61 |
| Dec 31, 2025 | 0.97 |
| Sep 30, 2025 | 0.56 |
| Jun 30, 2025 | 0.51 |
| Mar 31, 2025 | 0.21 |
| Dec 31, 2024 | 0.22 |
| Sep 30, 2024 | 0.29 |
| Jun 30, 2024 | 0.60 |
| Mar 31, 2024 | 0.62 |
| Dec 31, 2023 | 0.36 |
| Sep 30, 2023 | 0.90 |
| Jun 30, 2023 | 0.40 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.98 |
| Jun 30, 2022 | 2.21 |
| Mar 31, 2022 | 0.79 |
| Dec 31, 2021 | 0.70 |
Live Oak Bancshares EPS (Basic) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=eps-basic&ticker=LOB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "eps-basic", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=eps-basic&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();