Live Oak Bancshares (LOB) Interest Expense - Debt (2014 - 2026)
Live Oak Bancshares (LOB) posted Interest Expense - Debt of $1.6 million for Q2 2026, down 4.8% from $1.68 million a year earlier and down 0.9% from the prior quarter.
Live Oak Bancshares (LOB) Interest Expense - Debt (2014 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expense - Debt at Live Oak Bancshares was $6.55 million, down 4.6% year-over-year; for FY2025, it was $6.7 million, up 20.1% from FY2024.
- Annual Interest Expense - Debt has increased for three consecutive years, with a five-year compound annual growth rate of 11.1% (FY2020 to FY2025).
- In prior years, Live Oak Bancshares' Interest Expense - Debt was $5.58 million in FY2024 (+102.0%), $2.76 million in FY2023 (+42.6%), $1.94 million in FY2022 (-58.7%) and $4.69 million in FY2021 (+18.4%).
- The Q2 2026 figure stands as the lowest quarterly Interest Expense - Debt since Q1 2024.
- On a year-over-year basis, Interest Expense - Debt has declined in each of the last five quarters, with growth averaging 186.0% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expense - Debt in the past five years was Q4 2024, with growth of 555.5%; the weakest was Q1 2024, with a decline of 82.8%.
- According to Business Quant data, Interest Expense - Debt for the three prior quarters was $1.62 million (Q1 2026), $1.66 million (Q4 2025) and $1.68 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 4.47 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 3.10 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 3.41 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 2.62 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 2.39 Bn |
| 10 | Live Oak Bancshares | 1.68 Bn | 1.68 Bn | - | 1.60 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.60 Mn |
| Mar 31, 2026 | 1.62 Mn |
| Dec 31, 2025 | 1.66 Mn |
| Sep 30, 2025 | 1.68 Mn |
| Jun 30, 2025 | 1.68 Mn |
| Mar 31, 2025 | 1.69 Mn |
| Dec 31, 2024 | 1.74 Mn |
| Sep 30, 2024 | 1.76 Mn |
| Jun 30, 2024 | 1.77 Mn |
| Mar 31, 2024 | 311,000.00 |
| Dec 31, 2023 | 265,000.00 |
| Sep 30, 2023 | 287,000.00 |
| Jun 30, 2023 | 407,000.00 |
| Mar 31, 2023 | 1.80 Mn |
| Dec 31, 2022 | 351,000.00 |
| Sep 30, 2022 | 395,000.00 |
| Jun 30, 2022 | 536,000.00 |
| Mar 31, 2022 | 655,000.00 |
| Dec 31, 2021 | 748,000.00 |
| Sep 30, 2021 | 892,000.00 |
Live Oak Bancshares Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=LOB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();