Live Oak Bancshares (LOB) EBIT (2014 - 2026)
Live Oak Bancshares (LOB) posted EBIT of $162.2 million for Q2 2026, up 4.95% on a QoQ basis from $154.5 million in Q1 2026, and up 10.89% year-over-year from $146.3 million in Q2 2025.
Analysis
Live Oak Bancshares (LOB) EBIT (2014 - 2026) Analysis & Trends
Live Oak Bancshares has reported EBIT for 13 years, with the latest figure at $162.2 million in Q2 2026.
- On a quarterly basis, EBIT rose 10.89% year-over-year to $162.2 million in Q2 2026; TTM through Jun 2026 was $647.7 million, a 22.19% increase from a year earlier, with the FY2025 full-year figure at $602.9 million, up 14.69% from the prior year.
- EBIT was $162.2 million for Q2 2026 at Live Oak Bancshares, up from $154.5 million in the prior quarter.
- The five-year high for EBIT was $178.4 million in Q4 2025, with the low at $51.4 million in Q4 2022.
- Average EBIT over 5 years is $122.1 million, with a median of $129.0 million recorded in 2024.
- The largest YoY upside for EBIT was 122.55% in 2023 against a maximum downside of 26.3% in 2023.
- Over 5 years, EBIT stood at $51.4 million in 2022, then surged by 122.55% to $114.4 million in 2023, then gained by 12.13% to $128.3 million in 2024, then soared by 39.06% to $178.4 million in 2025, then decreased by 9.1% to $162.2 million in 2026.
- The last three EBIT figures came in at $162.2 million (Q2 2026), $154.5 million (Q1 2026), and $178.4 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | 40.42 Bn |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 4.16 Bn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 2.19 Bn |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 1.89 Bn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 2.23 Bn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 1.67 Bn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 1.19 Bn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | -1.52 Bn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 1.46 Bn |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 162.20 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 162.20 Mn |
| Mar 31, 2026 | 154.55 Mn |
| Dec 31, 2025 | 178.44 Mn |
| Sep 30, 2025 | 152.52 Mn |
| Jun 30, 2025 | 146.27 Mn |
| Mar 31, 2025 | 125.71 Mn |
| Dec 31, 2024 | 128.32 Mn |
| Sep 30, 2024 | 129.78 Mn |
| Jun 30, 2024 | 143.19 Mn |
| Mar 31, 2024 | 124.42 Mn |
| Dec 31, 2023 | 114.44 Mn |
| Sep 30, 2023 | 133.96 Mn |
| Jun 30, 2023 | 104.38 Mn |
| Mar 31, 2023 | 73.01 Mn |
| Dec 31, 2022 | 51.43 Mn |
| Sep 30, 2022 | 76.34 Mn |
| Jun 30, 2022 | 141.63 Mn |
| Mar 31, 2022 | 57.90 Mn |
| Dec 31, 2021 | 62.34 Mn |
| Sep 30, 2021 | 58.28 Mn |