Live Oak Bancshares (LOB) EBIT (2014 - 2026)
Live Oak Bancshares (LOB) posted quarterly EBIT of $154.5 million for Q1 2026, up 22.94% year-over-year from $125.7 million in Q1 2025, and down 13.39% quarter-over-quarter from $178.4 million in Q4 2025.
Live Oak Bancshares (LOB) EBIT (2014 - 2026) Analysis & Trends
Live Oak Bancshares' EBIT history runs 13 years deep, the most recent figure standing at $154.5 million for Q1 2026.
- In Q1 2026, EBIT rose 22.94% year-over-year to $154.5 million; the TTM figure through Mar 2026 stood at $631.8 million (up 17.02% YoY), while the FY2025 annual figure was $603.4 million, up 14.7% from the prior year.
- EBIT for Q1 2026 stood at $154.5 million, down from $178.4 million in the prior quarter.
- The five-year high for EBIT was $178.4 million in Q4 2025, with the low at $51.4 million in Q4 2022.
- The 5-year median for EBIT is $129.8 million (2024), against an average of $121.6 million.
- Peak annual rise in EBIT reached 122.15% in 2023, while the deepest fall reached 26.3% in 2023.
- Live Oak Bancshares' EBIT stood at $51.4 million in 2022, then jumped by 122.15% to $114.2 million in 2023, then rose by 12.58% to $128.6 million in 2024, then soared by 38.75% to $178.4 million in 2025, then declined by 13.39% to $154.5 million in 2026.
- Business Quant data shows LOB's EBIT at $154.5 million in Q1 2026, $178.4 million in Q4 2025, and $152.5 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 5.17 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 5.96 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -1.13 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 11.84 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 2.95 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 4.16 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 2.19 Bn |
| 10 | Live Oak Bancshares | 1.88 Bn | 1.88 Bn | - | 162.20 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 162.20 Mn |
| Mar 31, 2026 | 154.55 Mn |
| Dec 31, 2025 | 178.44 Mn |
| Sep 30, 2025 | 152.52 Mn |
| Jun 30, 2025 | 146.27 Mn |
| Mar 31, 2025 | 125.71 Mn |
| Dec 31, 2024 | 128.61 Mn |
| Sep 30, 2024 | 129.78 Mn |
| Jun 30, 2024 | 155.81 Mn |
| Mar 31, 2024 | 142.58 Mn |
| Dec 31, 2023 | 114.24 Mn |
| Sep 30, 2023 | 133.96 Mn |
| Jun 30, 2023 | 104.38 Mn |
| Mar 31, 2023 | 73.01 Mn |
| Dec 31, 2022 | 51.43 Mn |
| Sep 30, 2022 | 76.34 Mn |
| Jun 30, 2022 | 141.63 Mn |
| Mar 31, 2022 | 58.16 Mn |
| Dec 31, 2021 | 60.36 Mn |
| Sep 30, 2021 | 58.28 Mn |