Live Oak Bancshares (LOB) EBIT (2014 - 2026)
Live Oak Bancshares (LOB) recorded quarterly EBIT of $154.5 million in Q1 2026, down 13.39% quarter-over-quarter from $178.4 million in Q4 2025, and up 22.94% on a YoY basis from $125.7 million in Q1 2025.
Live Oak Bancshares (LOB) EBIT (2014 - 2026) Analysis & Trends
Live Oak Bancshares' EBIT history runs 13 years deep, the most recent figure standing at $154.5 million for Q1 2026.
- In Q1 2026, EBIT rose 22.94% year-over-year to $154.5 million; the TTM figure through Mar 2026 stood at $631.8 million (up 19.88% YoY), while the FY2025 annual figure was $602.9 million, up 14.69% from the prior year.
- EBIT was $154.5 million for Q1 2026 at Live Oak Bancshares, down from $178.4 million in the prior quarter.
- In the past five years, EBIT ranged from a high of $178.4 million in Q4 2025 to a low of $51.4 million in Q4 2022.
- Historically, EBIT has averaged $119.8 million across 5 years, with a median of $128.3 million in 2024.
- Biggest YoY gain for EBIT was 122.55% in 2023; the steepest drop was 26.3% in 2023.
- A 5-year view of EBIT shows it stood at $51.4 million in 2022, then jumped by 122.55% to $114.4 million in 2023, then rose by 12.13% to $128.3 million in 2024, then surged by 39.06% to $178.4 million in 2025, then fell by 13.39% to $154.5 million in 2026.
- The last three EBIT figures came in at $154.5 million (Q1 2026), $178.4 million (Q4 2025), and $152.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 346,782.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 2.73 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 8.87 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 11.54 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 2.74 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 1.47 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 1.91 Bn |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 154.55 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 154.55 Mn |
| Dec 31, 2025 | 178.44 Mn |
| Sep 30, 2025 | 152.52 Mn |
| Jun 30, 2025 | 146.27 Mn |
| Mar 31, 2025 | 125.71 Mn |
| Dec 31, 2024 | 128.32 Mn |
| Sep 30, 2024 | 129.78 Mn |
| Jun 30, 2024 | 143.19 Mn |
| Mar 31, 2024 | 124.42 Mn |
| Dec 31, 2023 | 114.44 Mn |
| Sep 30, 2023 | 133.96 Mn |
| Jun 30, 2023 | 104.38 Mn |
| Mar 31, 2023 | 73.01 Mn |
| Dec 31, 2022 | 51.43 Mn |
| Sep 30, 2022 | 76.34 Mn |
| Jun 30, 2022 | 141.63 Mn |
| Mar 31, 2022 | 57.90 Mn |
| Dec 31, 2021 | 62.34 Mn |
| Sep 30, 2021 | 58.28 Mn |
| Jun 30, 2021 | 92.71 Mn |