Live Oak Bancshares, Inc. Ratios

Ratios Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
EBT Margin 41.55%23.32%31.29%12.63%39.15%22.54%11.52%16.88%46.13%37.19%18.12%17.86%
EBIT Margin 48.27%31.15%39.36%4.42%13.70%4.73%2.42%3.55%9.69%57.88%93.17%105.21%
Operating Margin 4.42%13.70%4.73%2.42%3.55%9.69%
Net Margin 41.55%13.44%18.74%10.11%40.05%25.18%8.86%21.21%36.54%31.16%16.17%15.49%
FCF Margin -77.17%-369.01%-332.19%-170.97%-164.04%-51.41%-255.26%-100.45%-26.87%-60.92%28.51%19.28%
Leverage & Solvency
Interest Coverage Ratio 7.183.984.880.411.350.180.060.110.692.801.241.20
Times Interest Earned 7.183.984.880.411.350.180.060.110.692.801.241.20
Dividends & Payouts
FCF Payout Ratio -0.23-0.19-0.01-0.01-0.01-0.05-0.01-0.02-0.04-0.020.040.06
Valuation
Enterprise Value 485.23M760.64M1,068.70M594.58M765.86M1,928.89M3,788.49M1,328.33M2,023.92M1,787.24M
Market Capitalization 760.64M1,068.70M594.58M765.86M1,928.89M3,788.49M
Return Ratios
Return on Sales 0.42%0.13%0.19%0.07%0.45%0.25%0.09%0.21%0.37%0.31%0.16%0.15%