Live Oak Bancshares (LOB) Interest Expense - Deposits (2014 - 2026)
Live Oak Bancshares (LOB) posted quarterly Interest Expense - Deposits of $112.8 million for Q1 2026, up 1.77% year-over-year from $110.9 million in Q1 2025, and down 1.77% quarter-over-quarter from $114.9 million in Q4 2025.
Live Oak Bancshares (LOB) Interest Expense - Deposits (2014 - 2026) Analysis & Trends
Live Oak Bancshares' Interest Expense - Deposits history runs 13 years deep, the most recent figure standing at $112.8 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits rose 1.77% year-over-year to $112.8 million; the TTM figure through Mar 2026 stood at $455.4 million (up 3.55% YoY), while the FY2025 annual figure was $453.4 million, up 5.23% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $112.8 million, down from $114.9 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $114.9 million in Q4 2025, with the low at $14.3 million in Q1 2022.
- The 5-year median for Interest Expense - Deposits is $102.0 million (2024), against an average of $85.4 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits fell 15.32% in 2022, then surged 371.11% in 2023.
- Live Oak Bancshares' Interest Expense - Deposits stood at $50.4 million in 2022, then surged by 92.02% to $96.7 million in 2023, then increased by 17.23% to $113.4 million in 2024, then advanced by 1.34% to $114.9 million in 2025, then retreated by 1.77% to $112.8 million in 2026.
- Business Quant data shows LOB's Interest Expense - Deposits at $112.8 million in Q1 2026, $114.9 million in Q4 2025, and $114.3 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Live Oak Bancshares | 1.89 Bn | 1.89 Bn | - | 114.78 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 114.78 Mn |
| Mar 31, 2026 | 112.85 Mn |
| Dec 31, 2025 | 114.88 Mn |
| Sep 30, 2025 | 114.27 Mn |
| Jun 30, 2025 | 113.38 Mn |
| Mar 31, 2025 | 110.89 Mn |
| Dec 31, 2024 | 113.36 Mn |
| Sep 30, 2024 | 110.17 Mn |
| Jun 30, 2024 | 105.36 Mn |
| Mar 31, 2024 | 102.00 Mn |
| Dec 31, 2023 | 96.70 Mn |
| Sep 30, 2023 | 90.91 Mn |
| Jun 30, 2023 | 85.00 Mn |
| Mar 31, 2023 | 67.60 Mn |
| Dec 31, 2022 | 50.36 Mn |
| Sep 30, 2022 | 31.55 Mn |
| Jun 30, 2022 | 18.78 Mn |
| Mar 31, 2022 | 14.35 Mn |
| Dec 31, 2021 | 13.82 Mn |
| Sep 30, 2021 | 14.16 Mn |