Live Oak Bancshares, Inc. (LOB) Interest Expense - Deposits (2014 - 2026)
Live Oak Bancshares (LOB) recorded Interest Expense - Deposits of $114.78 million in Q2 2026, up 1.2% from $113.38 million a year earlier and up 1.7% from the prior quarter.
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Live Oak Bancshares, Inc. (LOB) Interest Expense - Deposits (2014 - 2026) Analysis & Trends
On a TTM basis, Live Oak Bancshares' Interest Expense - Deposits came in at $456.77 million as of Jun 30, 2026, up 2.0% year-over-year; for FY2025, it came in at $453.41 million, up 5.2% from FY2024.
- Annual Interest Expense - Deposits has increased for four straight years, with a five-year compound annual growth rate of 38.3% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Deposits came in at $430.89 million in FY2024 (+26.7%), $340.21 million in FY2023 (+195.7%), $115.04 million in FY2022 (+92.6%) and $59.74 million in FY2021 (-33.4%).
- Quarterly Interest Expense - Deposits has ranged from $13.82 million in Q4 2021 to $114.88 million in Q4 2025 over the past five years.
- On a year-over-year basis, Interest Expense - Deposits has increased for 17 consecutive quarters, with growth averaging 7.9% over the last eight quarters.
- Peak year-over-year performance for Interest Expense - Deposits in the last five years was growth of 371.1% in Q1 2023, against a decline of 36.1% in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at $112.85 million (Q1 2026), $114.88 million (Q4 2025) and $114.27 million (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 114.78 Mn |
| Mar 31, 2026 | 112.85 Mn |
| Dec 31, 2025 | 114.88 Mn |
| Sep 30, 2025 | 114.27 Mn |
| Jun 30, 2025 | 113.38 Mn |
| Mar 31, 2025 | 110.89 Mn |
| Dec 31, 2024 | 113.36 Mn |
| Sep 30, 2024 | 110.17 Mn |
| Jun 30, 2024 | 105.36 Mn |
| Mar 31, 2024 | 102.00 Mn |
| Dec 31, 2023 | 96.70 Mn |
| Sep 30, 2023 | 90.91 Mn |
| Jun 30, 2023 | 85.00 Mn |
| Mar 31, 2023 | 67.60 Mn |
| Dec 31, 2022 | 50.36 Mn |
| Sep 30, 2022 | 31.55 Mn |
| Jun 30, 2022 | 18.78 Mn |
| Mar 31, 2022 | 14.35 Mn |
| Dec 31, 2021 | 13.82 Mn |
| Sep 30, 2021 | 14.16 Mn |
API Access
Live Oak Bancshares, Inc. Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();