Live Oak Bancshares (LOB) Interest Expense - Deposits (2014 - 2026)

Live Oak Bancshares (LOB) recorded quarterly Interest Expense - Deposits of $112.8 million in Q1 2026, down 1.77% quarter-over-quarter from $114.9 million in Q4 2025, and up 1.77% on a YoY basis from $110.9 million in Q1 2025.

Live Oak Bancshares (LOB) Interest Expense - Deposits (2014 - 2026) Analysis & Trends

Live Oak Bancshares' Interest Expense - Deposits history runs 13 years deep, the most recent figure standing at $112.8 million for Q1 2026.

  • In Q1 2026, Interest Expense - Deposits rose 1.77% year-over-year to $112.8 million; the TTM figure through Mar 2026 stood at $455.4 million (up 3.55% YoY), while the FY2025 annual figure was $453.4 million, up 5.23% from the prior year.
  • Interest Expense - Deposits was $112.8 million for Q1 2026 at Live Oak Bancshares, down from $114.9 million in the prior quarter.
  • In the past five years, Interest Expense - Deposits ranged from a high of $114.9 million in Q4 2025 to a low of $14.3 million in Q1 2022.
  • Historically, Interest Expense - Deposits has averaged $85.4 million across 5 years, with a median of $102.0 million in 2024.
  • The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits retreated 15.32% in 2022, then soared 371.11% in 2023.
  • A 5-year view of Interest Expense - Deposits shows it stood at $50.4 million in 2022, then soared by 92.02% to $96.7 million in 2023, then rose by 17.23% to $113.4 million in 2024, then climbed by 1.34% to $114.9 million in 2025, then decreased by 1.77% to $112.8 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $112.8 million (Q1 2026), $114.9 million (Q4 2025), and $114.3 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 3.51 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 4.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - 2.05 Bn
10 Live Oak Bancshares 1.80 Bn 1.80 Bn - 112.85 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 112.85 Mn
Dec 31, 2025 114.88 Mn
Sep 30, 2025 114.27 Mn
Jun 30, 2025 113.38 Mn
Mar 31, 2025 110.89 Mn
Dec 31, 2024 113.36 Mn
Sep 30, 2024 110.17 Mn
Jun 30, 2024 105.36 Mn
Mar 31, 2024 102.00 Mn
Dec 31, 2023 96.70 Mn
Sep 30, 2023 90.91 Mn
Jun 30, 2023 85.00 Mn
Mar 31, 2023 67.60 Mn
Dec 31, 2022 50.36 Mn
Sep 30, 2022 31.55 Mn
Jun 30, 2022 18.78 Mn
Mar 31, 2022 14.35 Mn
Dec 31, 2021 13.82 Mn
Sep 30, 2021 14.16 Mn
Jun 30, 2021 14.82 Mn