Live Oak Bancshares (LOB) EBITDA (2014 - 2026)

Live Oak Bancshares (LOB) recorded quarterly EBITDA of $158.2 million in Q1 2026, down 13.11% quarter-over-quarter from $182.1 million in Q4 2025, and up 22.24% on a YoY basis from $129.4 million in Q1 2025.

Live Oak Bancshares (LOB) EBITDA (2014 - 2026) Analysis & Trends

Live Oak Bancshares' EBITDA history runs 13 years deep, the most recent figure standing at $158.2 million for Q1 2026.

  • In Q1 2026, EBITDA rose 22.24% year-over-year to $158.2 million; the TTM figure through Mar 2026 stood at $646.1 million (up 19.33% YoY), while the FY2025 annual figure was $617.4 million, up 14.43% from the prior year.
  • EBITDA was $158.2 million for Q1 2026 at Live Oak Bancshares, down from $182.1 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $182.1 million in Q4 2025 to a low of $55.2 million in Q4 2022.
  • Historically, EBITDA has averaged $123.4 million across 5 years, with a median of $132.1 million in 2024.
  • Biggest YoY gain for EBITDA was 113.69% in 2023; the steepest drop was 25.45% in 2023.
  • A 5-year view of EBITDA shows it stood at $55.2 million in 2022, then jumped by 113.69% to $117.9 million in 2023, then grew by 12.01% to $132.1 million in 2024, then jumped by 37.87% to $182.1 million in 2025, then fell by 13.11% to $158.2 million in 2026.
  • The last three EBITDA figures came in at $158.2 million (Q1 2026), $182.1 million (Q4 2025), and $155.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 346,782.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 2.73 Bn
4 First Capital 215.78 Bn 215.63 Bn - 8.87 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 11.54 Mn
7 NatWest 168.65 Bn -51.67 Bn - 2.74 Bn
8 Shinhan Financial 136.54 Bn 104.11 Bn - 1.47 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 1.91 Bn
10 Live Oak Bancshares 1.80 Bn 1.80 Bn - 158.24 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 158.24 Mn
Dec 31, 2025 182.12 Mn
Sep 30, 2025 155.84 Mn
Jun 30, 2025 149.95 Mn
Mar 31, 2025 129.45 Mn
Dec 31, 2024 132.09 Mn
Sep 30, 2024 133.25 Mn
Jun 30, 2024 146.70 Mn
Mar 31, 2024 127.49 Mn
Dec 31, 2023 117.92 Mn
Sep 30, 2023 137.64 Mn
Jun 30, 2023 108.41 Mn
Mar 31, 2023 76.83 Mn
Dec 31, 2022 55.18 Mn
Sep 30, 2022 80.10 Mn
Jun 30, 2022 145.41 Mn
Mar 31, 2022 61.72 Mn
Dec 31, 2021 66.08 Mn
Sep 30, 2021 61.99 Mn
Jun 30, 2021 96.43 Mn