Live Oak Bancshares (LOB) EBITDA (2014 - 2026)

Live Oak Bancshares' EBITDA history runs 13 years deep, the most recent figure standing at $154.5 million for Q1 2026.

• On a quarterly basis, EBITDA rose 22.94% year-over-year to $154.5 million in Q1 2026; TTM through Mar 2026 was $632.5 million, a 475.8% increase from a year earlier, with the FY2025 full-year figure at $603.4 million, up 14.7% from the prior year.
• EBITDA retreated to $154.5 million in Q1 2026 per LOB's latest filing, from $179.2 million in the prior quarter.
• Across five years, EBITDA topped out at $179.2 million in Q4 2025 and bottomed at -$301.4 million in Q4 2024.
• The 5-year median for EBITDA is $129.8 million (2024), against an average of $70.0 million.
• Across the five-year window, EBITDA tumbled 270.3% in 2023 and jumped 159.45% in 2025, its largest moves.
• Year by year, EBITDA stood at -$60.0 million in 2022, then tumbled by 270.3% to -$222.0 million in 2023, then tumbled by 35.77% to -$301.4 million in 2024, then soared by 159.45% to $179.2 million in 2025, then retreated by 13.76% to $154.5 million in 2026.
• Per Business Quant, the three latest LOB EBITDA figures stand at $154.5 million (Q1 2026), $179.2 million (Q4 2025), and $152.5 million (Q3 2025).