Live Oak Bancshares (LOB) EBT (2014 - 2026)
Live Oak Bancshares (LOB) posted EBT of $45.8 million for Q2 2026, up 14.32% on a QoQ basis from $40.1 million in Q1 2026, and up 46.85% year-over-year from $31.2 million in Q2 2025.
Analysis
Live Oak Bancshares (LOB) EBT (2014 - 2026) Analysis & Trends
Live Oak Bancshares has reported EBT for 13 years, with the latest figure at $45.8 million in Q2 2026.
- On a quarterly basis, EBT rose 46.85% year-over-year to $45.8 million in Q2 2026; TTM through Jun 2026 was $184.4 million, a 144.53% increase from a year earlier, with the FY2025 full-year figure at $142.8 million, up 60.04% from the prior year.
- EBT was $45.8 million for Q2 2026 at Live Oak Bancshares, up from $40.1 million in the prior quarter.
- The five-year high for EBT was $122.3 million in Q2 2022, with the low at $717000.0 in Q4 2022.
- Average EBT over 5 years is $34.0 million, with a median of $33.6 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: EBT sank 98.5% in 2022, then jumped 2338.49% in 2023.
- Over 5 years, EBT stood at $717000.0 in 2022, then surged by 2338.49% to $17.5 million in 2023, then slipped by 24.34% to $13.2 million in 2024, then surged by 367.98% to $61.9 million in 2025, then decreased by 25.99% to $45.8 million in 2026.
- The last three EBT figures came in at $45.8 million (Q2 2026), $40.1 million (Q1 2026), and $61.9 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | 1,450.12 Bn |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 1.82 Bn |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 1.04 Bn |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 1.06 Bn |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 896.00 Mn |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 755.00 Mn |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 718.00 Mn |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 647.00 Mn |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 891.00 Mn |
| 10 | Live Oak Bancshares | 1.83 Bn | 1.84 Bn | - | 45.82 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.82 Mn |
| Mar 31, 2026 | 40.08 Mn |
| Dec 31, 2025 | 61.91 Mn |
| Sep 30, 2025 | 36.57 Mn |
| Jun 30, 2025 | 31.20 Mn |
| Mar 31, 2025 | 13.13 Mn |
| Dec 31, 2024 | 13.23 Mn |
| Sep 30, 2024 | 17.84 Mn |
| Jun 30, 2024 | 36.06 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 17.48 Mn |
| Sep 30, 2023 | 42.76 Mn |
| Jun 30, 2023 | 18.97 Mn |
| Mar 31, 2023 | 3.61 Mn |
| Dec 31, 2022 | 717,000.00 |
| Sep 30, 2022 | 44.39 Mn |
| Jun 30, 2022 | 122.32 Mn |
| Mar 31, 2022 | 42.90 Mn |
| Dec 31, 2021 | 47.78 Mn |
| Sep 30, 2021 | 43.23 Mn |