Live Oak Bancshares (LOB) EBT (2014 - 2026)

Live Oak Bancshares' (LOB) quarterly EBT came in at $40.1 million in Q1 2026, up 205.22% year-on-year from $13.1 million in Q1 2025, and down 35.26% quarter-over-quarter from $61.9 million in Q4 2025.

Live Oak Bancshares (LOB) EBT (2014 - 2026) Analysis & Trends

Live Oak Bancshares' EBT history runs 13 years deep, the most recent figure standing at $40.1 million for Q1 2026.

  • On a quarterly basis, EBT rose 205.22% year-over-year to $40.1 million in Q1 2026; TTM through Mar 2026 was $169.8 million, a 111.52% increase from a year earlier, with the FY2025 full-year figure at $142.8 million, up 60.04% from the prior year.
  • EBT slipped to $40.1 million in Q1 2026 per LOB's latest filing, from $61.9 million in the prior quarter.
  • Across five years, EBT topped out at $122.3 million in Q2 2022 and bottomed at $717000.0 in Q4 2022.
  • The 5-year median for EBT is $31.2 million (2025), against an average of $33.3 million.
  • Across the five-year window, EBT slumped 98.5% in 2022 and surged 2338.49% in 2023, its largest moves.
  • Year by year, EBT stood at $717000.0 in 2022, then jumped by 2338.49% to $17.5 million in 2023, then decreased by 24.34% to $13.2 million in 2024, then jumped by 367.98% to $61.9 million in 2025, then slumped by 35.26% to $40.1 million in 2026.
  • Per Business Quant, the three latest LOB EBT figures stand at $40.1 million (Q1 2026), $61.9 million (Q4 2025), and $36.6 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 832.36 Mn
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 1.52 Bn
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 346,782.00
4 Lloyds Banking 360.83 Bn 360.83 Bn - 2.73 Bn
5 First Capital 204.17 Bn 203.82 Bn - 5.36 Mn
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 6.32 Mn
7 NatWest 144.82 Bn -51.17 Bn - 2.74 Bn
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 2.19 Bn
9 Us Bancorp 99.51 Bn 99.51 Bn - 2.42 Bn
10 Live Oak Bancshares 1.95 Bn 1.95 Bn - 40.08 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 40.08 Mn
Dec 31, 2025 61.91 Mn
Sep 30, 2025 36.57 Mn
Jun 30, 2025 31.20 Mn
Mar 31, 2025 13.13 Mn
Dec 31, 2024 13.23 Mn
Sep 30, 2024 17.84 Mn
Jun 30, 2024 36.06 Mn
Mar 31, 2024 22.11 Mn
Dec 31, 2023 17.48 Mn
Sep 30, 2023 42.76 Mn
Jun 30, 2023 18.97 Mn
Mar 31, 2023 3.61 Mn
Dec 31, 2022 717,000.00
Sep 30, 2022 44.39 Mn
Jun 30, 2022 122.32 Mn
Mar 31, 2022 42.90 Mn
Dec 31, 2021 47.78 Mn
Sep 30, 2021 43.23 Mn
Jun 30, 2021 76.17 Mn