Live Oak Bancshares (LOB) EBT (2014 - 2026)
Live Oak Bancshares' EBT was $45.82 million in Q2 2026, up 46.8% from $31.2 million a year earlier and up 14.3% from the prior quarter.
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Analysis
Live Oak Bancshares (LOB) EBT (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, Live Oak Bancshares' EBT was $184.38 million through Jun 30, 2026, up 144.5% year-over-year; for FY2025, it was $142.82 million, up 60.0% from FY2024.
- EBT shows a five-year compound annual growth rate of 24.7% (FY2020 to FY2025).
- In earlier years, EBT was $89.24 million in FY2024 (+7.7%), $82.83 million in FY2023 (-60.6%), $210.32 million in FY2022 (-0.2%) and $210.79 million in FY2021 (+344.8%).
- Quarterly EBT has moved between $717,000 (Q4 2022) and $122.32 million (Q2 2022) over five years.
- Compared with a year earlier, EBT has increased for four straight quarters, with growth averaging 73.5% over the last eight quarters.
- The best year-over-year quarter for EBT over five years was Q1 2024 (growth of 511.9%); the worst was Q4 2022 (a decline of 98.5%).
- Per Business Quant data, LOB's EBT in the three quarters before Q2 2026 was $40.08 million (Q1 2026), $61.91 million (Q4 2025) and $36.57 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 27.52 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | 279.77 Bn |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 11.57 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 7.35 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 5.56 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 7.02 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 8.56 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 8.05 Bn |
| 10 | Live Oak Bancshares | 1.68 Bn | 1.68 Bn | - | 45.82 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.82 Mn |
| Mar 31, 2026 | 40.08 Mn |
| Dec 31, 2025 | 61.91 Mn |
| Sep 30, 2025 | 36.57 Mn |
| Jun 30, 2025 | 31.20 Mn |
| Mar 31, 2025 | 13.13 Mn |
| Dec 31, 2024 | 13.23 Mn |
| Sep 30, 2024 | 17.84 Mn |
| Jun 30, 2024 | 36.06 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 17.48 Mn |
| Sep 30, 2023 | 42.76 Mn |
| Jun 30, 2023 | 18.97 Mn |
| Mar 31, 2023 | 3.61 Mn |
| Dec 31, 2022 | 717,000.00 |
| Sep 30, 2022 | 44.39 Mn |
| Jun 30, 2022 | 122.32 Mn |
| Mar 31, 2022 | 42.90 Mn |
| Dec 31, 2021 | 47.78 Mn |
| Sep 30, 2021 | 43.23 Mn |
API Access
Live Oak Bancshares EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();