Live Oak Bancshares (LOB) EBT (2014 - 2026)
Live Oak Bancshares (LOB) posted quarterly EBT of $40.1 million for Q1 2026, up 205.22% year-over-year from $13.1 million in Q1 2025, and down 35.26% quarter-over-quarter from $61.9 million in Q4 2025.
Live Oak Bancshares (LOB) EBT (2014 - 2026) Analysis & Trends
Live Oak Bancshares' EBT history runs 13 years deep, the most recent figure standing at $40.1 million for Q1 2026.
- In Q1 2026, EBT rose 205.22% year-over-year to $40.1 million; the TTM figure through Mar 2026 stood at $169.8 million (up 111.52% YoY), while the FY2025 annual figure was $142.8 million, up 60.04% from the prior year.
- EBT for Q1 2026 stood at $40.1 million, down from $61.9 million in the prior quarter.
- The five-year high for EBT was $122.3 million in Q2 2022, with the low at $717000.0 in Q4 2022.
- The 5-year median for EBT is $31.2 million (2025), against an average of $33.3 million.
- The sharpest annual moves came in 2022 and 2023: EBT sank 98.5% in 2022, then surged 2338.49% in 2023.
- Live Oak Bancshares' EBT stood at $717000.0 in 2022, then soared by 2338.49% to $17.5 million in 2023, then retreated by 24.34% to $13.2 million in 2024, then soared by 367.98% to $61.9 million in 2025, then tumbled by 35.26% to $40.1 million in 2026.
- Business Quant data shows LOB's EBT at $40.1 million in Q1 2026, $61.9 million in Q4 2025, and $36.6 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.72 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | 3.04 Bn |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 3.07 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 3.91 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 1.24 Bn |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.82 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.04 Bn |
| 10 | Live Oak Bancshares | 1.88 Bn | 1.88 Bn | - | 45.82 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 45.82 Mn |
| Mar 31, 2026 | 40.08 Mn |
| Dec 31, 2025 | 61.91 Mn |
| Sep 30, 2025 | 36.57 Mn |
| Jun 30, 2025 | 31.20 Mn |
| Mar 31, 2025 | 13.13 Mn |
| Dec 31, 2024 | 13.23 Mn |
| Sep 30, 2024 | 17.84 Mn |
| Jun 30, 2024 | 36.06 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 17.48 Mn |
| Sep 30, 2023 | 42.76 Mn |
| Jun 30, 2023 | 18.97 Mn |
| Mar 31, 2023 | 3.61 Mn |
| Dec 31, 2022 | 717,000.00 |
| Sep 30, 2022 | 44.39 Mn |
| Jun 30, 2022 | 122.32 Mn |
| Mar 31, 2022 | 42.90 Mn |
| Dec 31, 2021 | 47.78 Mn |
| Sep 30, 2021 | 43.23 Mn |