Live Oak Bancshares, Inc. (LOB) EBT (2014 - 2026)
Live Oak Bancshares' EBT was $45.82 million in Q2 2026, up 46.8% from $31.2 million a year earlier and up 14.3% from the prior quarter.
Live Oak Bancshares, Inc. (LOB) EBT (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, Live Oak Bancshares' EBT was $184.38 million through Jun 30, 2026, up 144.5% year-over-year; for FY2025, it was $142.82 million, up 60.0% from FY2024.
- EBT shows a five-year compound annual growth rate of 24.7% (FY2020 to FY2025).
- In earlier years, EBT was $89.24 million in FY2024 (+7.7%), $82.83 million in FY2023 (-60.6%), $210.32 million in FY2022 (-0.2%) and $210.79 million in FY2021 (+344.8%).
- Quarterly EBT has moved between $717,000 (Q4 2022) and $122.32 million (Q2 2022) over five years.
- Compared with a year earlier, EBT has increased for four straight quarters, with growth averaging 73.5% over the last eight quarters.
- The best year-over-year quarter for EBT over five years was Q1 2024 (growth of 511.9%); the worst was Q4 2022 (a decline of 98.5%).
- Per Business Quant data, LOB's EBT in the three quarters before Q2 2026 was $40.08 million (Q1 2026), $61.91 million (Q4 2025) and $36.57 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.82 Mn |
| Mar 31, 2026 | 40.08 Mn |
| Dec 31, 2025 | 61.91 Mn |
| Sep 30, 2025 | 36.57 Mn |
| Jun 30, 2025 | 31.20 Mn |
| Mar 31, 2025 | 13.13 Mn |
| Dec 31, 2024 | 13.23 Mn |
| Sep 30, 2024 | 17.84 Mn |
| Jun 30, 2024 | 36.06 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 17.48 Mn |
| Sep 30, 2023 | 42.76 Mn |
| Jun 30, 2023 | 18.97 Mn |
| Mar 31, 2023 | 3.61 Mn |
| Dec 31, 2022 | 717,000.00 |
| Sep 30, 2022 | 44.39 Mn |
| Jun 30, 2022 | 122.32 Mn |
| Mar 31, 2022 | 42.90 Mn |
| Dec 31, 2021 | 47.78 Mn |
| Sep 30, 2021 | 43.23 Mn |
Live Oak Bancshares, Inc. EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=LOB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();