Live Oak Bancshares (LOB) EBT (2014 - 2026)

Live Oak Bancshares (LOB) recorded quarterly EBT of $40.1 million in Q1 2026, down 35.26% quarter-over-quarter from $61.9 million in Q4 2025, and up 205.22% on a YoY basis from $13.1 million in Q1 2025.

Live Oak Bancshares (LOB) EBT (2014 - 2026) Analysis & Trends

Live Oak Bancshares' EBT history runs 13 years deep, the most recent figure standing at $40.1 million for Q1 2026.

  • In Q1 2026, EBT rose 205.22% year-over-year to $40.1 million; the TTM figure through Mar 2026 stood at $169.8 million (up 111.52% YoY), while the FY2025 annual figure was $142.8 million, up 60.04% from the prior year.
  • EBT was $40.1 million for Q1 2026 at Live Oak Bancshares, down from $61.9 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $122.3 million in Q2 2022 to a low of $717000.0 in Q4 2022.
  • Historically, EBT has averaged $33.3 million across 5 years, with a median of $31.2 million in 2025.
  • The sharpest annual moves came in 2022 and 2023: EBT slumped 98.5% in 2022, then soared 2338.49% in 2023.
  • A 5-year view of EBT shows it stood at $717000.0 in 2022, then jumped by 2338.49% to $17.5 million in 2023, then decreased by 24.34% to $13.2 million in 2024, then jumped by 367.98% to $61.9 million in 2025, then plunged by 35.26% to $40.1 million in 2026.
  • The last three EBT figures came in at $40.1 million (Q1 2026), $61.9 million (Q4 2025), and $36.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 346,782.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 2.73 Bn
4 First Capital 215.78 Bn 215.63 Bn - 5.36 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 6.32 Mn
7 NatWest 168.65 Bn -51.67 Bn - 2.74 Bn
8 Shinhan Financial 136.54 Bn 104.11 Bn - 1.52 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - 1.91 Bn
10 Live Oak Bancshares 1.80 Bn 1.80 Bn - 40.08 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 40.08 Mn
Dec 31, 2025 61.91 Mn
Sep 30, 2025 36.57 Mn
Jun 30, 2025 31.20 Mn
Mar 31, 2025 13.13 Mn
Dec 31, 2024 13.23 Mn
Sep 30, 2024 17.84 Mn
Jun 30, 2024 36.06 Mn
Mar 31, 2024 22.11 Mn
Dec 31, 2023 17.48 Mn
Sep 30, 2023 42.76 Mn
Jun 30, 2023 18.97 Mn
Mar 31, 2023 3.61 Mn
Dec 31, 2022 717,000.00
Sep 30, 2022 44.39 Mn
Jun 30, 2022 122.32 Mn
Mar 31, 2022 42.90 Mn
Dec 31, 2021 47.78 Mn
Sep 30, 2021 43.23 Mn
Jun 30, 2021 76.17 Mn