Live Oak Bancshares (LOB) EBT (2014 - 2026)
Live Oak Bancshares (LOB) recorded quarterly EBT of $40.1 million in Q1 2026, down 35.26% quarter-over-quarter from $61.9 million in Q4 2025, and up 205.22% on a YoY basis from $13.1 million in Q1 2025.
Live Oak Bancshares (LOB) EBT (2014 - 2026) Analysis & Trends
Live Oak Bancshares' EBT history runs 13 years deep, the most recent figure standing at $40.1 million for Q1 2026.
- In Q1 2026, EBT rose 205.22% year-over-year to $40.1 million; the TTM figure through Mar 2026 stood at $169.8 million (up 111.52% YoY), while the FY2025 annual figure was $142.8 million, up 60.04% from the prior year.
- EBT was $40.1 million for Q1 2026 at Live Oak Bancshares, down from $61.9 million in the prior quarter.
- In the past five years, EBT ranged from a high of $122.3 million in Q2 2022 to a low of $717000.0 in Q4 2022.
- Historically, EBT has averaged $33.3 million across 5 years, with a median of $31.2 million in 2025.
- The sharpest annual moves came in 2022 and 2023: EBT slumped 98.5% in 2022, then soared 2338.49% in 2023.
- A 5-year view of EBT shows it stood at $717000.0 in 2022, then jumped by 2338.49% to $17.5 million in 2023, then decreased by 24.34% to $13.2 million in 2024, then jumped by 367.98% to $61.9 million in 2025, then plunged by 35.26% to $40.1 million in 2026.
- The last three EBT figures came in at $40.1 million (Q1 2026), $61.9 million (Q4 2025), and $36.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 346,782.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 2.73 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 5.36 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 6.32 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 2.74 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 1.52 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 1.91 Bn |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 40.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 40.08 Mn |
| Dec 31, 2025 | 61.91 Mn |
| Sep 30, 2025 | 36.57 Mn |
| Jun 30, 2025 | 31.20 Mn |
| Mar 31, 2025 | 13.13 Mn |
| Dec 31, 2024 | 13.23 Mn |
| Sep 30, 2024 | 17.84 Mn |
| Jun 30, 2024 | 36.06 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 17.48 Mn |
| Sep 30, 2023 | 42.76 Mn |
| Jun 30, 2023 | 18.97 Mn |
| Mar 31, 2023 | 3.61 Mn |
| Dec 31, 2022 | 717,000.00 |
| Sep 30, 2022 | 44.39 Mn |
| Jun 30, 2022 | 122.32 Mn |
| Mar 31, 2022 | 42.90 Mn |
| Dec 31, 2021 | 47.78 Mn |
| Sep 30, 2021 | 43.23 Mn |
| Jun 30, 2021 | 76.17 Mn |