Live Oak Bancshares (LOB) EBT (2014 - 2026)
Live Oak Bancshares' (LOB) quarterly EBT came in at $40.1 million in Q1 2026, up 205.22% year-on-year from $13.1 million in Q1 2025, and down 35.26% quarter-over-quarter from $61.9 million in Q4 2025.
Live Oak Bancshares (LOB) EBT (2014 - 2026) Analysis & Trends
Live Oak Bancshares' EBT history runs 13 years deep, the most recent figure standing at $40.1 million for Q1 2026.
- On a quarterly basis, EBT rose 205.22% year-over-year to $40.1 million in Q1 2026; TTM through Mar 2026 was $169.8 million, a 111.52% increase from a year earlier, with the FY2025 full-year figure at $142.8 million, up 60.04% from the prior year.
- EBT slipped to $40.1 million in Q1 2026 per LOB's latest filing, from $61.9 million in the prior quarter.
- Across five years, EBT topped out at $122.3 million in Q2 2022 and bottomed at $717000.0 in Q4 2022.
- The 5-year median for EBT is $31.2 million (2025), against an average of $33.3 million.
- Across the five-year window, EBT slumped 98.5% in 2022 and surged 2338.49% in 2023, its largest moves.
- Year by year, EBT stood at $717000.0 in 2022, then jumped by 2338.49% to $17.5 million in 2023, then decreased by 24.34% to $13.2 million in 2024, then jumped by 367.98% to $61.9 million in 2025, then slumped by 35.26% to $40.1 million in 2026.
- Per Business Quant, the three latest LOB EBT figures stand at $40.1 million (Q1 2026), $61.9 million (Q4 2025), and $36.6 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 832.36 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 1.52 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 346,782.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 2.73 Bn |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 5.36 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 6.32 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 2.74 Bn |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 2.19 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 2.42 Bn |
| 10 | Live Oak Bancshares | 1.95 Bn | 1.95 Bn | - | 40.08 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 40.08 Mn |
| Dec 31, 2025 | 61.91 Mn |
| Sep 30, 2025 | 36.57 Mn |
| Jun 30, 2025 | 31.20 Mn |
| Mar 31, 2025 | 13.13 Mn |
| Dec 31, 2024 | 13.23 Mn |
| Sep 30, 2024 | 17.84 Mn |
| Jun 30, 2024 | 36.06 Mn |
| Mar 31, 2024 | 22.11 Mn |
| Dec 31, 2023 | 17.48 Mn |
| Sep 30, 2023 | 42.76 Mn |
| Jun 30, 2023 | 18.97 Mn |
| Mar 31, 2023 | 3.61 Mn |
| Dec 31, 2022 | 717,000.00 |
| Sep 30, 2022 | 44.39 Mn |
| Jun 30, 2022 | 122.32 Mn |
| Mar 31, 2022 | 42.90 Mn |
| Dec 31, 2021 | 47.78 Mn |
| Sep 30, 2021 | 43.23 Mn |
| Jun 30, 2021 | 76.17 Mn |