Live Oak Bancshares (LOB) Interest Income - Net (2014 - 2026)
Live Oak Bancshares' Interest Income - Net was $133.01 million in Q3 2026, up 15.2% from $115.49 million a year earlier and up 6.1% from the prior quarter.
Live Oak Bancshares (LOB) Interest Income - Net (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, Live Oak Bancshares' Interest Income - Net was $500.87 million through Sep 30, 2026, up 18.5% year-over-year; for FY2025, it was $448.36 million, up 19.3% from FY2024.
- Interest Income - Net has now increased for 12 consecutive years, with a five-year compound annual growth rate of 18.2% (FY2020 to FY2025).
- In earlier years, Interest Income - Net was $375.91 million in FY2024 (+8.9%), $345.31 million in FY2023 (+5.4%), $327.5 million in FY2022 (+10.3%) and $296.79 million in FY2021 (+52.4%).
- The Q3 2026 figure marks the highest quarterly Interest Income - Net in data going back to Q2 2014.
- Compared with a year earlier, Interest Income - Net has increased for 46 straight quarters, with growth averaging 16.8% over the last eight quarters.
- Across the past five years, year-over-year growth in Interest Income - Net ran from 4.3% in Q4 2023 to 26.3% in Q4 2025.
- Per Business Quant data, LOB's Interest Income - Net in the three quarters before Q3 2026 was $125.34 million (Q2 2026), $119.4 million (Q1 2026) and $123.12 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 27.04 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 16.45 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | 9.31 Bn |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 3.25 Bn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 6.27 Bn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 3.77 Bn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | 4.51 Bn |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 12.52 Bn |
| 10 | Live Oak Bancshares | 1.63 Bn | 1.51 Bn | - | 133.01 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 133.01 Mn |
| Jun 30, 2026 | 125.34 Mn |
| Mar 31, 2026 | 119.40 Mn |
| Dec 31, 2025 | 123.12 Mn |
| Sep 30, 2025 | 115.49 Mn |
| Jun 30, 2025 | 109.22 Mn |
| Mar 31, 2025 | 100.53 Mn |
| Dec 31, 2024 | 97.47 Mn |
| Sep 30, 2024 | 97.00 Mn |
| Jun 30, 2024 | 91.32 Mn |
| Mar 31, 2024 | 90.11 Mn |
| Dec 31, 2023 | 89.58 Mn |
| Sep 30, 2023 | 89.41 Mn |
| Jun 30, 2023 | 84.30 Mn |
| Mar 31, 2023 | 82.02 Mn |
| Dec 31, 2022 | 85.90 Mn |
| Sep 30, 2022 | 83.89 Mn |
| Jun 30, 2022 | 79.93 Mn |
| Mar 31, 2022 | 77.78 Mn |
| Dec 31, 2021 | 77.64 Mn |
Live Oak Bancshares Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=LOB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();