Live Oak Bancshares (LOB) Interest Expenses (2014 - 2026)
Live Oak Bancshares (LOB) recorded quarterly Interest Expenses of $114.5 million in Q1 2026, down 1.78% quarter-over-quarter from $116.5 million in Q4 2025, and up 1.68% on a YoY basis from $112.6 million in Q1 2025.
Live Oak Bancshares (LOB) Interest Expenses (2014 - 2026) Analysis & Trends
Live Oak Bancshares' Interest Expenses history runs 13 years deep, the most recent figure standing at $114.5 million for Q1 2026.
- In Q1 2026, Interest Expenses rose 1.68% year-over-year to $114.5 million; the TTM figure through Mar 2026 stood at $462.0 million (up 3.42% YoY), while the FY2025 annual figure was $460.1 million, up 5.42% from the prior year.
- Interest Expenses was $114.5 million for Q1 2026 at Live Oak Bancshares, down from $116.5 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $116.5 million in Q4 2025 to a low of $15.0 million in Q1 2022.
- Historically, Interest Expenses has averaged $86.5 million across 5 years, with a median of $102.3 million in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses fell 17.9% in 2022, then surged 362.57% in 2023.
- A 5-year view of Interest Expenses shows it stood at $50.7 million in 2022, then soared by 91.21% to $97.0 million in 2023, then rose by 18.7% to $115.1 million in 2024, then gained by 1.25% to $116.5 million in 2025, then dropped by 1.78% to $114.5 million in 2026.
- The last three Interest Expenses figures came in at $114.5 million (Q1 2026), $116.5 million (Q4 2025), and $115.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 5.23 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 38.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Live Oak Bancshares | 1.80 Bn | 1.80 Bn | - | 114.46 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 114.46 Mn |
| Mar 31, 2026 | 114.46 Mn |
| Dec 31, 2025 | 116.54 Mn |
| Dec 31, 2025 | 116.54 Mn |
| Sep 30, 2025 | 115.94 Mn |
| Sep 30, 2025 | 115.94 Mn |
| Jun 30, 2025 | 115.06 Mn |
| Jun 30, 2025 | 115.06 Mn |
| Mar 31, 2025 | 112.57 Mn |
| Mar 31, 2025 | 112.57 Mn |
| Dec 31, 2024 | 115.09 Mn |
| Dec 31, 2024 | 115.09 Mn |
| Sep 30, 2024 | 111.94 Mn |
| Sep 30, 2024 | 111.94 Mn |
| Jun 30, 2024 | 107.13 Mn |
| Jun 30, 2024 | 107.13 Mn |
| Mar 31, 2024 | 102.31 Mn |
| Mar 31, 2024 | 102.31 Mn |
| Dec 31, 2023 | 96.96 Mn |
| Dec 31, 2023 | 96.96 Mn |