Live Oak Bancshares, Inc. (LOB) Interest Expenses (2014 - 2026)
Live Oak Bancshares (LOB) posted Interest Expenses of $116.38 million for Q2 2026, up 1.1% from $115.06 million a year earlier and up 1.7% from the prior quarter.
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Analysis
Live Oak Bancshares, Inc. (LOB) Interest Expenses (2014 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expenses at Live Oak Bancshares was $463.32 million, up 1.9% year-over-year; for FY2025, it came in at $460.11 million, up 5.4% from FY2024.
- Annual Interest Expenses has increased for four consecutive years, with a five-year compound annual growth rate of 37.5% (FY2020 to FY2025).
- In prior years, Live Oak Bancshares' Interest Expenses was $436.47 million in FY2024 (+27.3%), $342.97 million in FY2023 (+193.2%), $116.97 million in FY2022 (+81.6%) and $64.43 million in FY2021 (-31.2%).
- Quarterly Interest Expenses has run from a low of $14.57 million in Q4 2021 to a high of $116.54 million in Q4 2025 over five years.
- On a year-over-year basis, Interest Expenses has increased in each of the last 17 quarters, with growth averaging 8.3% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expenses in the past five years was Q1 2023, with growth of 362.6%; the weakest was Q3 2021, with a decline of 36.5%.
- According to Business Quant data, Interest Expenses for the three prior quarters was $114.46 million (Q1 2026), $116.54 million (Q4 2025) and $115.94 million (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 116.38 Mn |
| Mar 31, 2026 | 114.46 Mn |
| Dec 31, 2025 | 116.54 Mn |
| Sep 30, 2025 | 115.94 Mn |
| Jun 30, 2025 | 115.06 Mn |
| Mar 31, 2025 | 112.57 Mn |
| Dec 31, 2024 | 115.09 Mn |
| Sep 30, 2024 | 111.94 Mn |
| Jun 30, 2024 | 107.13 Mn |
| Mar 31, 2024 | 102.31 Mn |
| Dec 31, 2023 | 96.96 Mn |
| Sep 30, 2023 | 91.20 Mn |
| Jun 30, 2023 | 85.41 Mn |
| Mar 31, 2023 | 69.40 Mn |
| Dec 31, 2022 | 50.71 Mn |
| Sep 30, 2022 | 31.95 Mn |
| Jun 30, 2022 | 19.31 Mn |
| Mar 31, 2022 | 15.00 Mn |
| Dec 31, 2021 | 14.57 Mn |
| Sep 30, 2021 | 15.05 Mn |
API Access
Live Oak Bancshares, Inc. Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=LOB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "LOB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=LOB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();