Live Oak Bancshares (LOB) Interest Expenses (2014 - 2026)
Live Oak Bancshares (LOB) posted quarterly Interest Expenses of $114.5 million for Q1 2026, up 1.68% year-over-year from $112.6 million in Q1 2025, and down 1.78% quarter-over-quarter from $116.5 million in Q4 2025.
Live Oak Bancshares (LOB) Interest Expenses (2014 - 2026) Analysis & Trends
Live Oak Bancshares' Interest Expenses history runs 13 years deep, the most recent figure standing at $114.5 million for Q1 2026.
- In Q1 2026, Interest Expenses rose 1.68% year-over-year to $114.5 million; the TTM figure through Mar 2026 stood at $462.0 million (up 5.81% YoY), while the FY2025 annual figure was $460.6 million, up 5.43% from the prior year.
- Interest Expenses for Q1 2026 stood at $114.5 million, down from $116.5 million in the prior quarter.
- The five-year high for Interest Expenses was $120.5 million in Q1 2024, with the low at $15.3 million in Q1 2022.
- The 5-year median for Interest Expenses is $111.9 million (2024), against an average of $88.4 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses decreased 17.36% in 2022, then soared 354.69% in 2023.
- Live Oak Bancshares' Interest Expenses stood at $50.7 million in 2022, then soared by 90.81% to $96.8 million in 2023, then climbed by 19.25% to $115.4 million in 2024, then grew by 1.0% to $116.5 million in 2025, then slipped by 1.78% to $114.5 million in 2026.
- Business Quant data shows LOB's Interest Expenses at $114.5 million in Q1 2026, $116.5 million in Q4 2025, and $115.9 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | Live Oak Bancshares | 1.89 Bn | 1.89 Bn | - | 116.38 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 116.38 Mn |
| Jun 30, 2026 | 116.38 Mn |
| Mar 31, 2026 | 114.46 Mn |
| Mar 31, 2026 | 114.46 Mn |
| Dec 31, 2025 | 116.54 Mn |
| Dec 31, 2025 | 116.54 Mn |
| Sep 30, 2025 | 115.94 Mn |
| Sep 30, 2025 | 115.94 Mn |
| Jun 30, 2025 | 115.06 Mn |
| Jun 30, 2025 | 115.06 Mn |
| Mar 31, 2025 | 112.57 Mn |
| Mar 31, 2025 | 112.57 Mn |
| Dec 31, 2024 | 115.38 Mn |
| Dec 31, 2024 | 115.38 Mn |
| Sep 30, 2024 | 111.94 Mn |
| Sep 30, 2024 | 111.94 Mn |
| Jun 30, 2024 | 119.75 Mn |
| Jun 30, 2024 | 119.75 Mn |
| Mar 31, 2024 | 120.48 Mn |
| Mar 31, 2024 | 120.48 Mn |