FinVolution reported a net margin of 19.31% for the quarter ended Jun 2026. These financial ratios cover 40 quarters of results from Sep 2016 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||||||||||||||||||||||||||||||||
| EBT Margin | 29.49% | 22.98% | 25.87% | 26.39% | 24.17% | 22.34% | 27.05% | 22.61% | 21.20% | 18.00% | 20.84% | 19.77% | 22.76% | 23.54% | 25.61% | 25.99% | 22.27% | 16.65% | 16.02% | 15.96% | ||||||||||||||||||||
| EBIT Margin | 28.90% | 21.38% | 23.76% | 25.02% | 23.09% | 20.22% | 24.43% | 19.37% | 17.46% | 15.91% | 19.86% | 17.70% | 16.74% | 22.79% | 25.37% | 22.79% | 20.88% | 15.96% | 16.96% | 15.50% | ||||||||||||||||||||
| EBITDA Margin | 28.90% | 21.38% | 23.76% | 25.02% | 23.09% | 20.22% | 24.43% | 19.37% | 17.46% | 15.91% | 19.86% | 17.70% | 16.74% | 22.79% | 25.37% | 22.79% | 20.88% | 15.96% | 16.96% | 15.50% | ||||||||||||||||||||
| Operating Margin | 28.90% | 21.38% | 23.79% | 24.63% | 22.21% | 20.22% | 24.33% | 18.71% | 17.31% | 15.91% | 19.86% | 17.63% | 17.10% | 22.79% | 25.37% | 22.79% | 20.99% | 15.96% | 17.04% | 15.55% | ||||||||||||||||||||
| Net Margin | 33.93% | 19.42% | 29.86% | 31.32% | 29.08% | 26.44% | 31.60% | 26.95% | 24.63% | 19.60% | 6.02% | 22.22% | 25.93% | 0.00% | -1.91% | 30.99% | 26.02% | -0.30% | 18.84% | 19.31% | ||||||||||||||||||||
| FCF Margin | 5.42% | 8.95% | -1.43% | -12.32% | 11.40% | 9.88% | 22.12% | 17.05% | 5.63% | 1.74% | 6.56% | 30.99% | 38.32% | 8.66% | 15.29% | 0.24% | 24.87% | 15.37% | 7.01% | -11.42% | ||||||||||||||||||||
| Efficiency | ||||||||||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 2,439.43M | -1389.60M | -1121.88M | 2,996.34M | 2,938.25M | -1540.80M | -1459.03M | 3,050.45M | 3,020.22M | 3,002.28M | 2,960.61M | 2,992.38M | 3,133.44M | 3,266.20M | 3,326.52M | 3,473.38M | 3,636.64M | 3,638.11M | ||||||||||||||||||||||
| Invested CapitalInvested Cap. | 1,716.45M | 1,955.94M | 2,067.53M | 2,048.13M | 2,070.73M | 2,009.19M | 2,001.37M | 2,041.41M | 2,043.58M | 1,987.90M | 1,960.89M | 2,056.86M | 2,138.70M | 2,166.09M | 2,259.26M | 2,425.87M | 2,484.82M | 2,521.30M | 2,646.88M | |||||||||||||||||||||
| Asset Utilization RatioAsset Util. | 0.56 | -1.06 | -1.36 | 0.52 | 0.54 | -1.07 | -1.17 | 0.57 | 0.58 | 0.59 | 0.59 | 0.59 | 0.57 | 0.56 | 0.56 | 0.55 | 0.53 | 0.52 | ||||||||||||||||||||||
| Leverage & Solvency | ||||||||||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | -0.00M | -570.25 | -31.89 | -26.44 | ||||||||||||||||||||||||||||||||||||
| Debt Ratio | 0.06 | -0.05 | 0.12 | 0.11 | 0.11 | -0.04 | 0.05 | 0.06 | 0.06 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.02 | 0.05 | 0.04 | 0.04 | 0.05 | |||||||||||||||||||||
| Times Interest Earned | -0.00M | -570.25 | -31.89 | -26.44 | ||||||||||||||||||||||||||||||||||||
| Return Ratios | ||||||||||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 28.90% | 21.38% | 23.76% | 25.02% | 23.09% | 20.22% | 24.43% | 19.37% | 17.46% | 15.91% | 19.86% | 17.70% | 16.74% | 22.79% | 25.37% | 22.79% | 20.88% | 15.96% | 16.96% | 15.50% | ||||||||||||||||||||
| Return on Invested Capital [ROIC]ROIC | 29.18% | 23.96% | 21.42% | 20.49% | 19.58% | 21.56% | 22.95% | 21.68% | 20.30% | 19.23% | 18.49% | 17.76% | 17.15% | 18.89% | 20.14% | 21.13% | 21.36% | 19.17% | ||||||||||||||||||||||
| Return on Assets [ROA]ROA | 20.20% | -33.14% | -40.38% | 14.93% | 14.84% | -31.04% | -34.50% | 16.16% | 15.88% | 15.04% | 14.19% | 13.46% | 13.27% | 13.98% | 14.78% | 15.82% | 15.29% | 14.04% |