BayFirst Financial Growth Metrics (2021-2025) | BAFN

Growth Metrics Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Growth Ratios
EBITDA Margin Growth (1y) (Quarter) -1637.00-2774.003,449.002,206.002,373.003,495.001,888.001,272.001,622.001,442.001,083.002,097.00-382.00-2309.00-21395.00-1028.00
EBITDA Margin Growth (3y) (Quarter) 2,359.002,162.006,420.005,575.003,614.002,627.00-18424.002,341.00
EBITDA Margin (QoQ) (Quarter) 1,130.00-4014.001,950.00-703.00-7.002,208.00707.00-535.001,114.00602.0092.00-185.00933.00243.001,106.00-2664.00-994.00-18843.0021,472.00
EBIT Margin Growth (1y) (Quarter) -1637.00-2774.003,449.002,206.002,373.003,495.001,888.001,272.001,622.001,442.001,083.002,097.00-382.00-2309.00-21395.00-1028.00
EBIT Margin Growth (3y) (Quarter) 2,359.002,162.006,420.005,575.003,614.002,627.00-18424.002,341.00
EBIT Margin (QoQ) (Quarter) 1,130.00-4014.001,950.00-703.00-7.002,208.00707.00-535.001,114.00602.0092.00-185.00933.00243.001,106.00-2664.00-994.00-18843.0021,472.00
EBT Margin Growth (1y) (Quarter) -2320.00-3186.004,273.001,130.00741.00665.00-997.00-637.00-108.00-304.00-439.002,959.00-747.00-1300.00-26011.00-6515.00
EBT Margin Growth (3y) (Quarter) -1686.00-2825.002,837.003,452.00-114.00-940.00-27447.00-4193.00
EBT Margin (QoQ) (Quarter) 1,215.00-5544.002,641.00-631.00348.001,916.00-503.00-1020.00272.00254.00-142.00-491.0076.00119.003,256.00-4197.00-478.00-24591.0022,751.00
Enterprise Value Growth (1y) (Quarter) 65.92%39.81%-7.83%-52.65%-208.40%11.60%56.33%41.40%42.80%-33.23%-9.82%-27.20%-84.13%-166.08%
Enterprise Value Growth (3y) (Quarter) 15.60%10.83%19.73%-4.40%-48.10%-46.34%
Enterprise Value (QoQ) (Quarter) -2.46%-11.28%44.36%46.28%-80.97%-99.36%21.24%-8.53%48.13%1.51%-5.68%-5.94%-20.82%18.81%-22.40%-53.37%-74.59%
FCF Margin Growth (1y) (Quarter) 61,408.0014,478.00213,470.00-245197.00-28061.0027,290.00-27636.00-36949.0019,559.00-21561.00-16482.00-24072.00-15737.00-10346.004,408.0061,424.00
FCF Margin Growth (3y) (Quarter) 52,906.0020,207.00169,352.00-306217.00-24239.00-4616.00-39710.00404.00
FCF Margin (QoQ) (Quarter) 17,059.00-144949.00463,262.00-273964.00-29871.0054,044.004,595.00-56828.0025,480.00-883.00-4718.00-320.00-15640.004,196.00-12308.008,015.00-10249.0018,950.0044,708.00
FCF Payout Ratio Growth (1y) (Quarter) -97.81%7.42%223.84%-219.42%14.73%-66.17%25.42%397.95%-48.66%694.55%0.20%52.56%92.36%-21.54%-46.14%
FCF Payout Ratio Growth (3y) (Quarter) -76.56%42.40%52.64%75.75%4.25%28.24%-12.20%
FCF Payout Ratio (QoQ) (Quarter) -99.07%-240.09%126.80%528.18%-54.45%61.49%-125.85%703.50%-86.57%498.71%-38.60%3.98%107.85%-24.49%-6.52%31.11%-15.21%-48.17%
Interest Coverage Ratio Growth (1y) (Quarter) -83.54%-86.33%3,060.15%21.07%36.04%-2.51%-55.99%-27.48%-8.83%-10.89%-12.32%75.85%-14.44%-24.46%-232.65%-67.28%
Interest Coverage Ratio Growth (3y) (Quarter) -41.12%-50.84%137.65%15.58%2.00%-13.10%-35.93%-25.27%
Interest Coverage Ratio (QoQ) (Quarter) 71.28%-101.06%1,526.63%-36.31%42.25%129.02%-41.65%-28.44%1.95%3.39%-3.85%-10.04%-0.35%1.72%92.86%-56.23%-12.03%-278.62%147.57%
Net Margin Growth (1y) (Quarter) -1740.00-2844.00-2180.00-1639.00459.00903.001,592.00-99.00-96.00-329.00-397.002,294.00-555.00-932.00-19192.00-5428.00
Net Margin Growth (3y) (Quarter) -1377.00-2270.00-985.00557.00-193.00-358.00-17997.00-3233.00
Net Margin (QoQ) (Quarter) 933.00-1169.00964.00-2467.00-171.00-505.001,505.00-369.00272.00184.00-186.00-367.0040.00116.002,506.00-3216.00-337.00-18145.0016,270.00
Return on Assets Growth (1y) (Quarter) -3.00-2.00-1.001.001.001.001.000.000.000.00
Return on Assets Growth (3y) (Quarter) -2.00-1.00
Return on Assets (QoQ) (Quarter) -1.00-2.00-1.000.000.000.001.000.000.000.000.000.000.00
Return on Equity Growth (1y) (Quarter) -30.00-23.00-7.009.008.009.008.001.000.000.00
Return on Equity Growth (3y) (Quarter) -22.00-14.00
Return on Equity (QoQ) (Quarter) -8.00-15.00-9.002.000.001.007.001.000.000.000.000.000.00
Return on Invested Capital Growth (1y) (Quarter) -14.000.0023.0018.0017.0015.0011.007.0013.007.003.00-16.00-36.00
Return on Invested Capital Growth (3y) (Quarter) 16.0022.0037.009.00-6.00
Return on Invested Capital (QoQ) (Quarter) -9.00-17.009.003.004.006.004.002.003.002.001.008.00-3.00-2.00-19.00-11.00
Return on Sales Growth (1y) (Quarter) -15.00-32.00-64.0016.00-2.006.0031.006.000.000.000.000.000.00
Return on Sales Growth (3y) (Quarter) -17.00-26.00-33.0023.00-1.00
Return on Sales (QoQ) (Quarter) 9.007.00-56.0024.00-7.00-25.0025.006.001.000.001.00-1.000.000.000.000.00