BayFirst Financial Growth Metrics (2021-2025) | BAFN

Growth Metrics Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Growth Ratios
EBITDA Margin Growth (1y) -1637.00-2774.003,449.002,206.002,373.003,495.001,888.001,272.001,622.001,442.001,083.002,097.00-382.00-2309.00-21395.00
EBITDA Margin Growth (3y) 2,359.002,162.006,420.005,575.003,614.002,627.00-18424.00
EBITDA Margin (QoQ) 1,130.00-4014.001,950.00-703.00-7.002,208.00707.00-535.001,114.00602.0092.00-185.00933.00243.001,106.00-2664.00-994.00-18843.00
EBIT Margin Growth (1y) -1637.00-2774.003,449.002,206.002,373.003,495.001,888.001,272.001,622.001,442.001,083.002,097.00-382.00-2309.00-21395.00
EBIT Margin Growth (3y) 2,359.002,162.006,420.005,575.003,614.002,627.00-18424.00
EBIT Margin (QoQ) 1,130.00-4014.001,950.00-703.00-7.002,208.00707.00-535.001,114.00602.0092.00-185.00933.00243.001,106.00-2664.00-994.00-18843.00
EBT Margin Growth (1y) -2320.00-3186.004,273.001,130.00741.00665.00-997.00-637.00-108.00-304.00-439.002,959.00-747.00-1300.00-26011.00
EBT Margin Growth (3y) -1686.00-2825.002,837.003,452.00-114.00-940.00-27447.00
EBT Margin (QoQ) 1,215.00-5544.002,641.00-631.00348.001,916.00-503.00-1020.00272.00254.00-142.00-491.0076.00119.003,256.00-4197.00-478.00-24591.00
Enterprise Value Growth (1y) 65.92%39.81%-7.83%-52.65%-208.40%11.60%56.33%41.40%42.80%-33.23%-9.82%-27.20%-84.13%
Enterprise Value Growth (3y) 15.60%10.83%19.73%-4.40%-48.10%
Enterprise Value (QoQ) -2.46%-11.28%44.36%46.28%-80.97%-99.36%21.24%-8.53%48.13%1.51%-5.68%-5.94%-20.82%18.81%-22.40%-53.37%
FCF Margin Growth (1y) 91,322.0015,502.0028,715.00-228043.00-57967.0026,259.00-8851.00-37092.0019,596.00-21504.00-16723.00-23825.00-15781.00-10396.004,503.00
FCF Margin Growth (3y) 52,951.0020,257.003,142.00-288959.00-54152.00-5641.00-21071.00
FCF Margin (QoQ) 17,059.0021,167.00279,992.00-226896.00-58760.0034,380.0023,234.00-56821.0025,466.00-730.00-5007.00-133.00-15634.004,051.00-12109.007,911.00-10249.0018,950.00
FCF Payout Ratio Growth (1y) -98.53%157.80%-66.44%191.38%70.27%-61.36%-4.14%24.71%-40.32%86.18%74.66%51.62%65.52%24.35%
FCF Payout Ratio Growth (3y) -75.35%22.86%-17.48%76.62%18.92%-3.65%
FCF Payout Ratio (QoQ) -98.73%185.04%-90.52%331.02%121.35%-62.89%-17.70%151.87%-49.78%-7.93%7.07%20.52%56.69%-13.62%-7.05%31.57%17.72%
Interest Coverage Ratio Growth (1y) -83.54%-86.33%3,060.15%21.07%36.04%-2.51%-55.99%-27.48%-8.83%-10.89%-12.32%75.85%-14.44%-24.46%-232.65%
Interest Coverage Ratio Growth (3y) -41.12%-50.84%137.65%15.58%2.00%-13.10%-35.93%
Interest Coverage Ratio (QoQ) 71.28%-101.06%1,526.63%-36.31%42.25%129.02%-41.65%-28.44%1.95%3.39%-3.85%-10.04%-0.35%1.72%92.86%-56.23%-12.03%-278.62%
Net Margin Growth (1y) -1740.00-2844.00-2180.00-1639.00459.00903.001,592.00-99.00-96.00-329.00-397.002,294.00-555.00-932.00-19192.00
Net Margin Growth (3y) -1377.00-2270.00-985.00557.00-193.00-358.00-17997.00
Net Margin (QoQ) 933.00-1169.00964.00-2467.00-171.00-505.001,505.00-369.00272.00184.00-186.00-367.0040.00116.002,506.00-3216.00-337.00-18145.00
Return on Assets Growth (1y) -4.00-3.00-1.000.001.001.001.000.000.000.00
Return on Assets Growth (3y) -3.00-2.00
Return on Assets (QoQ) -1.00-2.00-1.000.000.000.001.000.000.000.000.000.000.00
Return on Equity Growth (1y) -36.00-29.00-14.003.008.009.008.001.000.000.00
Return on Equity Growth (3y) -28.00-20.00
Return on Equity (QoQ) -8.00-14.00-10.00-4.000.001.007.001.000.000.000.000.000.00
Return on Invested Capital Growth (1y) -14.000.0023.0018.0017.0015.0011.007.0013.007.003.00-16.00
Return on Invested Capital Growth (3y) 16.0022.0037.009.00
Return on Invested Capital (QoQ) -9.00-17.009.003.004.006.004.002.003.002.001.008.00-3.00-2.00-19.00
Return on Sales Growth (1y) -15.00-32.00-75.00-29.00-2.006.0031.006.001.000.000.000.000.00
Return on Sales Growth (3y) -17.00-26.00-44.00-23.00-1.00
Return on Sales (QoQ) 9.0018.00-21.00-22.00-8.00-25.0025.005.001.000.000.000.000.000.000.000.00