Xp (XP) Interest Coverage Ratio (2018 - 2026)
Xp (XP) posted Interest Coverage Ratio of 19.24 for Q2 2026, up 7.01% on a QoQ basis from 20.69 in Q1 2026, and down 65.23% year-over-year from 55.34 in Q2 2025.
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Analysis
Xp (XP) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Xp has reported Interest Coverage Ratio for 9 years, with the latest figure at 19.24 in Q2 2026.
- On a quarterly basis, Interest Coverage Ratio fell 65.23% year-over-year to 19.24 in Q2 2026; TTM through Jun 2026 was 19.2, a 11.6% increase from a year earlier, with the FY2025 full-year figure at 37.68, down 74.97% from the prior year.
- Interest Coverage Ratio was 19.24 for Q2 2026 at Xp, up from 20.69 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 12.41 in Q4 2022, with the low at 50.95 in Q1 2024.
- Average Interest Coverage Ratio over 5 years is 15.16, with a median of 11.96 recorded in 2022.
- The sharpest annual moves came in 2024 and 2025: Interest Coverage Ratio slumped 797.81% in 2024, then surged 87.55% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 12.41 in 2022, then plunged by 49.47% to 6.27 in 2023, then plunged by 797.81% to 43.76 in 2024, then jumped by 52.99% to 20.57 in 2025, then increased by 6.46% to 19.24 in 2026.
- The last three Interest Coverage Ratio figures came in at 19.24 (Q2 2026), 20.69 (Q1 2026), and 20.57 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Robinhood Markets | 101.20 Bn | 83.88 Bn | 1.20 Bn | 4.61 |
| 2 | Interactive Brokers | 41.17 Bn | -6.79 Bn | - | 2.23 |
| 3 | LPL Financial Holdings | 27.86 Bn | 25.16 Bn | - | 6.08 |
| 4 | Futu Holdings | 15.80 Bn | -3.84 Bn | 792.50 Mn | 8.70 |
| 5 | UP Fintech Holding | 12.81 Bn | 12.81 Bn | - | 2.64 |
| 6 | Xp | 10.32 Bn | 5.47 Bn | 105.39 Mn | 19.24 |
| 7 | Webull | 4.83 Bn | 2.90 Bn | 85.87 Mn | - |
| 8 | eToro | 2.53 Bn | 1.57 Bn | 63.50 Mn | -3.00 |
| 9 | Solowin Holdings | 402.47 Mn | 383.36 Mn | - | - |
| 10 | TOP Financial | 127.44 Mn | 82.47 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -19.24 |
| Mar 31, 2026 | -20.69 |
| Dec 31, 2025 | -20.57 |
| Sep 30, 2025 | -16.79 |
| Jun 30, 2025 | -11.64 |
| Mar 31, 2025 | -6.34 |
| Dec 31, 2024 | -43.76 |
| Sep 30, 2024 | -22.70 |
| Jun 30, 2024 | -10.64 |
| Mar 31, 2024 | -50.95 |
| Dec 31, 2023 | 6.27 |
| Sep 30, 2023 | -11.44 |
| Jun 30, 2023 | -10.93 |
| Mar 31, 2023 | -5.89 |
| Dec 31, 2022 | 12.41 |
| Sep 30, 2022 | -8.70 |
| Jun 30, 2022 | -12.27 |
| Mar 31, 2022 | -19.10 |
| Dec 31, 2021 | 73.86 |
| Sep 30, 2021 | -19.40 |