XP Inc. XP
NASDAQ XP
$15.96 +0.26 (+1.66%)
At close: Oct 27, 2026 · 4:00 PM EDT

Xp (XP) Total Debt (2018 - 2026)

Updated

Xp (XP) recorded Total Debt of $148.03 million in Q4 2025, down 68.7% from $472.6 million a year earlier and down 94.4% from the prior quarter.

Analysis

Xp (XP) Total Debt (2018 - 2026) Analysis & Trends

At the end of FY2025, Xp reported Total Debt of $142.98 million, down 72.1% from FY2024.

  • Annual Total Debt has a five-year compound annual growth rate of -17.3% (FY2020 to FY2025).
  • Across earlier years, Total Debt came in at $512.54 million in FY2024 (+37.0%), $374.02 million in FY2023 (-85.3%), $2.55 billion in FY2022 (+48.1%) and $1.72 billion in FY2021 (+367.3%).
  • The Q4 2025 figure is the lowest quarterly Total Debt since Q3 2019.
  • On a year-over-year basis, Total Debt has declined for four consecutive quarters, with an average decline of 32.0% over the last seven quarters.
  • Peak year-over-year performance for Total Debt in the last five years was growth of 367.3% in Q4 2021, against a decline of 93.9% in Q3 2025 at the low end.
  • Per Business Quant, the preceding three quarters came in at $2.66 billion (Q3 2025), $2.97 billion (Q2 2025) and $2.9 billion (Q1 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Total Debt (Qtr)
1 Cme 104.90 Bn 93.23 Bn - 3.43 Bn
2 Bank of New York Mellon 100.13 Bn 100.13 Bn - -
3 Intercontinental Exchange 87.35 Bn 81.08 Bn - 19.85 Bn
4 Robinhood Markets 85.01 Bn 85.09 Bn - -
5 Nasdaq 58.28 Bn 55.72 Bn 1.48 Bn 8.74 Bn
6 State Street 47.46 Bn 47.46 Bn - -
7 Interactive Brokers 37.06 Bn 54.10 Bn - -
8 Cboe Global Markets 33.98 Bn 25.63 Bn 731.60 Mn 1.44 Bn
9 Northern Trust 31.44 Bn 31.44 Bn - -
10 Xp 8.30 Bn -13.53 Bn 105.39 Mn 56.88 Bn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 56.88 Bn
Mar 31, 2026 57.73 Bn
Dec 31, 2025 52.74 Bn
Sep 30, 2025 56.65 Bn
Jun 30, 2025 52.88 Bn
Mar 31, 2025 47.15 Bn
Dec 31, 2024 44.14 Bn
Sep 30, 2024 44.59 Bn
Jun 30, 2024 41.54 Bn
Mar 31, 2024 42.53 Bn
Dec 31, 2023 37.83 Bn
Sep 30, 2023 34.30 Bn
Jun 30, 2023 36.23 Bn
Mar 31, 2023 27.52 Bn
Dec 31, 2022 26.35 Bn
Sep 30, 2022 24.86 Bn
Jun 30, 2022 23.69 Bn
Mar 31, 2022 24.83 Bn
Dec 31, 2021 17.78 Bn
Sep 30, 2021 17.48 Bn
API Access

Xp Total Debt API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=total-debt&ticker=XP&period=max&api_key=YOUR_API_KEY