XP Inc. XP
NASDAQ XP
$28.17 +6.67 (+31.05%)
As of: Oct 5, 2026 · 3:59 PM EDT

Xp (XP) Short term Debt (2018 - 2025)

Updated

Xp (XP) reported Short term Debt of $103.91 million for Q4 2025, down 44.1% from $185.85 million a year earlier and down 95.6% from the prior quarter.

Analysis

Xp (XP) Short term Debt (2018 - 2025) Analysis & Trends

At the end of FY2025, Xp posted Short term Debt of $100.36 million, down 50.2% from FY2024.

  • Short term Debt has a five-year compound annual growth rate of -20.5% (FY2020 to FY2025).
  • By year, Short term Debt came in at $201.56 million in FY2024, -$70.25 million in FY2023, $2.2 billion in FY2022 (+59.5%) and $1.38 billion in FY2021 (+335.7%).
  • The Q4 2025 figure ranks as the lowest quarterly Short term Debt since Q4 2023.
  • Year over year, Short term Debt has now declined in each of the last four quarters, with an average decline of 11.7% over the last seven quarters.
  • The high point for year-over-year Short term Debt in five years was Q3 2023 (growth of 661.0%); the low point was Q3 2022 (a decline of 67.4%).
  • Per Business Quant data, the three quarters before Q4 2025 came in at $2.37 billion (Q3 2025), $2.44 billion (Q2 2025) and $2.3 billion (Q1 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Robinhood Markets 101.35 Bn 82.45 Bn -
2 Bank of New York Mellon 98.65 Bn 38.02 Bn -
3 Cme 94.54 Bn 94.54 Bn -
4 Intercontinental Exchange 84.23 Bn 78.04 Bn -
5 Nasdaq 50.77 Bn 48.20 Bn 1.50 Bn
6 State Street 48.31 Bn 48.31 Bn -
7 Interactive Brokers 39.79 Bn 33.24 Bn -
8 Northern Trust 31.37 Bn 31.37 Bn -
9 Cboe Global Markets 28.34 Bn 20.00 Bn 731.60 Mn
10 Xp 11.18 Bn -146.56 Bn 105.39 Mn
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 103.91 Mn
Sep 30, 2025 2.37 Bn
Jun 30, 2025 2.44 Bn
Mar 31, 2025 2.30 Bn
Dec 31, 2024 185.85 Mn
Sep 30, 2024 2.57 Bn
Jun 30, 2024 2.93 Bn
Mar 31, 2024 3.00 Bn
Dec 31, 2023 -70.25 Mn
Sep 30, 2023 2.89 Bn
Jun 30, 2023 3.28 Bn
Mar 31, 2023 2.27 Bn
Dec 31, 2022 748.64 Mn
Sep 30, 2022 380.00 Mn
Jun 30, 2022 1.88 Bn
Mar 31, 2022 1.54 Bn
Dec 31, 2021 765.78 Mn
Sep 30, 2021 1.16 Bn
Jun 30, 2021 1.24 Bn
Mar 31, 2021 545.01 Mn
API Access

Xp Short term Debt API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=short-term-debt&ticker=XP&period=max&api_key=YOUR_API_KEY