Xp (XP) Short term Debt (2018 - 2025)
Xp (XP) reported Short term Debt of $103.91 million for Q4 2025, down 44.1% from $185.85 million a year earlier and down 95.6% from the prior quarter.
Analysis
Xp (XP) Short term Debt (2018 - 2025) Analysis & Trends
At the end of FY2025, Xp posted Short term Debt of $100.36 million, down 50.2% from FY2024.
- Short term Debt has a five-year compound annual growth rate of -20.5% (FY2020 to FY2025).
- By year, Short term Debt came in at $201.56 million in FY2024, -$70.25 million in FY2023, $2.2 billion in FY2022 (+59.5%) and $1.38 billion in FY2021 (+335.7%).
- The Q4 2025 figure ranks as the lowest quarterly Short term Debt since Q4 2023.
- Year over year, Short term Debt has now declined in each of the last four quarters, with an average decline of 11.7% over the last seven quarters.
- The high point for year-over-year Short term Debt in five years was Q3 2023 (growth of 661.0%); the low point was Q3 2022 (a decline of 67.4%).
- Per Business Quant data, the three quarters before Q4 2025 came in at $2.37 billion (Q3 2025), $2.44 billion (Q2 2025) and $2.3 billion (Q1 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Robinhood Markets | 101.35 Bn | 82.45 Bn | - |
| 2 | Bank of New York Mellon | 98.65 Bn | 38.02 Bn | - |
| 3 | Cme | 94.54 Bn | 94.54 Bn | - |
| 4 | Intercontinental Exchange | 84.23 Bn | 78.04 Bn | - |
| 5 | Nasdaq | 50.77 Bn | 48.20 Bn | 1.50 Bn |
| 6 | State Street | 48.31 Bn | 48.31 Bn | - |
| 7 | Interactive Brokers | 39.79 Bn | 33.24 Bn | - |
| 8 | Northern Trust | 31.37 Bn | 31.37 Bn | - |
| 9 | Cboe Global Markets | 28.34 Bn | 20.00 Bn | 731.60 Mn |
| 10 | Xp | 11.18 Bn | -146.56 Bn | 105.39 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 103.91 Mn |
| Sep 30, 2025 | 2.37 Bn |
| Jun 30, 2025 | 2.44 Bn |
| Mar 31, 2025 | 2.30 Bn |
| Dec 31, 2024 | 185.85 Mn |
| Sep 30, 2024 | 2.57 Bn |
| Jun 30, 2024 | 2.93 Bn |
| Mar 31, 2024 | 3.00 Bn |
| Dec 31, 2023 | -70.25 Mn |
| Sep 30, 2023 | 2.89 Bn |
| Jun 30, 2023 | 3.28 Bn |
| Mar 31, 2023 | 2.27 Bn |
| Dec 31, 2022 | 748.64 Mn |
| Sep 30, 2022 | 380.00 Mn |
| Jun 30, 2022 | 1.88 Bn |
| Mar 31, 2022 | 1.54 Bn |
| Dec 31, 2021 | 765.78 Mn |
| Sep 30, 2021 | 1.16 Bn |
| Jun 30, 2021 | 1.24 Bn |
| Mar 31, 2021 | 545.01 Mn |
API Access
Xp Short term Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=short-term-debt&ticker=XP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "short-term-debt", "ticker": "XP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=short-term-debt&ticker=XP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();