XP Inc. XP
NASDAQ XP
$28.17 +6.67 (+31.05%)
As of: Oct 5, 2026 · 3:59 PM EDT

Xp (XP) Retained Earnings (2020 - 2025)

Updated

Xp (XP) recorded Retained Earnings of -$62.53 million in Q4 2025, compared with -$115.97 million a year earlier.

Analysis

Xp (XP) Retained Earnings (2020 - 2025) Analysis & Trends

At the end of FY2025, Xp reported Retained Earnings of -$60.4 million.

  • Across earlier years, Retained Earnings came in at -$125.77 million in FY2024 and $76.04 million in FY2023.
  • Quarterly Retained Earnings has ranged from -$115.97 million in Q4 2024 to $711.02 million in Q3 2025 over the past five years.
  • Peak year-over-year performance for Retained Earnings in the last five years was growth of 129.3% in Q3 2024, against a decline of 50.9% in Q3 2023 at the low end.
  • Per Business Quant, the preceding three quarters came in at $711.02 million (Q3 2025), $451.22 million (Q2 2025) and $210.85 million (Q1 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Robinhood Markets 101.35 Bn 82.45 Bn - -1.24 Bn
2 Bank of New York Mellon 98.65 Bn 38.02 Bn - 48.91 Bn
3 Cme 94.54 Bn 94.54 Bn - 5.46 Bn
4 Intercontinental Exchange 84.23 Bn 78.04 Bn - 22.06 Bn
5 Nasdaq 50.77 Bn 48.20 Bn 1.50 Bn 10.29 Bn
6 State Street 48.31 Bn 48.31 Bn - -
7 Interactive Brokers 39.79 Bn 33.24 Bn - 3.87 Bn
8 Northern Trust 31.37 Bn 31.37 Bn - 17.71 Bn
9 Cboe Global Markets 28.34 Bn 20.00 Bn 731.60 Mn 4.13 Bn
10 Xp 11.18 Bn -146.56 Bn 105.39 Mn -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2025 -62.53 Mn
Sep 30, 2025 711.02 Mn
Jun 30, 2025 451.22 Mn
Mar 31, 2025 210.85 Mn
Dec 31, 2024 -115.97 Mn
Sep 30, 2024 601.07 Mn
Jun 30, 2024 412.97 Mn
Mar 31, 2024 208.30 Mn
Dec 31, 2023 76.04 Mn
Sep 30, 2023 262.10 Mn
Jun 30, 2023 357.48 Mn
Mar 31, 2023 153.10 Mn
Sep 30, 2022 533.71 Mn
Jun 30, 2022 360.22 Mn
Mar 31, 2022 163.41 Mn
Sep 30, 2021 498.41 Mn
Jun 30, 2021 313.57 Mn
Mar 31, 2021 134.41 Mn
Sep 30, 2020 274.68 Mn
Jun 30, 2020 174.85 Mn
API Access

Xp Retained Earnings API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=retained-earnings&ticker=XP&period=max&api_key=YOUR_API_KEY