Xp (XP) Interest Expenses (2018 - 2026)
Xp (XP) posted Interest Expenses of -$23.0 million for Q2 2026, down 17.38% on a QoQ basis from -$19.6 million in Q1 2026, and up 26.04% year-over-year from -$18.2 million in Q2 2025.
Analysis
Xp (XP) Interest Expenses (2018 - 2026) Analysis & Trends
Xp has reported Interest Expenses for 9 years, with the latest figure at -$23.0 million in Q2 2026.
- On a quarterly basis, Interest Expenses rose 26.04% year-over-year to -$23.0 million in Q2 2026; TTM through Jun 2026 was -$92.7 million, a 29.13% increase from a year earlier, with the FY2025 full-year figure at -$112.0 million, up 22.98% from the prior year.
- Interest Expenses was -$23.0 million for Q2 2026 at Xp, down from -$19.6 million in the prior quarter.
- The five-year high for Interest Expenses was $13.6 million in Q4 2022, with the low at -$39.2 million in Q2 2024.
- Average Interest Expenses over 5 years is -$20.5 million, with a median of -$25.2 million recorded in 2022.
- The sharpest annual moves came in 2024 and 2025: Interest Expenses jumped 121.66% in 2024, then tumbled 544.71% in 2025.
- Over 5 years, Interest Expenses stood at $13.6 million in 2022, then declined by 2.47% to $13.2 million in 2023, then plunged by 354.8% to -$33.7 million in 2024, then advanced by 28.5% to -$24.1 million in 2025, then increased by 4.74% to -$23.0 million in 2026.
- The last three Interest Expenses figures came in at -$23.0 million (Q2 2026), -$19.6 million (Q1 2026), and -$24.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Robinhood Markets | 109.78 Bn | 92.45 Bn | 1.20 Bn | 102.00 Mn |
| 2 | Interactive Brokers | 41.73 Bn | -6.23 Bn | - | 1.18 Bn |
| 3 | LPL Financial Holdings | 28.29 Bn | 25.60 Bn | - | 101.50 Mn |
| 4 | Futu Holdings | 17.07 Bn | -2.58 Bn | 792.50 Mn | -65.47 Mn |
| 5 | UP Fintech Holding | 13.47 Bn | 13.48 Bn | - | -21.52 Mn |
| 6 | Xp | 10.32 Bn | 5.47 Bn | 105.39 Mn | -22.97 Mn |
| 7 | Webull | 5.10 Bn | 4.40 Bn | - | - |
| 8 | eToro | 2.71 Bn | 1.75 Bn | 63.50 Mn | 10.12 Mn |
| 9 | Solowin Holdings | 423.26 Mn | 404.15 Mn | - | - |
| 10 | Waton Financial | 131.69 Mn | 107.54 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -22.97 Mn |
| Mar 31, 2026 | -19.57 Mn |
| Dec 31, 2025 | -24.11 Mn |
| Sep 30, 2025 | -26.06 Mn |
| Jun 30, 2025 | -31.06 Mn |
| Mar 31, 2025 | -30.24 Mn |
| Dec 31, 2024 | -33.73 Mn |
| Sep 30, 2024 | -35.79 Mn |
| Jun 30, 2024 | -39.17 Mn |
| Mar 31, 2024 | 6.80 Mn |
| Dec 31, 2023 | 13.24 Mn |
| Sep 30, 2023 | -27.66 Mn |
| Jun 30, 2023 | -30.78 Mn |
| Mar 31, 2023 | -31.39 Mn |
| Dec 31, 2022 | 13.57 Mn |
| Sep 30, 2022 | -24.34 Mn |
| Jun 30, 2022 | -15.71 Mn |
| Mar 31, 2022 | -9.21 Mn |
| Dec 31, 2021 | 9.61 Mn |
| Sep 30, 2021 | -9.41 Mn |