Xp (XP) Net Cash Flow (2019 - 2026)
Xp's Net Cash Flow came in at -$229.84 million for Q2 2026, compared with $690.86 million a year earlier.
Xp (XP) Net Cash Flow (2019 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Xp reported Net Cash Flow of $8.39 billion, up 53.2% year-over-year; for FY2025, it came in at $1.15 billion, up 64.9% from FY2024.
- Net Cash Flow carries a five-year compound annual growth rate of 29.2% (FY2020 to FY2025).
- Going back by year, Net Cash Flow was $695.59 million in FY2024 (-19.4%), $862.79 million in FY2023 (+151.7%), $342.85 million in FY2022 (+30.2%) and $263.22 million in FY2021 (-17.3%).
- The Q2 2026 figure represents the lowest quarterly Net Cash Flow since Q1 2025.
- Year-over-year, Net Cash Flow increased in three of the last four quarters, with growth averaging 63.2%.
- The fastest year-over-year change in Net Cash Flow over five years came in Q1 2022 (growth of 622.9%), and the weakest in Q2 2024 (a decline of 87.6%).
- Business Quant data shows XP's Net Cash Flow at $837.22 million (Q1 2026), $5.87 billion (Q4 2025) and $1.91 billion (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Robinhood Markets | 101.35 Bn | 82.45 Bn | - | 1.86 Bn |
| 2 | Bank of New York Mellon | 98.65 Bn | 38.02 Bn | - | 1.89 Bn |
| 3 | Cme | 94.54 Bn | 94.54 Bn | - | -7.17 Bn |
| 4 | Intercontinental Exchange | 84.23 Bn | 78.04 Bn | - | -2.87 Bn |
| 5 | Nasdaq | 50.77 Bn | 48.20 Bn | 1.50 Bn | -318.00 Mn |
| 6 | State Street | 48.31 Bn | 48.31 Bn | - | -2.23 Bn |
| 7 | Interactive Brokers | 39.79 Bn | 33.24 Bn | - | 5.86 Bn |
| 8 | Northern Trust | 31.37 Bn | 31.37 Bn | - | -140.50 Mn |
| 9 | Cboe Global Markets | 28.34 Bn | 20.00 Bn | 731.60 Mn | -721.70 Mn |
| 10 | Xp | 11.18 Bn | -146.56 Bn | 105.39 Mn | -229.84 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -229.84 Mn |
| Mar 31, 2026 | 837.22 Mn |
| Dec 31, 2025 | 5.87 Bn |
| Sep 30, 2025 | 1.91 Bn |
| Jun 30, 2025 | 690.86 Mn |
| Mar 31, 2025 | -450.23 Mn |
| Dec 31, 2024 | 4.64 Bn |
| Sep 30, 2024 | 594.75 Mn |
| Jun 30, 2024 | 575.31 Mn |
| Mar 31, 2024 | -834.67 Mn |
| Dec 31, 2023 | 5.45 Bn |
| Sep 30, 2023 | -177.43 Mn |
| Jun 30, 2023 | 4.62 Bn |
| Mar 31, 2023 | 506.09 Mn |
| Dec 31, 2022 | 3.95 Bn |
| Sep 30, 2022 | 4.19 Bn |
| Jun 30, 2022 | 3.15 Bn |
| Mar 31, 2022 | 229.13 Mn |
| Dec 31, 2021 | 2.10 Bn |
| Sep 30, 2021 | 108.69 Mn |
Xp Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=XP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "XP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=XP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();