United Fire (UFCS) EBITDA Margin (2010 - 2026)

United Fire (UFCS) posted EBITDA Margin of 7.32% for Q1 2026, up 1.36% sequentially from 7.22% in Q4 2025, and up 23.0% YoY from 5.95% in Q1 2025.

United Fire (UFCS) EBITDA Margin (2010 - 2026) Analysis & Trends

United Fire (UFCS) has 17 years of EBITDA Margin data on file, last reported at 7.32% in Q1 2026.

  • Quarterly EBITDA Margin rose 23.0% year-over-year to 7.32% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 7.23% (down 63.0% YoY) and the FY2025 annual result came in at 7.04%, up 49.0% from the prior year.
  • EBITDA Margin rose to 7.32% in Q1 2026 per UFCS's latest filing, from 7.22% in the prior quarter.
  • The five-year high for EBITDA Margin was 40.98% in Q4 2023, with the low at 32.2% in Q3 2022.
  • Average EBITDA Margin over 5 years is 0.81%, with a median of 6.46% recorded in 2025.
  • The widest YoY moves for EBITDA Margin: up 2961 bps in 2024, down 3403 bps in 2024.
  • United Fire's EBITDA Margin stood at 15.6% in 2022, then surged by 163 bps to 40.98% in 2023, then tumbled by 83 bps to 6.95% in 2024, then increased by 4 bps to 7.22% in 2025, then grew by 1 bps to 7.32% in 2026.
  • Business Quant data shows UFCS's EBITDA Margin at 7.32% in Q1 2026, 7.22% in Q4 2025, and 7.91% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -9.36%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 10.11%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 9.37%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 12.21%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 8.45%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 5.54%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 71.45%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 10.48%
10 United Fire 1.37 Bn 1.20 Bn 161.32 Mn 7.32%

Historic Data

Download Data
DateValue
Mar 31, 2026 7.32%
Dec 31, 2025 7.22%
Sep 30, 2025 7.91%
Jun 30, 2025 6.46%
Mar 31, 2025 7.08%
Dec 31, 2024 6.95%
Sep 30, 2024 19.27%
Jun 30, 2024 -2.51%
Mar 31, 2024 2.08%
Dec 31, 2023 40.98%
Sep 30, 2023 -10.34%
Jun 30, 2023 -28.42%
Mar 31, 2023 5.75%
Dec 31, 2022 15.60%
Sep 30, 2022 -32.20%
Jun 30, 2022 -22.85%
Mar 31, 2022 -16.47%
Dec 31, 2021 24.95%
Sep 30, 2021 -8.85%
Jun 30, 2021 8.66%