United Fire (UFCS) EBITDA Margin (2010 - 2026)
United Fire's (UFCS) quarterly EBITDA Margin came in at 7.32% in Q1 2026, up 23.0% year-on-year from 5.95% in Q1 2025, and up 1.36% quarter-over-quarter from 7.22% in Q4 2025.
United Fire (UFCS) EBITDA Margin (2010 - 2026) Analysis & Trends
United Fire has disclosed EBITDA Margin across 17 years of filings, most recently posting 7.32% for Q1 2026.
- EBITDA Margin for Q1 2026 came in at 7.32%, up 23.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 7.23% (down 63.0% YoY), and the FY2025 annual result was 7.04%, up 49.0% from the prior year.
- EBITDA Margin came in at 7.32% for Q1 2026 at United Fire, up from 7.22% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 40.98% in Q4 2023 to a low of 32.2% in Q3 2022.
- The 5-year median for EBITDA Margin is 6.46% (2025), against an average of 0.81%.
- Peak annual rise in EBITDA Margin reached 2961 bps in 2024, while the deepest fall reached 3403 bps in 2024.
- United Fire's EBITDA Margin stood at 15.6% in 2022, then surged by 163 bps to 40.98% in 2023, then slumped by 83 bps to 6.95% in 2024, then advanced by 4 bps to 7.22% in 2025, then gained by 1 bps to 7.32% in 2026.
- The last three EBITDA Margin figures came in at 7.32% (Q1 2026), 7.22% (Q4 2025), and 7.91% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 9.37% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 10.11% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -9.36% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | United Fire | 1.16 Bn | 994.09 Mn | 161.32 Mn | 7.32% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.32% |
| Dec 31, 2025 | 7.22% |
| Sep 30, 2025 | 7.91% |
| Jun 30, 2025 | 6.46% |
| Mar 31, 2025 | 7.08% |
| Dec 31, 2024 | 6.95% |
| Sep 30, 2024 | 19.27% |
| Jun 30, 2024 | -2.51% |
| Mar 31, 2024 | 2.08% |
| Dec 31, 2023 | 40.98% |
| Sep 30, 2023 | -10.34% |
| Jun 30, 2023 | -28.42% |
| Mar 31, 2023 | 5.75% |
| Dec 31, 2022 | 15.60% |
| Sep 30, 2022 | -32.20% |
| Jun 30, 2022 | -22.85% |
| Mar 31, 2022 | -16.47% |
| Dec 31, 2021 | 24.95% |
| Sep 30, 2021 | -8.85% |
| Jun 30, 2021 | 8.66% |