Growth Metrics

United Fire (UFCS) EBITDA Margin (2016 - 2025)

United Fire's EBITDA Margin history spans 16 years, with the latest figure at 35.23% for Q4 2025.

  • For Q4 2025, EBITDA Margin rose 2772.0% year-over-year to 35.23%; the TTM value through Dec 2025 reached 13.62%, up 648.0%, while the annual FY2025 figure was 40.87%, 3390.0% up from the prior year.
  • EBITDA Margin for Q4 2025 was 35.23% at United Fire, up from 7.91% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 35.23% in Q4 2025 and bottomed at 32.2% in Q3 2022.
  • The 5-year median for EBITDA Margin is 5.81% (2023), against an average of 1.09%.
  • The largest annual shift saw EBITDA Margin soared 3844bps in 2021 before it plummeted -3274bps in 2022.
  • A 5-year view of EBITDA Margin shows it stood at 19.8% in 2021, then decreased by -12bps to 17.41% in 2022, then plummeted by -66bps to 5.87% in 2023, then grew by 28bps to 7.51% in 2024, then surged by 369bps to 35.23% in 2025.
  • Per Business Quant, the three most recent readings for UFCS's EBITDA Margin are 35.23% (Q4 2025), 7.91% (Q3 2025), and 6.46% (Q2 2025).