Growth Metrics

United Fire (UFCS) EBITDA Margin (2016 - 2025)

United Fire (UFCS) has disclosed EBITDA Margin for 16 consecutive years, with 7.22% as the latest value for Q4 2025.

  • Quarterly EBITDA Margin fell 180.0% to 7.22% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 7.14% through Dec 2025, down 32.0% year-over-year, with the annual reading at 7.04% for FY2025, 7.0% up from the prior year.
  • EBITDA Margin hit 7.22% in Q4 2025 for United Fire, down from 7.34% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 28.53% in Q4 2023 to a low of 32.57% in Q3 2022.
  • Historically, EBITDA Margin has averaged 1.17% across 5 years, with a median of 6.32% in 2025.
  • Biggest five-year swings in EBITDA Margin: tumbled -3204bps in 2022 and later soared 3165bps in 2024.
  • Year by year, EBITDA Margin stood at 28.33% in 2021, then plummeted by -45bps to 15.6% in 2022, then skyrocketed by 83bps to 28.53% in 2023, then plummeted by -68bps to 9.02% in 2024, then dropped by -20bps to 7.22% in 2025.
  • Business Quant data shows EBITDA Margin for UFCS at 7.22% in Q4 2025, 7.34% in Q3 2025, and 6.88% in Q2 2025.