United Fire (UFCS) EBITDA Margin (2010 - 2026)

United Fire's (UFCS) quarterly EBITDA Margin came in at 7.32% in Q1 2026, up 23.0% year-on-year from 5.95% in Q1 2025, and up 1.36% quarter-over-quarter from 7.22% in Q4 2025.

United Fire (UFCS) EBITDA Margin (2010 - 2026) Analysis & Trends

United Fire has disclosed EBITDA Margin across 17 years of filings, most recently posting 7.32% for Q1 2026.

  • EBITDA Margin for Q1 2026 came in at 7.32%, up 23.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 7.23% (down 63.0% YoY), and the FY2025 annual result was 7.04%, up 49.0% from the prior year.
  • EBITDA Margin came in at 7.32% for Q1 2026 at United Fire, up from 7.22% in the prior quarter.
  • In the past five years, EBITDA Margin ranged from a high of 40.98% in Q4 2023 to a low of 32.2% in Q3 2022.
  • The 5-year median for EBITDA Margin is 6.46% (2025), against an average of 0.81%.
  • Peak annual rise in EBITDA Margin reached 2961 bps in 2024, while the deepest fall reached 3403 bps in 2024.
  • United Fire's EBITDA Margin stood at 15.6% in 2022, then surged by 163 bps to 40.98% in 2023, then slumped by 83 bps to 6.95% in 2024, then advanced by 4 bps to 7.22% in 2025, then gained by 1 bps to 7.32% in 2026.
  • The last three EBITDA Margin figures came in at 7.32% (Q1 2026), 7.22% (Q4 2025), and 7.91% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 9.37%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 10.11%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 8.45%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 5.54%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 10.96%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 12.21%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -9.36%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 71.45%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 5.74%
10 United Fire 1.16 Bn 994.09 Mn 161.32 Mn 7.32%

Historic Data

Download Data
DateValue
Mar 31, 2026 7.32%
Dec 31, 2025 7.22%
Sep 30, 2025 7.91%
Jun 30, 2025 6.46%
Mar 31, 2025 7.08%
Dec 31, 2024 6.95%
Sep 30, 2024 19.27%
Jun 30, 2024 -2.51%
Mar 31, 2024 2.08%
Dec 31, 2023 40.98%
Sep 30, 2023 -10.34%
Jun 30, 2023 -28.42%
Mar 31, 2023 5.75%
Dec 31, 2022 15.60%
Sep 30, 2022 -32.20%
Jun 30, 2022 -22.85%
Mar 31, 2022 -16.47%
Dec 31, 2021 24.95%
Sep 30, 2021 -8.85%
Jun 30, 2021 8.66%