United Fire (UFCS) EBITDA Margin (2010 - 2026)
United Fire (UFCS) posted EBITDA Margin of 7.88% for Q1 2026, up 29.76% sequentially from 6.08% in Q4 2025, and up 80.0% YoY from 4.38% in Q1 2025.
United Fire (UFCS) EBITDA Margin (2010 - 2026) Analysis & Trends
United Fire has reported EBITDA Margin for 17 years, with the latest figure at 7.88% in Q1 2026.
- Quarterly EBITDA Margin rose 80.0% year-over-year to 7.88% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.99% (up 7.0% YoY) and the FY2025 annual result came in at 7.04%, up 49.0% from the prior year.
- EBITDA Margin climbed to 7.88% in Q1 2026 per UFCS's latest filing, from 6.08% in the prior quarter.
- Over five years, EBITDA Margin peaked at 8.43% in Q4 2023 and troughed at 3.97% in Q2 2022.
- A 5-year average of 6.13% and a median of 6.08% in 2025 frame the typical range for EBITDA Margin.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin plunged 217 bps in 2022, then jumped 324 bps in 2023.
- Over 5 years, EBITDA Margin stood at 5.19% in 2022, then surged by 62 bps to 8.43% in 2023, then dropped by 18 bps to 6.95% in 2024, then fell by 13 bps to 6.08% in 2025, then grew by 30 bps to 7.88% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 7.88%, 6.08%, and 7.34% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.03 Bn | 121.26 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 124.11 Bn | 119.11 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | 9.95% |
| 4 | Allstate | 67.36 Bn | 28.63 Bn | 16.28 Bn | 5.43% |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | - |
| 6 | Cincinnati Financial | 26.77 Bn | 24.88 Bn | 2.39 Bn | 7.46% |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 16.08% |
| 8 | Markel | 23.15 Bn | 6.26 Bn | 2.83 Bn | 38.83% |
| 9 | Assurant | 14.05 Bn | 12.02 Bn | 2.71 Bn | 4.12% |
| 10 | United Fire | 1.39 Bn | 1.25 Bn | 171.45 Mn | 7.54% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 7.54% |
| Mar 31, 2026 | 7.88% |
| Dec 31, 2025 | 6.08% |
| Sep 30, 2025 | 7.34% |
| Jun 30, 2025 | 6.88% |
| Mar 31, 2025 | 7.08% |
| Dec 31, 2024 | 6.95% |
| Sep 30, 2024 | 7.57% |
| Jun 30, 2024 | 5.99% |
| Mar 31, 2024 | 5.52% |
| Dec 31, 2023 | 8.43% |
| Sep 30, 2023 | 6.34% |
| Jun 30, 2023 | 4.45% |
| Mar 31, 2023 | 4.76% |
| Dec 31, 2022 | 5.19% |
| Sep 30, 2022 | 4.93% |
| Jun 30, 2022 | 3.97% |
| Mar 31, 2022 | 4.81% |
| Dec 31, 2021 | 3.88% |
| Sep 30, 2021 | 4.66% |