United Fire (UFCS) EBITDA Margin (2010 - 2026)

United Fire (UFCS) posted EBITDA Margin of 7.88% for Q1 2026, up 29.76% sequentially from 6.08% in Q4 2025, and up 80.0% YoY from 4.38% in Q1 2025.

United Fire (UFCS) EBITDA Margin (2010 - 2026) Analysis & Trends

United Fire has reported EBITDA Margin for 17 years, with the latest figure at 7.88% in Q1 2026.

  • Quarterly EBITDA Margin rose 80.0% year-over-year to 7.88% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.99% (up 7.0% YoY) and the FY2025 annual result came in at 7.04%, up 49.0% from the prior year.
  • EBITDA Margin climbed to 7.88% in Q1 2026 per UFCS's latest filing, from 6.08% in the prior quarter.
  • Over five years, EBITDA Margin peaked at 8.43% in Q4 2023 and troughed at 3.97% in Q2 2022.
  • A 5-year average of 6.13% and a median of 6.08% in 2025 frame the typical range for EBITDA Margin.
  • The sharpest annual moves came in 2022 and 2023: EBITDA Margin plunged 217 bps in 2022, then jumped 324 bps in 2023.
  • Over 5 years, EBITDA Margin stood at 5.19% in 2022, then surged by 62 bps to 8.43% in 2023, then dropped by 18 bps to 6.95% in 2024, then fell by 13 bps to 6.08% in 2025, then grew by 30 bps to 7.88% in 2026.
  • According to Business Quant data, EBITDA Margin over the past three periods registered 7.88%, 6.08%, and 7.34% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 Chubb 135.03 Bn 121.26 Bn 9.13 Bn 11.13%
2 Progressive 124.11 Bn 119.11 Bn 9.04 Bn -43.89%
3 Travelers Companies 79.44 Bn 55.69 Bn 4.83 Bn 9.95%
4 Allstate 67.36 Bn 28.63 Bn 16.28 Bn 5.43%
5 Fairfax Financial Holdings 35.31 Bn 35.31 Bn - -
6 Cincinnati Financial 26.77 Bn 24.88 Bn 2.39 Bn 7.46%
7 Loews 23.31 Bn 1.01 Bn 2.57 Bn 16.08%
8 Markel 23.15 Bn 6.26 Bn 2.83 Bn 38.83%
9 Assurant 14.05 Bn 12.02 Bn 2.71 Bn 4.12%
10 United Fire 1.39 Bn 1.25 Bn 171.45 Mn 7.54%

Historic Data

Download Data
DateValue
Jun 30, 2026 7.54%
Mar 31, 2026 7.88%
Dec 31, 2025 6.08%
Sep 30, 2025 7.34%
Jun 30, 2025 6.88%
Mar 31, 2025 7.08%
Dec 31, 2024 6.95%
Sep 30, 2024 7.57%
Jun 30, 2024 5.99%
Mar 31, 2024 5.52%
Dec 31, 2023 8.43%
Sep 30, 2023 6.34%
Jun 30, 2023 4.45%
Mar 31, 2023 4.76%
Dec 31, 2022 5.19%
Sep 30, 2022 4.93%
Jun 30, 2022 3.97%
Mar 31, 2022 4.81%
Dec 31, 2021 3.88%
Sep 30, 2021 4.66%