United Fire (UFCS) EBITDA Margin (2010 - 2026)
United Fire (UFCS) recorded EBITDA Margin of -43.69% in Q2 2026, up 4.61 percentage points from -48.30% a year earlier and up 1.56 percentage points from the prior quarter.
United Fire (UFCS) EBITDA Margin (2010 - 2026) Analysis & Trends
On a TTM basis, United Fire's EBITDA Margin came in at -41.63% as of Jun 30, 2026, up 5.35 percentage points year-over-year.
- Annual EBITDA Margin has a five-year change of +52.92 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at -52.39% in FY2024 (+20.51 pp), -72.90% in FY2023 (-9.91 pp), -63.00% in FY2022 (-11.53 pp) and -51.47% in FY2021 (+45.14 pp).
- Quarterly EBITDA Margin has ranged from -119.97% in Q2 2023 to -16.22% in Q4 2021 over the past five years.
- On a year-over-year basis, EBITDA Margin has increased for 12 consecutive quarters, with an average year-over-year change of +8.05 percentage points over the last eight quarters.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 65.86 percentage points in Q4 2021, against a drop of 54.20 percentage points in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at -45.25% (Q1 2026), -38.72% (Q4 2025) and -38.61% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.29 Bn | 85.93 Bn | 8.67 Bn | - |
| 2 | Progressive | 132.20 Bn | 107.72 Bn | 8.29 Bn | 14.75% |
| 3 | Marsh & Mclennan Companies | 96.60 Bn | 88.76 Bn | - | 21.07% |
| 4 | Travelers Companies | 82.11 Bn | 59.60 Bn | 5.93 Bn | 36.39% |
| 5 | Manulife Financial | 75.43 Bn | 8.45 Bn | - | - |
| 6 | Arthur J. Gallagher | 71.09 Bn | 65.68 Bn | - | 26.01% |
| 7 | Aon | 70.49 Bn | 49.69 Bn | - | 25.19% |
| 8 | Metlife | 65.52 Bn | -41.26 Bn | 7.82 Bn | - |
| 9 | Allstate | 64.49 Bn | 24.33 Bn | 7.41 Bn | 16.11% |
| 10 | United Fire | 1.28 Bn | 669.93 Mn | 175.27 Mn | 12.94% |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 12.94% |
| Jun 30, 2026 | 12.46% |
| Mar 31, 2026 | 11.94% |
| Dec 31, 2025 | 14.86% |
| Sep 30, 2025 | 15.43% |
| Jun 30, 2025 | 10.19% |
| Mar 31, 2025 | 8.10% |
| Dec 31, 2024 | 13.37% |
| Sep 30, 2024 | 9.29% |
| Jun 30, 2024 | 0.28% |
| Mar 31, 2024 | 6.69% |
| Dec 31, 2023 | 9.63% |
| Sep 30, 2023 | 4.32% |
| Jun 30, 2023 | -25.79% |
| Mar 31, 2023 | 1.29% |
| Dec 31, 2022 | -55.83% |
| Sep 30, 2022 | -86.58% |
| Jun 30, 2022 | -65.77% |
| Mar 31, 2022 | 15.18% |
| Dec 31, 2021 | 27.44% |
United Fire EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UFCS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "UFCS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=UFCS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();