United Fire (UFCS) EBITDA Margin (2010 - 2026)
United Fire (UFCS) posted EBITDA Margin of 7.32% for Q1 2026, up 1.36% sequentially from 7.22% in Q4 2025, and up 23.0% YoY from 5.95% in Q1 2025.
United Fire (UFCS) EBITDA Margin (2010 - 2026) Analysis & Trends
United Fire (UFCS) has 17 years of EBITDA Margin data on file, last reported at 7.32% in Q1 2026.
- Quarterly EBITDA Margin rose 23.0% year-over-year to 7.32% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 7.23% (down 63.0% YoY) and the FY2025 annual result came in at 7.04%, up 49.0% from the prior year.
- EBITDA Margin rose to 7.32% in Q1 2026 per UFCS's latest filing, from 7.22% in the prior quarter.
- The five-year high for EBITDA Margin was 40.98% in Q4 2023, with the low at 32.2% in Q3 2022.
- Average EBITDA Margin over 5 years is 0.81%, with a median of 6.46% recorded in 2025.
- The widest YoY moves for EBITDA Margin: up 2961 bps in 2024, down 3403 bps in 2024.
- United Fire's EBITDA Margin stood at 15.6% in 2022, then surged by 163 bps to 40.98% in 2023, then tumbled by 83 bps to 6.95% in 2024, then increased by 4 bps to 7.22% in 2025, then grew by 1 bps to 7.32% in 2026.
- Business Quant data shows UFCS's EBITDA Margin at 7.32% in Q1 2026, 7.22% in Q4 2025, and 7.91% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -9.36% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 10.11% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 9.37% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | United Fire | 1.37 Bn | 1.20 Bn | 161.32 Mn | 7.32% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 7.32% |
| Dec 31, 2025 | 7.22% |
| Sep 30, 2025 | 7.91% |
| Jun 30, 2025 | 6.46% |
| Mar 31, 2025 | 7.08% |
| Dec 31, 2024 | 6.95% |
| Sep 30, 2024 | 19.27% |
| Jun 30, 2024 | -2.51% |
| Mar 31, 2024 | 2.08% |
| Dec 31, 2023 | 40.98% |
| Sep 30, 2023 | -10.34% |
| Jun 30, 2023 | -28.42% |
| Mar 31, 2023 | 5.75% |
| Dec 31, 2022 | 15.60% |
| Sep 30, 2022 | -32.20% |
| Jun 30, 2022 | -22.85% |
| Mar 31, 2022 | -16.47% |
| Dec 31, 2021 | 24.95% |
| Sep 30, 2021 | -8.85% |
| Jun 30, 2021 | 8.66% |