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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) EBITDA Margin (2016 - 2026)

United Fire's EBITDA Margin history spans 16 years, with the latest figure at 7.22% for Q4 2025.

  • On a quarterly basis, EBITDA Margin fell 180.0% to 7.22% in Q4 2025 year-over-year; TTM through Dec 2025 was 7.14%, a 32.0% decrease, with the full-year FY2025 number at 7.04%, up 7.0% from a year prior.
  • EBITDA Margin hit 7.22% in Q4 2025 for United Fire, down from 7.34% in the prior quarter.
  • Over the last five years, EBITDA Margin for UFCS hit a ceiling of 28.53% in Q4 2023 and a floor of 32.57% in Q3 2022.
  • Historically, EBITDA Margin has averaged 1.17% across 5 years, with a median of 6.32% in 2025.
  • Biggest five-year swings in EBITDA Margin: tumbled -3204bps in 2022 and later soared 3165bps in 2024.
  • Tracing UFCS's EBITDA Margin over 5 years: stood at 28.33% in 2021, then crashed by -45bps to 15.6% in 2022, then soared by 83bps to 28.53% in 2023, then crashed by -68bps to 9.02% in 2024, then fell by -20bps to 7.22% in 2025.
  • Business Quant data shows EBITDA Margin for UFCS at 7.22% in Q4 2025, 7.34% in Q3 2025, and 6.88% in Q2 2025.