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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) Operating Margin (2016 - 2025)

United Fire's Operating Margin history spans 16 years, with the latest figure at 35.23% for Q4 2025.

  • For Q4 2025, Operating Margin rose 2772.0% year-over-year to 35.23%; the TTM value through Dec 2025 reached 13.62%, up 665.0%, while the annual FY2025 figure was 40.87%, 3390.0% up from the prior year.
  • Operating Margin for Q4 2025 was 35.23% at United Fire, up from 7.91% in the prior quarter.
  • Across five years, Operating Margin topped out at 35.23% in Q4 2025 and bottomed at 3.88% in Q4 2021.
  • The 5-year median for Operating Margin is 6.01% (2023), against an average of 7.32%.
  • The largest annual shift saw Operating Margin tumbled -199bps in 2022 before it surged 2772bps in 2025.
  • A 5-year view of Operating Margin shows it stood at 3.88% in 2021, then surged by 34bps to 5.19% in 2022, then increased by 13bps to 5.87% in 2023, then grew by 28bps to 7.51% in 2024, then surged by 369bps to 35.23% in 2025.
  • Per Business Quant, the three most recent readings for UFCS's Operating Margin are 35.23% (Q4 2025), 7.91% (Q3 2025), and 6.46% (Q2 2025).