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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) Operating Margin (2016 - 2026)

United Fire's Operating Margin history spans 16 years, with the latest figure at 7.22% for Q4 2025.

  • On a quarterly basis, Operating Margin fell 180.0% to 7.22% in Q4 2025 year-over-year; TTM through Dec 2025 was 7.14%, a 14.0% decrease, with the full-year FY2025 number at 7.04%, up 7.0% from a year prior.
  • Operating Margin hit 7.22% in Q4 2025 for United Fire, down from 7.34% in the prior quarter.
  • Over the last five years, Operating Margin for UFCS hit a ceiling of 9.02% in Q4 2024 and a floor of 4.18% in Q2 2022.
  • Historically, Operating Margin has averaged 6.02% across 5 years, with a median of 5.85% in 2023.
  • Biggest five-year swings in Operating Margin: soared 571bps in 2021 and later crashed -199bps in 2022.
  • Tracing UFCS's Operating Margin over 5 years: stood at 5.55% in 2021, then decreased by -16bps to 4.65% in 2022, then increased by 26bps to 5.87% in 2023, then skyrocketed by 54bps to 9.02% in 2024, then fell by -20bps to 7.22% in 2025.
  • Business Quant data shows Operating Margin for UFCS at 7.22% in Q4 2025, 7.34% in Q3 2025, and 6.88% in Q2 2025.