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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) Operating Margin (2016 - 2025)

United Fire (UFCS) has disclosed Operating Margin for 16 consecutive years, with 7.22% as the latest value for Q4 2025.

  • Quarterly Operating Margin fell 180.0% to 7.22% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 7.14% through Dec 2025, down 14.0% year-over-year, with the annual reading at 7.04% for FY2025, 7.0% up from the prior year.
  • Operating Margin hit 7.22% in Q4 2025 for United Fire, down from 7.34% in the prior quarter.
  • In the past five years, Operating Margin ranged from a high of 9.02% in Q4 2024 to a low of 4.18% in Q2 2022.
  • Historically, Operating Margin has averaged 6.02% across 5 years, with a median of 5.85% in 2023.
  • Biggest five-year swings in Operating Margin: soared 571bps in 2021 and later crashed -199bps in 2022.
  • Year by year, Operating Margin stood at 5.55% in 2021, then fell by -16bps to 4.65% in 2022, then rose by 26bps to 5.87% in 2023, then surged by 54bps to 9.02% in 2024, then dropped by -20bps to 7.22% in 2025.
  • Business Quant data shows Operating Margin for UFCS at 7.22% in Q4 2025, 7.34% in Q3 2025, and 6.88% in Q2 2025.