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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) EBT Margin (2016 - 2026)

United Fire's EBT Margin history spans 16 years, with the latest figure at 13.18% for Q4 2025.

  • On a quarterly basis, EBT Margin fell 223.0% to 13.18% in Q4 2025 year-over-year; TTM through Dec 2025 was 10.83%, a 399.0% increase, with the full-year FY2025 number at 10.67%, up 412.0% from a year prior.
  • EBT Margin hit 13.18% in Q4 2025 for United Fire, down from 13.75% in the prior quarter.
  • Over the last five years, EBT Margin for UFCS hit a ceiling of 30.12% in Q4 2021 and a floor of 28.36% in Q2 2023.
  • Historically, EBT Margin has averaged 4.78% across 5 years, with a median of 7.04% in 2021.
  • Biggest five-year swings in EBT Margin: soared 4781bps in 2021 and later crashed -2196bps in 2023.
  • Tracing UFCS's EBT Margin over 5 years: stood at 30.12% in 2021, then plummeted by -73bps to 8.19% in 2022, then fell by -9bps to 7.42% in 2023, then skyrocketed by 108bps to 15.41% in 2024, then fell by -14bps to 13.18% in 2025.
  • Business Quant data shows EBT Margin for UFCS at 13.18% in Q4 2025, 13.75% in Q3 2025, and 9.28% in Q2 2025.