Growth Metrics

United Fire (UFCS) EBT Margin (2016 - 2025)

United Fire (UFCS) has disclosed EBT Margin for 16 consecutive years, with 13.18% as the latest value for Q4 2025.

  • Quarterly EBT Margin fell 223.0% to 13.18% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 10.83% through Dec 2025, up 399.0% year-over-year, with the annual reading at 10.67% for FY2025, 412.0% up from the prior year.
  • EBT Margin hit 13.18% in Q4 2025 for United Fire, down from 13.75% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 30.12% in Q4 2021 to a low of 28.36% in Q2 2023.
  • Historically, EBT Margin has averaged 4.78% across 5 years, with a median of 7.04% in 2021.
  • Biggest five-year swings in EBT Margin: soared 4781bps in 2021 and later crashed -2196bps in 2023.
  • Year by year, EBT Margin stood at 30.12% in 2021, then tumbled by -73bps to 8.19% in 2022, then dropped by -9bps to 7.42% in 2023, then surged by 108bps to 15.41% in 2024, then dropped by -14bps to 13.18% in 2025.
  • Business Quant data shows EBT Margin for UFCS at 13.18% in Q4 2025, 13.75% in Q3 2025, and 9.28% in Q2 2025.