United Fire (UFCS) EBT Margin (2010 - 2026)
United Fire (UFCS) posted EBT Margin of 11.08% for Q1 2026, little changed sequentially from 11.09% in Q4 2025, and up 448.0% YoY from 2.02% in Q1 2025.
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Analysis
United Fire (UFCS) EBT Margin (2010 - 2026) Analysis & Trends
United Fire has reported EBT Margin for 17 years, with the latest figure at 11.08% in Q1 2026.
- Quarterly EBT Margin rose 448.0% year-over-year to 11.08% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 11.34% (up 493.0% YoY) and the FY2025 annual result came in at 10.67%, up 452.0% from the prior year.
- EBT Margin held at 11.08% in Q1 2026 per UFCS's latest filing, from 11.09% in the prior quarter.
- Over five years, EBT Margin peaked at 14.83% in Q1 2022 and troughed at 28.36% in Q2 2023.
- A 5-year average of 3.87% and a median of 7.73% in 2024 frame the typical range for EBT Margin.
- The sharpest annual moves came in 2023 and 2024: EBT Margin slumped 2228 bps in 2023, then jumped 2711 bps in 2024.
- Over 5 years, EBT Margin stood at 9.14% in 2022, then increased by 17 bps to 10.66% in 2023, then gained by 11 bps to 11.87% in 2024, then declined by 7 bps to 11.09% in 2025, then slipped by 0 bps to 11.08% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 11.08%, 11.09%, and 13.75% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.50 Bn | 120.73 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 130.70 Bn | 125.70 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 78.84 Bn | 55.09 Bn | 6.23 Bn | 22.77% |
| 4 | Allstate | 67.92 Bn | 29.19 Bn | 16.28 Bn | 22.27% |
| 5 | Fairfax Financial Holdings | 36.04 Bn | 36.04 Bn | - | - |
| 6 | Cincinnati Financial | 26.86 Bn | 24.97 Bn | 2.39 Bn | 36.87% |
| 7 | Markel | 23.11 Bn | 6.22 Bn | 2.83 Bn | 37.78% |
| 8 | Loews | 22.64 Bn | 338.88 Mn | 2.57 Bn | 12.93% |
| 9 | Assurant | 14.22 Bn | 12.19 Bn | 2.71 Bn | 10.91% |
| 10 | United Fire | 1.45 Bn | 1.31 Bn | 171.45 Mn | 10.93% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.93% |
| Mar 31, 2026 | 10.29% |
| Dec 31, 2025 | 13.18% |
| Sep 30, 2025 | 13.75% |
| Jun 30, 2025 | 8.70% |
| Mar 31, 2025 | 6.60% |
| Dec 31, 2024 | 11.87% |
| Sep 30, 2024 | 7.73% |
| Jun 30, 2024 | -1.25% |
| Mar 31, 2024 | 5.50% |
| Dec 31, 2023 | 8.40% |
| Sep 30, 2023 | 3.06% |
| Jun 30, 2023 | -27.04% |
| Mar 31, 2023 | 0.00% |
| Dec 31, 2022 | 8.19% |
| Sep 30, 2022 | -13.11% |
| Jun 30, 2022 | -6.08% |
| Mar 31, 2022 | 14.17% |
| Dec 31, 2021 | 26.53% |
| Sep 30, 2021 | -5.80% |