United Fire (UFCS) EBT Margin (2010 - 2026)
United Fire's (UFCS) quarterly EBT Margin came in at 10.29% in Q1 2026, up 369.0% year-on-year from 2.19% in Q1 2025, and down 21.92% quarter-over-quarter from 13.18% in Q4 2025.
United Fire (UFCS) EBT Margin (2010 - 2026) Analysis & Trends
United Fire has disclosed EBT Margin across 17 years of filings, most recently posting 10.29% for Q1 2026.
- EBT Margin for Q1 2026 came in at 10.29%, up 369.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 11.73% (up 532.0% YoY), and the FY2025 annual result was 10.67%, up 452.0% from the prior year.
- EBT Margin came in at 10.29% for Q1 2026 at United Fire, down from 13.18% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 14.82% in Q3 2025 to a low of 28.36% in Q2 2023.
- The 5-year median for EBT Margin is 7.73% (2024), against an average of 3.88%.
- Across the five-year window, EBT Margin slumped 2228 bps in 2023 and surged 2711 bps in 2024, its largest moves.
- United Fire's EBT Margin stood at 8.19% in 2022, then jumped by 30 bps to 10.66% in 2023, then increased by 11 bps to 11.87% in 2024, then climbed by 11 bps to 13.18% in 2025, then decreased by 22 bps to 10.29% in 2026.
- The last three EBT Margin figures came in at 10.29% (Q1 2026), 13.18% (Q4 2025), and 14.82% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 20.26% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 16.07% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 17.77% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 18.35% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 16.69% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.60% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 53.96% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 12.06% |
| 10 | United Fire | 1.16 Bn | 994.09 Mn | 161.32 Mn | 10.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.29% |
| Dec 31, 2025 | 13.18% |
| Sep 30, 2025 | 14.82% |
| Jun 30, 2025 | 8.70% |
| Mar 31, 2025 | 6.60% |
| Dec 31, 2024 | 11.87% |
| Sep 30, 2024 | 7.73% |
| Jun 30, 2024 | -1.25% |
| Mar 31, 2024 | 5.50% |
| Dec 31, 2023 | 10.66% |
| Sep 30, 2023 | 3.06% |
| Jun 30, 2023 | -28.36% |
| Mar 31, 2023 | 0.00% |
| Dec 31, 2022 | 8.19% |
| Sep 30, 2022 | -13.11% |
| Jun 30, 2022 | -6.08% |
| Mar 31, 2022 | 14.17% |
| Dec 31, 2021 | 26.53% |
| Sep 30, 2021 | -6.04% |
| Jun 30, 2021 | 7.24% |