Growth Metrics

United Fire (UFCS) EBT Margin (2016 - 2025)

United Fire's EBT Margin history spans 16 years, with the latest figure at 16.19% for Q4 2025.

  • For Q4 2025, EBT Margin rose 336.0% year-over-year to 16.19%; the TTM value through Dec 2025 reached 11.44%, up 490.0%, while the annual FY2025 figure was 11.44%, 490.0% up from the prior year.
  • EBT Margin for Q4 2025 was 16.19% at United Fire, up from 14.82% in the prior quarter.
  • Across five years, EBT Margin topped out at 21.06% in Q4 2021 and bottomed at 28.36% in Q2 2023.
  • The 5-year median for EBT Margin is 7.33% (2023), against an average of 4.45%.
  • The largest annual shift saw EBT Margin skyrocketed 6781bps in 2021 before it tumbled -2196bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 21.06% in 2021, then plummeted by -57bps to 9.14% in 2022, then dropped by -19bps to 7.42% in 2023, then skyrocketed by 73bps to 12.83% in 2024, then increased by 26bps to 16.19% in 2025.
  • Per Business Quant, the three most recent readings for UFCS's EBT Margin are 16.19% (Q4 2025), 14.82% (Q3 2025), and 8.7% (Q2 2025).