United Fire (UFCS) EBT Margin (2010 - 2026)
United Fire (UFCS) posted EBT Margin of 10.29% for Q1 2026, down 21.92% sequentially from 13.18% in Q4 2025, and up 369.0% YoY from 2.19% in Q1 2025.
United Fire (UFCS) EBT Margin (2010 - 2026) Analysis & Trends
United Fire (UFCS) has 17 years of EBT Margin data on file, last reported at 10.29% in Q1 2026.
- Quarterly EBT Margin rose 369.0% year-over-year to 10.29% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 11.73% (up 532.0% YoY) and the FY2025 annual result came in at 10.67%, up 452.0% from the prior year.
- EBT Margin retreated to 10.29% in Q1 2026 per UFCS's latest filing, from 13.18% in the prior quarter.
- The five-year high for EBT Margin was 14.82% in Q3 2025, with the low at 28.36% in Q2 2023.
- Average EBT Margin over 5 years is 3.88%, with a median of 7.73% recorded in 2024.
- Year-over-year, EBT Margin plunged 2228 bps in 2023 and soared 2711 bps in 2024.
- United Fire's EBT Margin stood at 8.19% in 2022, then jumped by 30 bps to 10.66% in 2023, then advanced by 11 bps to 11.87% in 2024, then rose by 11 bps to 13.18% in 2025, then declined by 22 bps to 10.29% in 2026.
- Business Quant data shows UFCS's EBT Margin at 10.29% in Q1 2026, 13.18% in Q4 2025, and 14.82% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.60% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 16.07% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 20.26% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 17.77% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 18.35% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 53.96% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 9.14% |
| 10 | United Fire | 1.37 Bn | 1.20 Bn | 161.32 Mn | 10.29% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 10.29% |
| Dec 31, 2025 | 13.18% |
| Sep 30, 2025 | 14.82% |
| Jun 30, 2025 | 8.70% |
| Mar 31, 2025 | 6.60% |
| Dec 31, 2024 | 11.87% |
| Sep 30, 2024 | 7.73% |
| Jun 30, 2024 | -1.25% |
| Mar 31, 2024 | 5.50% |
| Dec 31, 2023 | 10.66% |
| Sep 30, 2023 | 3.06% |
| Jun 30, 2023 | -28.36% |
| Mar 31, 2023 | 0.00% |
| Dec 31, 2022 | 8.19% |
| Sep 30, 2022 | -13.11% |
| Jun 30, 2022 | -6.08% |
| Mar 31, 2022 | 14.17% |
| Dec 31, 2021 | 26.53% |
| Sep 30, 2021 | -6.04% |
| Jun 30, 2021 | 7.24% |