United Fire (UFCS) EBT Margin (2010 - 2026)

United Fire's (UFCS) quarterly EBT Margin came in at 10.29% in Q1 2026, up 369.0% year-on-year from 2.19% in Q1 2025, and down 21.92% quarter-over-quarter from 13.18% in Q4 2025.

United Fire (UFCS) EBT Margin (2010 - 2026) Analysis & Trends

United Fire has disclosed EBT Margin across 17 years of filings, most recently posting 10.29% for Q1 2026.

  • EBT Margin for Q1 2026 came in at 10.29%, up 369.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 11.73% (up 532.0% YoY), and the FY2025 annual result was 10.67%, up 452.0% from the prior year.
  • EBT Margin came in at 10.29% for Q1 2026 at United Fire, down from 13.18% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 14.82% in Q3 2025 to a low of 28.36% in Q2 2023.
  • The 5-year median for EBT Margin is 7.73% (2024), against an average of 3.88%.
  • Across the five-year window, EBT Margin slumped 2228 bps in 2023 and surged 2711 bps in 2024, its largest moves.
  • United Fire's EBT Margin stood at 8.19% in 2022, then jumped by 30 bps to 10.66% in 2023, then increased by 11 bps to 11.87% in 2024, then climbed by 11 bps to 13.18% in 2025, then decreased by 22 bps to 10.29% in 2026.
  • The last three EBT Margin figures came in at 10.29% (Q1 2026), 13.18% (Q4 2025), and 14.82% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 20.26%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 16.07%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 17.77%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 18.35%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 16.69%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 12.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -7.60%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 53.96%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 12.06%
10 United Fire 1.16 Bn 994.09 Mn 161.32 Mn 10.29%

Historic Data

Download Data
DateValue
Mar 31, 2026 10.29%
Dec 31, 2025 13.18%
Sep 30, 2025 14.82%
Jun 30, 2025 8.70%
Mar 31, 2025 6.60%
Dec 31, 2024 11.87%
Sep 30, 2024 7.73%
Jun 30, 2024 -1.25%
Mar 31, 2024 5.50%
Dec 31, 2023 10.66%
Sep 30, 2023 3.06%
Jun 30, 2023 -28.36%
Mar 31, 2023 0.00%
Dec 31, 2022 8.19%
Sep 30, 2022 -13.11%
Jun 30, 2022 -6.08%
Mar 31, 2022 14.17%
Dec 31, 2021 26.53%
Sep 30, 2021 -6.04%
Jun 30, 2021 7.24%