United Fire (UFCS) EBT Margin (2010 - 2026)

United Fire (UFCS) posted EBT Margin of 10.29% for Q1 2026, down 21.92% sequentially from 13.18% in Q4 2025, and up 369.0% YoY from 2.19% in Q1 2025.

United Fire (UFCS) EBT Margin (2010 - 2026) Analysis & Trends

United Fire (UFCS) has 17 years of EBT Margin data on file, last reported at 10.29% in Q1 2026.

  • Quarterly EBT Margin rose 369.0% year-over-year to 10.29% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 11.73% (up 532.0% YoY) and the FY2025 annual result came in at 10.67%, up 452.0% from the prior year.
  • EBT Margin retreated to 10.29% in Q1 2026 per UFCS's latest filing, from 13.18% in the prior quarter.
  • The five-year high for EBT Margin was 14.82% in Q3 2025, with the low at 28.36% in Q2 2023.
  • Average EBT Margin over 5 years is 3.88%, with a median of 7.73% recorded in 2024.
  • Year-over-year, EBT Margin plunged 2228 bps in 2023 and soared 2711 bps in 2024.
  • United Fire's EBT Margin stood at 8.19% in 2022, then jumped by 30 bps to 10.66% in 2023, then advanced by 11 bps to 11.87% in 2024, then rose by 11 bps to 13.18% in 2025, then declined by 22 bps to 10.29% in 2026.
  • Business Quant data shows UFCS's EBT Margin at 10.29% in Q1 2026, 13.18% in Q4 2025, and 14.82% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -7.60%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 16.07%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 20.26%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 12.52%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 17.77%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 18.35%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 53.96%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 9.14%
10 United Fire 1.37 Bn 1.20 Bn 161.32 Mn 10.29%

Historic Data

Download Data
DateValue
Mar 31, 2026 10.29%
Dec 31, 2025 13.18%
Sep 30, 2025 14.82%
Jun 30, 2025 8.70%
Mar 31, 2025 6.60%
Dec 31, 2024 11.87%
Sep 30, 2024 7.73%
Jun 30, 2024 -1.25%
Mar 31, 2024 5.50%
Dec 31, 2023 10.66%
Sep 30, 2023 3.06%
Jun 30, 2023 -28.36%
Mar 31, 2023 0.00%
Dec 31, 2022 8.19%
Sep 30, 2022 -13.11%
Jun 30, 2022 -6.08%
Mar 31, 2022 14.17%
Dec 31, 2021 26.53%
Sep 30, 2021 -6.04%
Jun 30, 2021 7.24%