United Fire (UFCS) FCF Margin (2010 - 2026)
United Fire's (UFCS) quarterly FCF Margin came in at 15.22% in Q1 2026, up 520.0% year-on-year from 2.46% in Q1 2025, and down 53.27% quarter-over-quarter from 32.58% in Q4 2025.
United Fire (UFCS) FCF Margin (2010 - 2026) Analysis & Trends
United Fire has disclosed FCF Margin across 17 years of filings, most recently posting 15.22% for Q1 2026.
- FCF Margin for Q1 2026 came in at 15.22%, up 520.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 20.47% (down 499.0% YoY), and the FY2025 annual result was 18.99%, down 721.0% from the prior year.
- FCF Margin came in at 15.22% for Q1 2026 at United Fire, down from 32.58% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 46.03% in Q4 2024 to a low of 7.26% in Q3 2022.
- The 5-year median for FCF Margin is 15.22% (2026), against an average of 14.84%.
- Across the five-year window, FCF Margin soared 4713 bps in 2023 and tumbled 2333 bps in 2024, its largest moves.
- United Fire's FCF Margin stood at 10.52% in 2022, then decreased by 19 bps to 8.56% in 2023, then soared by 438 bps to 46.03% in 2024, then dropped by 29 bps to 32.58% in 2025, then slumped by 53 bps to 15.22% in 2026.
- The last three FCF Margin figures came in at 15.22% (Q1 2026), 32.58% (Q4 2025), and 18.05% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 26.72% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 19.40% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 18.33% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 20.79% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 18.85% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 25.12% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -0.88% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -15.38% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 6.92% |
| 10 | United Fire | 1.16 Bn | 994.09 Mn | 161.32 Mn | 15.22% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.22% |
| Dec 31, 2025 | 32.58% |
| Sep 30, 2025 | 18.05% |
| Jun 30, 2025 | 15.40% |
| Mar 31, 2025 | 10.02% |
| Dec 31, 2024 | 46.03% |
| Sep 30, 2024 | 16.54% |
| Jun 30, 2024 | 29.26% |
| Mar 31, 2024 | 11.34% |
| Dec 31, 2023 | 8.56% |
| Sep 30, 2023 | 39.87% |
| Jun 30, 2023 | 16.36% |
| Mar 31, 2023 | -3.67% |
| Dec 31, 2022 | 10.52% |
| Sep 30, 2022 | -7.26% |
| Jun 30, 2022 | -6.17% |
| Mar 31, 2022 | -0.37% |
| Dec 31, 2021 | 3.19% |
| Sep 30, 2021 | -8.36% |
| Jun 30, 2021 | 5.15% |