Growth Metrics

United Fire (UFCS) FCF Margin (2016 - 2025)

United Fire's FCF Margin history spans 16 years, with the latest figure at 40.04% for Q4 2025.

  • For Q4 2025, FCF Margin fell 1069.0% year-over-year to 40.04%; the TTM value through Dec 2025 reached 20.37%, down 779.0%, while the annual FY2025 figure was 20.37%, 855.0% down from the prior year.
  • FCF Margin for Q4 2025 was 40.04% at United Fire, up from 18.05% in the prior quarter.
  • Across five years, FCF Margin topped out at 50.72% in Q4 2024 and bottomed at 8.36% in Q3 2021.
  • The 5-year median for FCF Margin is 10.77% (2022), against an average of 12.9%.
  • The largest annual shift saw FCF Margin soared 4935bps in 2023 before it crashed -2430bps in 2024.
  • A 5-year view of FCF Margin shows it stood at 2.53% in 2021, then surged by 355bps to 11.52% in 2022, then tumbled by -48bps to 5.96% in 2023, then soared by 751bps to 50.72% in 2024, then decreased by -21bps to 40.04% in 2025.
  • Per Business Quant, the three most recent readings for UFCS's FCF Margin are 40.04% (Q4 2025), 18.05% (Q3 2025), and 15.4% (Q2 2025).