United Fire (UFCS) FCF Margin (2010 - 2026)

United Fire's (UFCS) quarterly FCF Margin came in at 15.22% in Q1 2026, up 520.0% year-on-year from 2.46% in Q1 2025, and down 53.27% quarter-over-quarter from 32.58% in Q4 2025.

United Fire (UFCS) FCF Margin (2010 - 2026) Analysis & Trends

United Fire has disclosed FCF Margin across 17 years of filings, most recently posting 15.22% for Q1 2026.

  • FCF Margin for Q1 2026 came in at 15.22%, up 520.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 20.47% (down 499.0% YoY), and the FY2025 annual result was 18.99%, down 721.0% from the prior year.
  • FCF Margin came in at 15.22% for Q1 2026 at United Fire, down from 32.58% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 46.03% in Q4 2024 to a low of 7.26% in Q3 2022.
  • The 5-year median for FCF Margin is 15.22% (2026), against an average of 14.84%.
  • Across the five-year window, FCF Margin soared 4713 bps in 2023 and tumbled 2333 bps in 2024, its largest moves.
  • United Fire's FCF Margin stood at 10.52% in 2022, then decreased by 19 bps to 8.56% in 2023, then soared by 438 bps to 46.03% in 2024, then dropped by 29 bps to 32.58% in 2025, then slumped by 53 bps to 15.22% in 2026.
  • The last three FCF Margin figures came in at 15.22% (Q1 2026), 32.58% (Q4 2025), and 18.05% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 26.72%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 19.40%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 18.33%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 20.79%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 18.85%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 25.12%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -0.88%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -15.38%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 6.92%
10 United Fire 1.16 Bn 994.09 Mn 161.32 Mn 15.22%

Historic Data

Download Data
DateValue
Mar 31, 2026 15.22%
Dec 31, 2025 32.58%
Sep 30, 2025 18.05%
Jun 30, 2025 15.40%
Mar 31, 2025 10.02%
Dec 31, 2024 46.03%
Sep 30, 2024 16.54%
Jun 30, 2024 29.26%
Mar 31, 2024 11.34%
Dec 31, 2023 8.56%
Sep 30, 2023 39.87%
Jun 30, 2023 16.36%
Mar 31, 2023 -3.67%
Dec 31, 2022 10.52%
Sep 30, 2022 -7.26%
Jun 30, 2022 -6.17%
Mar 31, 2022 -0.37%
Dec 31, 2021 3.19%
Sep 30, 2021 -8.36%
Jun 30, 2021 5.15%