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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) FCF Margin (2016 - 2026)

United Fire's FCF Margin history spans 16 years, with the latest figure at 32.58% for Q4 2025.

  • On a quarterly basis, FCF Margin fell 2718.0% to 32.58% in Q4 2025 year-over-year; TTM through Dec 2025 was 19.28%, a 991.0% decrease, with the full-year FY2025 number at 18.99%, down 892.0% from a year prior.
  • FCF Margin hit 32.58% in Q4 2025 for United Fire, up from 16.75% in the prior quarter.
  • Over the last five years, FCF Margin for UFCS hit a ceiling of 59.76% in Q4 2024 and a floor of 8.36% in Q3 2021.
  • Historically, FCF Margin has averaged 12.95% across 5 years, with a median of 10.27% in 2022.
  • Biggest five-year swings in FCF Margin: surged 5380bps in 2024 and later crashed -2718bps in 2025.
  • Tracing UFCS's FCF Margin over 5 years: stood at 3.62% in 2021, then surged by 191bps to 10.52% in 2022, then tumbled by -43bps to 5.96% in 2023, then skyrocketed by 903bps to 59.76% in 2024, then crashed by -45bps to 32.58% in 2025.
  • Business Quant data shows FCF Margin for UFCS at 32.58% in Q4 2025, 16.75% in Q3 2025, and 16.41% in Q2 2025.