United Fire (UFCS) FCF Margin (2010 - 2026)
United Fire (UFCS) posted FCF Margin of 15.22% for Q1 2026, down 53.27% sequentially from 32.58% in Q4 2025, and up 520.0% YoY from 2.46% in Q1 2025.
United Fire (UFCS) FCF Margin (2010 - 2026) Analysis & Trends
United Fire (UFCS) has 17 years of FCF Margin data on file, last reported at 15.22% in Q1 2026.
- Quarterly FCF Margin rose 520.0% year-over-year to 15.22% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 20.47% (down 499.0% YoY) and the FY2025 annual result came in at 18.99%, down 721.0% from the prior year.
- FCF Margin declined to 15.22% in Q1 2026 per UFCS's latest filing, from 32.58% in the prior quarter.
- The five-year high for FCF Margin was 46.03% in Q4 2024, with the low at 7.26% in Q3 2022.
- Average FCF Margin over 5 years is 14.84%, with a median of 15.22% recorded in 2026.
- Year-over-year, FCF Margin jumped 4713 bps in 2023 and sank 2333 bps in 2024.
- United Fire's FCF Margin stood at 10.52% in 2022, then declined by 19 bps to 8.56% in 2023, then soared by 438 bps to 46.03% in 2024, then retreated by 29 bps to 32.58% in 2025, then tumbled by 53 bps to 15.22% in 2026.
- Business Quant data shows UFCS's FCF Margin at 15.22% in Q1 2026, 32.58% in Q4 2025, and 18.05% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -0.88% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 19.40% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 26.72% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 25.12% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 18.33% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 20.79% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -15.38% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 15.49% |
| 10 | United Fire | 1.37 Bn | 1.20 Bn | 161.32 Mn | 15.22% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 15.22% |
| Dec 31, 2025 | 32.58% |
| Sep 30, 2025 | 18.05% |
| Jun 30, 2025 | 15.40% |
| Mar 31, 2025 | 10.02% |
| Dec 31, 2024 | 46.03% |
| Sep 30, 2024 | 16.54% |
| Jun 30, 2024 | 29.26% |
| Mar 31, 2024 | 11.34% |
| Dec 31, 2023 | 8.56% |
| Sep 30, 2023 | 39.87% |
| Jun 30, 2023 | 16.36% |
| Mar 31, 2023 | -3.67% |
| Dec 31, 2022 | 10.52% |
| Sep 30, 2022 | -7.26% |
| Jun 30, 2022 | -6.17% |
| Mar 31, 2022 | -0.37% |
| Dec 31, 2021 | 3.19% |
| Sep 30, 2021 | -8.36% |
| Jun 30, 2021 | 5.15% |