Growth Metrics

United Fire (UFCS) FCF Margin (2016 - 2025)

United Fire (UFCS) has disclosed FCF Margin for 16 consecutive years, with 32.58% as the latest value for Q4 2025.

  • Quarterly FCF Margin fell 2718.0% to 32.58% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 19.28% through Dec 2025, down 991.0% year-over-year, with the annual reading at 18.99% for FY2025, 892.0% down from the prior year.
  • FCF Margin hit 32.58% in Q4 2025 for United Fire, up from 16.75% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 59.76% in Q4 2024 to a low of 8.36% in Q3 2021.
  • Historically, FCF Margin has averaged 12.95% across 5 years, with a median of 10.27% in 2022.
  • Biggest five-year swings in FCF Margin: surged 5380bps in 2024 and later crashed -2718bps in 2025.
  • Year by year, FCF Margin stood at 3.62% in 2021, then soared by 191bps to 10.52% in 2022, then crashed by -43bps to 5.96% in 2023, then surged by 903bps to 59.76% in 2024, then plummeted by -45bps to 32.58% in 2025.
  • Business Quant data shows FCF Margin for UFCS at 32.58% in Q4 2025, 16.75% in Q3 2025, and 16.41% in Q2 2025.