United Fire (UFCS) Debt Ratio (2011 - 2025)
United Fire's Debt Ratio came in at 0.04 for Q4 2025, up 13.4% from 0.03 a year earlier but down 2.2% from the prior quarter.
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Analysis
United Fire (UFCS) Debt Ratio (2011 - 2025) Analysis & Trends
Going back to Q2 2011, United Fire's Debt Ratio data covers 25 quarters.
- Going back by year, Debt Ratio was 0.03 in FY2024 (+111.0%), 0.02 in FY2023 (-8.3%), 0.02 in FY2022 (+4.5%) and 0.02 in FY2021 (+1.9%).
- The five-year range for quarterly Debt Ratio is 0.02 (Q1 2024) to 0.04 (Q3 2025).
- Year-over-year, Debt Ratio increased in six of the last eight quarters, with growth averaging 56.1%.
- The fastest year-over-year change in Debt Ratio over five years came in Q1 2025 (growth of 115.4%), and the weakest in Q1 2024 (a decline of 10.7%).
- Business Quant data shows UFCS's Debt Ratio at 0.04 (Q3 2025), 0.03 (Q2 2025) and 0.03 (Q1 2025) in the three quarters before Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | - |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 0.00 |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | - |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 0.34 |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | - |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 0.01 |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 0.01 |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 0.16 |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | - |
| 10 | United Fire | 1.37 Bn | 679.53 Mn | 171.45 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.02 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.02 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.02 |
| Sep 30, 2021 | 0.02 |
| Jun 30, 2021 | 0.02 |
| Mar 31, 2021 | 0.02 |
API Access
United Fire Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=UFCS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "UFCS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=UFCS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();