United Fire UFCS
NASDAQ UFCS
$56.18 +1.33 (+2.43%)
As of: Sep 3, 2026 · 9:41 AM EDT

United Fire (UFCS) Gross Margin (2010 - 2026)

United Fire (UFCS) posted Gross Margin of 39.32% for Q1 2026, down 29.36% sequentially from 55.66% in Q4 2025, and down 339.0% YoY from 16.45% in Q1 2025.

Analysis

United Fire (UFCS) Gross Margin (2010 - 2026) Analysis & Trends

United Fire has reported Gross Margin for 17 years, with the latest figure at 39.32% in Q1 2026.

  • Quarterly Gross Margin fell 339.0% year-over-year to 39.32% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 45.88% (up 446.0% YoY) and the FY2025 annual result came in at 44.86%, up 428.0% from the prior year.
  • Gross Margin retreated to 39.32% in Q1 2026 per UFCS's latest filing, from 55.66% in the prior quarter.
  • Over five years, Gross Margin peaked at 55.66% in Q4 2025 and troughed at 1.53% in Q2 2023.
  • A 5-year average of 35.88% and a median of 38.46% in 2025 frame the typical range for Gross Margin.
  • The sharpest annual moves came in 2022 and 2024: Gross Margin plunged 3540 bps in 2022, then surged 3162 bps in 2024.
  • Over 5 years, Gross Margin stood at 30.18% in 2022, then slipped by 19 bps to 24.36% in 2023, then soared by 93 bps to 47.03% in 2024, then climbed by 18 bps to 55.66% in 2025, then dropped by 29 bps to 39.32% in 2026.
  • According to Business Quant data, Gross Margin over the past three periods registered 39.32%, 55.66%, and 46.84% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Chubb 132.66 Bn 118.89 Bn 9.13 Bn 57.69%
2 Progressive 129.79 Bn 124.79 Bn 9.04 Bn 38.28%
3 Travelers Companies 77.96 Bn 54.21 Bn 6.23 Bn 51.27%
4 Allstate 67.15 Bn 28.42 Bn 16.28 Bn 87.55%
5 Fairfax Financial Holdings 49.72 Bn 54.44 Bn - -
6 Cincinnati Financial 26.83 Bn 24.94 Bn 2.39 Bn 55.85%
7 Markel 23.07 Bn 6.19 Bn 2.83 Bn 70.46%
8 Loews 22.52 Bn 219.69 Mn 2.57 Bn 54.18%
9 Assurant 14.19 Bn 12.16 Bn 2.71 Bn 78.34%
10 United Fire 1.44 Bn 1.30 Bn 171.45 Mn 44.68%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 44.68%
Mar 31, 2026 43.67%
Dec 31, 2025 47.30%
Sep 30, 2025 46.84%
Jun 30, 2025 42.25%
Mar 31, 2025 42.71%
Dec 31, 2024 47.03%
Sep 30, 2024 42.05%
Jun 30, 2024 33.15%
Mar 31, 2024 39.31%
Dec 31, 2023 40.38%
Sep 30, 2023 36.92%
Jun 30, 2023 6.12%
Mar 31, 2023 34.63%
Dec 31, 2022 37.44%
Sep 30, 2022 23.44%
Jun 30, 2022 34.49%
Mar 31, 2022 46.79%
Dec 31, 2021 56.63%
Sep 30, 2021 29.41%