United Fire (UFCS) Gross Margin (2010 - 2026)
United Fire (UFCS) posted Gross Margin of 43.67% for Q1 2026, down 7.68% sequentially from 47.3% in Q4 2025, and up 96.0% YoY from 22.28% in Q1 2025.
United Fire (UFCS) Gross Margin (2010 - 2026) Analysis & Trends
United Fire (UFCS) has 17 years of Gross Margin data on file, last reported at 43.67% in Q1 2026.
- Quarterly Gross Margin rose 96.0% year-over-year to 43.67% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 44.05% (up 262.0% YoY) and the FY2025 annual result came in at 44.86%, up 428.0% from the prior year.
- Gross Margin declined to 43.67% in Q1 2026 per UFCS's latest filing, from 47.3% in the prior quarter.
- The five-year high for Gross Margin was 47.3% in Q4 2025, with the low at 1.53% in Q2 2023.
- Average Gross Margin over 5 years is 36.29%, with a median of 39.31% recorded in 2024.
- Year-over-year, Gross Margin slumped 3295 bps in 2023 and jumped 3162 bps in 2024.
- United Fire's Gross Margin stood at 37.44% in 2022, then slumped by 35 bps to 24.36% in 2023, then jumped by 93 bps to 47.03% in 2024, then climbed by 1 bps to 47.3% in 2025, then slipped by 8 bps to 43.67% in 2026.
- Business Quant data shows UFCS's Gross Margin at 43.67% in Q1 2026, 47.3% in Q4 2025, and 42.7% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | 67.14% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 37.68% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 58.50% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 99.65% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 46.48% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 86.87% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | -153.50% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 39.99% |
| 10 | United Fire | 1.37 Bn | 1.20 Bn | 161.32 Mn | 43.67% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 43.67% |
| Dec 31, 2025 | 47.30% |
| Sep 30, 2025 | 42.70% |
| Jun 30, 2025 | 42.25% |
| Mar 31, 2025 | 42.71% |
| Dec 31, 2024 | 47.03% |
| Sep 30, 2024 | 42.05% |
| Jun 30, 2024 | 33.15% |
| Mar 31, 2024 | 39.31% |
| Dec 31, 2023 | 24.36% |
| Sep 30, 2023 | 36.92% |
| Jun 30, 2023 | 1.53% |
| Mar 31, 2023 | 31.83% |
| Dec 31, 2022 | 37.44% |
| Sep 30, 2022 | 23.44% |
| Jun 30, 2022 | 34.49% |
| Mar 31, 2022 | 46.79% |
| Dec 31, 2021 | 56.63% |
| Sep 30, 2021 | 26.56% |
| Jun 30, 2021 | 32.29% |