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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) Gross Margin (2016 - 2025)

United Fire's Gross Margin history spans 16 years, with the latest figure at 35.23% for Q4 2025.

  • For Q4 2025, Gross Margin fell 749.0% year-over-year to 35.23%; the TTM value through Dec 2025 reached 40.87%, up 414.0%, while the annual FY2025 figure was 40.87%, 414.0% up from the prior year.
  • Gross Margin for Q4 2025 was 35.23% at United Fire, down from 42.7% in the prior quarter.
  • Across five years, Gross Margin topped out at 65.58% in Q4 2021 and bottomed at 1.53% in Q2 2023.
  • The 5-year median for Gross Margin is 34.32% (2025), against an average of 34.98%.
  • The largest annual shift saw Gross Margin skyrocketed 4384bps in 2021 before it crashed -3540bps in 2022.
  • A 5-year view of Gross Margin shows it stood at 65.58% in 2021, then tumbled by -54bps to 30.18% in 2022, then skyrocketed by 57bps to 47.34% in 2023, then fell by -10bps to 42.72% in 2024, then decreased by -18bps to 35.23% in 2025.
  • Per Business Quant, the three most recent readings for UFCS's Gross Margin are 35.23% (Q4 2025), 42.7% (Q3 2025), and 42.25% (Q2 2025).