United Fire (UFCS) Gross Margin (2010 - 2026)
United Fire (UFCS) posted Gross Margin of 39.32% for Q1 2026, down 29.36% sequentially from 55.66% in Q4 2025, and down 339.0% YoY from 16.45% in Q1 2025.
United Fire (UFCS) Gross Margin (2010 - 2026) Analysis & Trends
United Fire has reported Gross Margin for 17 years, with the latest figure at 39.32% in Q1 2026.
- Quarterly Gross Margin fell 339.0% year-over-year to 39.32% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 45.88% (up 446.0% YoY) and the FY2025 annual result came in at 44.86%, up 428.0% from the prior year.
- Gross Margin retreated to 39.32% in Q1 2026 per UFCS's latest filing, from 55.66% in the prior quarter.
- Over five years, Gross Margin peaked at 55.66% in Q4 2025 and troughed at 1.53% in Q2 2023.
- A 5-year average of 35.88% and a median of 38.46% in 2025 frame the typical range for Gross Margin.
- The sharpest annual moves came in 2022 and 2024: Gross Margin plunged 3540 bps in 2022, then surged 3162 bps in 2024.
- Over 5 years, Gross Margin stood at 30.18% in 2022, then slipped by 19 bps to 24.36% in 2023, then soared by 93 bps to 47.03% in 2024, then climbed by 18 bps to 55.66% in 2025, then dropped by 29 bps to 39.32% in 2026.
- According to Business Quant data, Gross Margin over the past three periods registered 39.32%, 55.66%, and 46.84% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.03 Bn | 121.26 Bn | 9.13 Bn | 57.69% |
| 2 | Progressive | 124.11 Bn | 119.11 Bn | 9.04 Bn | 38.28% |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | 44.93% |
| 4 | Allstate | 67.36 Bn | 28.63 Bn | 16.28 Bn | 87.55% |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | - |
| 6 | Cincinnati Financial | 26.77 Bn | 24.88 Bn | 2.39 Bn | 55.85% |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 54.18% |
| 8 | Markel | 23.15 Bn | 6.26 Bn | 2.83 Bn | 70.46% |
| 9 | Assurant | 14.05 Bn | 12.02 Bn | 2.71 Bn | 78.34% |
| 10 | United Fire | 1.39 Bn | 1.25 Bn | 171.45 Mn | 44.68% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 44.68% |
| Mar 31, 2026 | 39.32% |
| Dec 31, 2025 | 55.66% |
| Sep 30, 2025 | 46.84% |
| Jun 30, 2025 | 38.46% |
| Mar 31, 2025 | 42.71% |
| Dec 31, 2024 | 47.03% |
| Sep 30, 2024 | 42.05% |
| Jun 30, 2024 | 33.15% |
| Mar 31, 2024 | 39.31% |
| Dec 31, 2023 | 24.36% |
| Sep 30, 2023 | 33.40% |
| Jun 30, 2023 | 1.53% |
| Mar 31, 2023 | 34.63% |
| Dec 31, 2022 | 30.18% |
| Sep 30, 2022 | 22.57% |
| Jun 30, 2022 | 34.49% |
| Mar 31, 2022 | 44.34% |
| Dec 31, 2021 | 65.58% |
| Sep 30, 2021 | 29.41% |