United Fire (UFCS) Gross Margin (2010 - 2026)

United Fire's (UFCS) quarterly Gross Margin came in at 43.67% in Q1 2026, up 96.0% year-on-year from 22.28% in Q1 2025, and down 7.68% quarter-over-quarter from 47.3% in Q4 2025.

United Fire (UFCS) Gross Margin (2010 - 2026) Analysis & Trends

United Fire has disclosed Gross Margin across 17 years of filings, most recently posting 43.67% for Q1 2026.

  • Gross Margin for Q1 2026 came in at 43.67%, up 96.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 44.05% (up 262.0% YoY), and the FY2025 annual result was 44.86%, up 428.0% from the prior year.
  • Gross Margin came in at 43.67% for Q1 2026 at United Fire, down from 47.3% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 47.3% in Q4 2025 to a low of 1.53% in Q2 2023.
  • The 5-year median for Gross Margin is 39.31% (2024), against an average of 36.29%.
  • Across the five-year window, Gross Margin plunged 3295 bps in 2023 and soared 3162 bps in 2024, its largest moves.
  • United Fire's Gross Margin stood at 37.44% in 2022, then sank by 35 bps to 24.36% in 2023, then jumped by 93 bps to 47.03% in 2024, then rose by 1 bps to 47.3% in 2025, then fell by 8 bps to 43.67% in 2026.
  • The last three Gross Margin figures came in at 43.67% (Q1 2026), 47.3% (Q4 2025), and 42.7% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 58.50%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 37.68%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 46.48%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 86.87%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 73.70%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 99.65%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn 67.14%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn -153.50%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 72.35%
10 United Fire 1.16 Bn 994.09 Mn 161.32 Mn 43.67%

Historic Data

Download Data
DateValue
Mar 31, 2026 43.67%
Dec 31, 2025 47.30%
Sep 30, 2025 42.70%
Jun 30, 2025 42.25%
Mar 31, 2025 42.71%
Dec 31, 2024 47.03%
Sep 30, 2024 42.05%
Jun 30, 2024 33.15%
Mar 31, 2024 39.31%
Dec 31, 2023 24.36%
Sep 30, 2023 36.92%
Jun 30, 2023 1.53%
Mar 31, 2023 31.83%
Dec 31, 2022 37.44%
Sep 30, 2022 23.44%
Jun 30, 2022 34.49%
Mar 31, 2022 46.79%
Dec 31, 2021 56.63%
Sep 30, 2021 26.56%
Jun 30, 2021 32.29%