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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) Gross Margin (2016 - 2026)

United Fire's Gross Margin history spans 16 years, with the latest figure at 47.3% for Q4 2025.

  • On a quarterly basis, Gross Margin rose 1607.0% to 47.3% in Q4 2025 year-over-year; TTM through Dec 2025 was 44.03%, a 1020.0% increase, with the full-year FY2025 number at 44.86%, up 814.0% from a year prior.
  • Gross Margin hit 47.3% in Q4 2025 for United Fire, up from 46.84% in the prior quarter.
  • Over the last five years, Gross Margin for UFCS hit a ceiling of 50.76% in Q4 2021 and a floor of 1.53% in Q2 2023.
  • Historically, Gross Margin has averaged 34.88% across 5 years, with a median of 36.74% in 2022.
  • Biggest five-year swings in Gross Margin: soared 2901bps in 2021 and later crashed -2945bps in 2023.
  • Tracing UFCS's Gross Margin over 5 years: stood at 50.76% in 2021, then fell by -26bps to 37.44% in 2022, then increased by 26bps to 47.34% in 2023, then tumbled by -34bps to 31.23% in 2024, then skyrocketed by 51bps to 47.3% in 2025.
  • Business Quant data shows Gross Margin for UFCS at 47.3% in Q4 2025, 46.84% in Q3 2025, and 38.46% in Q2 2025.