United Fire (UFCS) Gross Margin (2010 - 2026)
United Fire (UFCS) recorded Gross Margin of 44.68% in Q2 2026, up 2.43 percentage points from 42.25% a year earlier and up 1.02 percentage points from the prior quarter.
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Analysis
United Fire (UFCS) Gross Margin (2010 - 2026) Analysis & Trends
On a TTM basis, United Fire's Gross Margin came in at 45.60% as of Jun 30, 2026, up 2.07 percentage points year-over-year; for FY2025, it was 44.86%, up 4.28 percentage points from FY2024.
- Annual Gross Margin has a five-year change of +26.23 percentage points (FY2020 to FY2025).
- Across earlier years, Gross Margin came in at 40.59% in FY2024 (+10.82 pp), 29.76% in FY2023 (-5.22 pp), 34.99% in FY2022 (-3.84 pp) and 38.83% in FY2021 (+20.20 pp).
- Quarterly Gross Margin has ranged from 6.12% in Q2 2023 to 56.63% in Q4 2021 over the past five years.
- On a year-over-year basis, Gross Margin has increased for 12 consecutive quarters, with an average year-over-year change of +4.09 percentage points over the last eight quarters.
- Peak year-over-year performance for Gross Margin in the last five years was a gain of 34.89 percentage points in Q4 2021, against a drop of 28.36 percentage points in Q2 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 43.67% (Q1 2026), 47.30% (Q4 2025) and 46.84% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 54.87% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 57.69% |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 38.28% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | - |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 51.27% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | - |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 40.82% |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | - |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 46.97% |
| 10 | United Fire | 1.37 Bn | 679.53 Mn | 171.45 Mn | 44.68% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 44.68% |
| Mar 31, 2026 | 43.67% |
| Dec 31, 2025 | 47.30% |
| Sep 30, 2025 | 46.84% |
| Jun 30, 2025 | 42.25% |
| Mar 31, 2025 | 42.71% |
| Dec 31, 2024 | 47.03% |
| Sep 30, 2024 | 42.05% |
| Jun 30, 2024 | 33.15% |
| Mar 31, 2024 | 39.31% |
| Dec 31, 2023 | 40.38% |
| Sep 30, 2023 | 36.92% |
| Jun 30, 2023 | 6.12% |
| Mar 31, 2023 | 34.63% |
| Dec 31, 2022 | 37.44% |
| Sep 30, 2022 | 23.44% |
| Jun 30, 2022 | 34.49% |
| Mar 31, 2022 | 46.79% |
| Dec 31, 2021 | 56.63% |
| Sep 30, 2021 | 29.41% |
API Access
United Fire Gross Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=gross-margin&ticker=UFCS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "gross-margin", "ticker": "UFCS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=gross-margin&ticker=UFCS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();