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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) Net Margin (2016 - 2025)

United Fire (UFCS) has disclosed Net Margin for 15 consecutive years, with 10.48% as the latest value for Q4 2025.

  • Quarterly Net Margin fell 177.0% to 10.48% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 8.65% through Dec 2025, up 315.0% year-over-year, with the annual reading at 8.52% for FY2025, 326.0% up from the prior year.
  • Net Margin hit 10.48% in Q4 2025 for United Fire, down from 11.07% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 24.06% in Q4 2021 to a low of 22.14% in Q2 2023.
  • Historically, Net Margin has averaged 4.04% across 5 years, with a median of 5.83% in 2021.
  • Biggest five-year swings in Net Margin: surged 3419bps in 2021 and later crashed -1738bps in 2023.
  • Year by year, Net Margin stood at 24.06% in 2021, then tumbled by -70bps to 7.28% in 2022, then fell by -17bps to 6.03% in 2023, then soared by 103bps to 12.25% in 2024, then dropped by -14bps to 10.48% in 2025.
  • Business Quant data shows Net Margin for UFCS at 10.48% in Q4 2025, 11.07% in Q3 2025, and 7.29% in Q2 2025.