United Fire (UFCS) Net Margin (2010 - 2026)
United Fire (UFCS) posted Net Margin of 8.13% for Q1 2026, down 22.42% sequentially from 10.48% in Q4 2025, and up 279.0% YoY from 2.15% in Q1 2025.
United Fire (UFCS) Net Margin (2010 - 2026) Analysis & Trends
United Fire (UFCS) has 16 years of Net Margin data on file, last reported at 8.13% in Q1 2026.
- Quarterly Net Margin rose 279.0% year-over-year to 8.13% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 9.33% (up 420.0% YoY) and the FY2025 annual result came in at 8.52%, up 358.0% from the prior year.
- Net Margin retreated to 8.13% in Q1 2026 per UFCS's latest filing, from 10.48% in the prior quarter.
- The five-year high for Net Margin was 11.93% in Q3 2025, with the low at 22.14% in Q2 2023.
- Average Net Margin over 5 years is 3.28%, with a median of 6.11% recorded in 2024.
- Year-over-year, Net Margin sank 1762 bps in 2023 and jumped 2123 bps in 2024.
- United Fire's Net Margin stood at 7.28% in 2022, then advanced by 19 bps to 8.66% in 2023, then gained by 9 bps to 9.44% in 2024, then gained by 11 bps to 10.48% in 2025, then declined by 22 bps to 8.13% in 2026.
- Business Quant data shows UFCS's Net Margin at 8.13% in Q1 2026, 10.48% in Q4 2025, and 11.93% in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.76% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 12.70% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 15.89% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 10.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 14.35% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 14.33% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 41.26% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 7.02% |
| 10 | United Fire | 1.37 Bn | 1.20 Bn | 161.32 Mn | 8.13% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.13% |
| Dec 31, 2025 | 10.48% |
| Sep 30, 2025 | 11.93% |
| Jun 30, 2025 | 6.84% |
| Mar 31, 2025 | 5.35% |
| Dec 31, 2024 | 9.44% |
| Sep 30, 2024 | 6.11% |
| Jun 30, 2024 | -0.91% |
| Mar 31, 2024 | 4.56% |
| Dec 31, 2023 | 8.66% |
| Sep 30, 2023 | 2.33% |
| Jun 30, 2023 | -22.14% |
| Mar 31, 2023 | 0.27% |
| Dec 31, 2022 | 7.28% |
| Sep 30, 2022 | -9.65% |
| Jun 30, 2022 | -4.52% |
| Mar 31, 2022 | 11.57% |
| Dec 31, 2021 | 21.19% |
| Sep 30, 2021 | -4.02% |
| Jun 30, 2021 | 6.12% |