United Fire (UFCS) Net Margin (2010 - 2026)
United Fire's (UFCS) quarterly Net Margin came in at 8.13% in Q1 2026, up 279.0% year-on-year from 2.15% in Q1 2025, and down 22.42% quarter-over-quarter from 10.48% in Q4 2025.
United Fire (UFCS) Net Margin (2010 - 2026) Analysis & Trends
United Fire has disclosed Net Margin across 16 years of filings, most recently posting 8.13% for Q1 2026.
- Net Margin for Q1 2026 came in at 8.13%, up 279.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.33% (up 420.0% YoY), and the FY2025 annual result was 8.52%, up 358.0% from the prior year.
- Net Margin came in at 8.13% for Q1 2026 at United Fire, down from 10.48% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 11.93% in Q3 2025 to a low of 22.14% in Q2 2023.
- The 5-year median for Net Margin is 6.11% (2024), against an average of 3.28%.
- Across the five-year window, Net Margin tumbled 1762 bps in 2023 and soared 2123 bps in 2024, its largest moves.
- United Fire's Net Margin stood at 7.28% in 2022, then increased by 19 bps to 8.66% in 2023, then grew by 9 bps to 9.44% in 2024, then grew by 11 bps to 10.48% in 2025, then decreased by 22 bps to 8.13% in 2026.
- The last three Net Margin figures came in at 8.13% (Q1 2026), 10.48% (Q4 2025), and 11.93% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | United Fire | 1.16 Bn | 994.09 Mn | 161.32 Mn | 8.13% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.13% |
| Dec 31, 2025 | 10.48% |
| Sep 30, 2025 | 11.93% |
| Jun 30, 2025 | 6.84% |
| Mar 31, 2025 | 5.35% |
| Dec 31, 2024 | 9.44% |
| Sep 30, 2024 | 6.11% |
| Jun 30, 2024 | -0.91% |
| Mar 31, 2024 | 4.56% |
| Dec 31, 2023 | 8.66% |
| Sep 30, 2023 | 2.33% |
| Jun 30, 2023 | -22.14% |
| Mar 31, 2023 | 0.27% |
| Dec 31, 2022 | 7.28% |
| Sep 30, 2022 | -9.65% |
| Jun 30, 2022 | -4.52% |
| Mar 31, 2022 | 11.57% |
| Dec 31, 2021 | 21.19% |
| Sep 30, 2021 | -4.02% |
| Jun 30, 2021 | 6.12% |