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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

United Fire (UFCS) Net Margin (2016 - 2026)

United Fire's Net Margin history spans 15 years, with the latest figure at 10.48% for Q4 2025.

  • On a quarterly basis, Net Margin fell 177.0% to 10.48% in Q4 2025 year-over-year; TTM through Dec 2025 was 8.65%, a 315.0% increase, with the full-year FY2025 number at 8.52%, up 326.0% from a year prior.
  • Net Margin hit 10.48% in Q4 2025 for United Fire, down from 11.07% in the prior quarter.
  • Over the last five years, Net Margin for UFCS hit a ceiling of 24.06% in Q4 2021 and a floor of 22.14% in Q2 2023.
  • Historically, Net Margin has averaged 4.04% across 5 years, with a median of 5.83% in 2021.
  • Biggest five-year swings in Net Margin: surged 3419bps in 2021 and later crashed -1738bps in 2023.
  • Tracing UFCS's Net Margin over 5 years: stood at 24.06% in 2021, then plummeted by -70bps to 7.28% in 2022, then decreased by -17bps to 6.03% in 2023, then surged by 103bps to 12.25% in 2024, then fell by -14bps to 10.48% in 2025.
  • Business Quant data shows Net Margin for UFCS at 10.48% in Q4 2025, 11.07% in Q3 2025, and 7.29% in Q2 2025.