United Fire (UFCS) Net Margin (2010 - 2026)

United Fire's (UFCS) quarterly Net Margin came in at 8.13% in Q1 2026, up 279.0% year-on-year from 2.15% in Q1 2025, and down 22.42% quarter-over-quarter from 10.48% in Q4 2025.

United Fire (UFCS) Net Margin (2010 - 2026) Analysis & Trends

United Fire has disclosed Net Margin across 16 years of filings, most recently posting 8.13% for Q1 2026.

  • Net Margin for Q1 2026 came in at 8.13%, up 279.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.33% (up 420.0% YoY), and the FY2025 annual result was 8.52%, up 358.0% from the prior year.
  • Net Margin came in at 8.13% for Q1 2026 at United Fire, down from 10.48% in the prior quarter.
  • In the past five years, Net Margin ranged from a high of 11.93% in Q3 2025 to a low of 22.14% in Q2 2023.
  • The 5-year median for Net Margin is 6.11% (2024), against an average of 3.28%.
  • Across the five-year window, Net Margin tumbled 1762 bps in 2023 and soared 2123 bps in 2024, its largest moves.
  • United Fire's Net Margin stood at 7.28% in 2022, then increased by 19 bps to 8.66% in 2023, then grew by 9 bps to 9.44% in 2024, then grew by 11 bps to 10.48% in 2025, then decreased by 22 bps to 8.13% in 2026.
  • The last three Net Margin figures came in at 8.13% (Q1 2026), 10.48% (Q4 2025), and 11.93% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 15.89%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 12.70%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 14.35%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 14.33%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 13.97%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 10.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -5.76%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 41.26%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 9.85%
10 United Fire 1.16 Bn 994.09 Mn 161.32 Mn 8.13%

Historic Data

Download Data
DateValue
Mar 31, 2026 8.13%
Dec 31, 2025 10.48%
Sep 30, 2025 11.93%
Jun 30, 2025 6.84%
Mar 31, 2025 5.35%
Dec 31, 2024 9.44%
Sep 30, 2024 6.11%
Jun 30, 2024 -0.91%
Mar 31, 2024 4.56%
Dec 31, 2023 8.66%
Sep 30, 2023 2.33%
Jun 30, 2023 -22.14%
Mar 31, 2023 0.27%
Dec 31, 2022 7.28%
Sep 30, 2022 -9.65%
Jun 30, 2022 -4.52%
Mar 31, 2022 11.57%
Dec 31, 2021 21.19%
Sep 30, 2021 -4.02%
Jun 30, 2021 6.12%