United Fire (UFCS) FCF Payout Ratio (2010 - 2026)

United Fire (UFCS) posted FCF Payout Ratio of 0.09 for Q1 2026, up 165.35% sequentially from 0.03 in Q4 2025, and down 25.75% YoY from 0.12 in Q1 2025.

United Fire (UFCS) FCF Payout Ratio (2010 - 2026) Analysis & Trends

United Fire has reported FCF Payout Ratio for 17 years, with the latest figure at 0.09 in Q1 2026.

  • Quarterly FCF Payout Ratio fell 25.75% year-over-year to 0.09 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.06 (up 22.53% YoY) and the FY2025 annual result came in at 0.06, up 25.46% from the prior year.
  • FCF Payout Ratio grew to 0.09 in Q1 2026 per UFCS's latest filing, from 0.03 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.21 in Q4 2023 and troughed at 4.12 in Q1 2022.
  • A 5-year average of 0.23 and a median of 0.07 in 2025 frame the typical range for FCF Payout Ratio.
  • The sharpest annual moves came in 2022 and 2023: FCF Payout Ratio plunged 1811.24% in 2022, then surged 134.36% in 2023.
  • Over 5 years, FCF Payout Ratio stood at 0.14 in 2022, then jumped by 50.34% to 0.21 in 2023, then slumped by 87.31% to 0.03 in 2024, then gained by 29.47% to 0.03 in 2025, then surged by 165.35% to 0.09 in 2026.
  • According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.09, 0.03, and 0.07 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Chubb 134.48 Bn 120.72 Bn 9.13 Bn 0.10
2 Progressive 123.71 Bn 118.71 Bn 9.04 Bn 0.02
3 Travelers Companies 79.14 Bn 55.39 Bn 4.83 Bn 0.14
4 Allstate 67.04 Bn 28.31 Bn 16.28 Bn 0.11
5 Fairfax Financial Holdings 35.29 Bn 35.29 Bn - -0.02
6 Cincinnati Financial 26.69 Bn 24.80 Bn 2.39 Bn 0.20
7 Loews 23.25 Bn 947.16 Mn 2.57 Bn 0.02
8 Markel 23.10 Bn 6.22 Bn 2.83 Bn -
9 Assurant 13.92 Bn 11.89 Bn 2.71 Bn 0.12
10 United Fire 1.39 Bn 1.25 Bn 171.45 Mn 0.15

Historic Data

Download Data
DateValue
Jun 30, 2026 0.15
Mar 31, 2026 0.09
Dec 31, 2025 0.03
Sep 30, 2025 0.07
Jun 30, 2025 0.08
Mar 31, 2025 0.12
Dec 31, 2024 0.03
Sep 30, 2024 0.08
Jun 30, 2024 0.05
Mar 31, 2024 0.12
Dec 31, 2023 0.21
Sep 30, 2023 0.04
Jun 30, 2023 0.10
Mar 31, 2023 -0.43
Dec 31, 2022 0.14
Sep 30, 2022 -0.23
Jun 30, 2022 -0.28
Mar 31, 2022 -4.12
Dec 31, 2021 0.43
Sep 30, 2021 -0.19