United Fire (UFCS) FCF Payout Ratio (2010 - 2026)
United Fire's (UFCS) quarterly FCF Payout Ratio came in at 0.09 in Q1 2026, down 25.75% year-on-year from 0.12 in Q1 2025, and up 165.35% quarter-over-quarter from 0.03 in Q4 2025.
United Fire (UFCS) FCF Payout Ratio (2010 - 2026) Analysis & Trends
United Fire has disclosed FCF Payout Ratio across 17 years of filings, most recently posting 0.09 for Q1 2026.
- FCF Payout Ratio for Q1 2026 came in at 0.09, down 25.75% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.06 (up 22.53% YoY), and the FY2025 annual result was 0.06, up 25.46% from the prior year.
- FCF Payout Ratio came in at 0.09 for Q1 2026 at United Fire, up from 0.03 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.21 in Q4 2023 to a low of 4.12 in Q1 2022.
- The 5-year median for FCF Payout Ratio is 0.07 (2025), against an average of 0.23.
- Across the five-year window, FCF Payout Ratio plunged 1811.24% in 2022 and soared 134.36% in 2023, its largest moves.
- United Fire's FCF Payout Ratio stood at 0.14 in 2022, then surged by 50.34% to 0.21 in 2023, then slumped by 87.31% to 0.03 in 2024, then increased by 29.47% to 0.03 in 2025, then soared by 165.35% to 0.09 in 2026.
- The last three FCF Payout Ratio figures came in at 0.09 (Q1 2026), 0.03 (Q4 2025), and 0.07 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.10 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 1.85 |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 0.11 |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 0.01 |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.05 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.20 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | - |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | -0.10 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.23 |
| 10 | United Fire | 1.16 Bn | 994.09 Mn | 161.32 Mn | 0.09 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.09 |
| Dec 31, 2025 | 0.03 |
| Sep 30, 2025 | 0.07 |
| Jun 30, 2025 | 0.08 |
| Mar 31, 2025 | 0.12 |
| Dec 31, 2024 | 0.03 |
| Sep 30, 2024 | 0.08 |
| Jun 30, 2024 | 0.05 |
| Mar 31, 2024 | 0.12 |
| Dec 31, 2023 | 0.21 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | -0.43 |
| Dec 31, 2022 | 0.14 |
| Sep 30, 2022 | -0.23 |
| Jun 30, 2022 | -0.28 |
| Mar 31, 2022 | -4.12 |
| Dec 31, 2021 | 0.43 |
| Sep 30, 2021 | -0.19 |
| Jun 30, 2021 | 0.33 |