Growth Metrics

United Fire (UFCS) Interest Coverage Ratio (2016 - 2025)

United Fire (UFCS) has disclosed Interest Coverage Ratio for 13 consecutive years, with 8.3 as the latest value for Q4 2025.

  • Quarterly Interest Coverage Ratio fell 11.06% to 8.3 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 8.66 through Dec 2025, down 23.12% year-over-year, with the annual reading at 8.66 for FY2025, 23.12% down from the prior year.
  • Interest Coverage Ratio hit 8.3 in Q4 2025 for United Fire, roughly flat from 8.34 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 21.98 in Q4 2023 to a low of 8.3 in Q4 2025.
  • Historically, Interest Coverage Ratio has averaged 13.39 across 5 years, with a median of 14.15 in 2022.
  • Biggest five-year swings in Interest Coverage Ratio: surged 41.81% in 2023 and later crashed 57.53% in 2024.
  • Year by year, Interest Coverage Ratio stood at 16.75 in 2021, then fell by 3.58% to 16.15 in 2022, then skyrocketed by 36.1% to 21.98 in 2023, then plummeted by 57.53% to 9.33 in 2024, then dropped by 11.06% to 8.3 in 2025.
  • Business Quant data shows Interest Coverage Ratio for UFCS at 8.3 in Q4 2025, 8.34 in Q3 2025, and 8.73 in Q2 2025.