United Fire (UFCS) Interest Coverage Ratio (2010 - 2026)
United Fire (UFCS) posted Interest Coverage Ratio of 8.5 for Q1 2026, up 2.33% sequentially from 8.3 in Q4 2025, and down 10.08% YoY from 9.45 in Q1 2025.
United Fire (UFCS) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
United Fire (UFCS) has 14 years of Interest Coverage Ratio data on file, last reported at 8.5 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 10.08% year-over-year to 8.5 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 8.45 (down 15.55% YoY) and the FY2025 annual result came in at 8.66, down 23.12% from the prior year.
- Interest Coverage Ratio rose to 8.5 in Q1 2026 per UFCS's latest filing, from 8.3 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 21.98 in Q4 2023, with the low at 8.3 in Q4 2025.
- Average Interest Coverage Ratio over 5 years is 13.12, with a median of 12.35 recorded in 2024.
- Year-over-year, Interest Coverage Ratio jumped 41.81% in 2023 and slumped 57.53% in 2024.
- United Fire's Interest Coverage Ratio stood at 16.15 in 2022, then surged by 36.1% to 21.98 in 2023, then tumbled by 57.53% to 9.33 in 2024, then declined by 11.06% to 8.3 in 2025, then grew by 2.33% to 8.5 in 2026.
- Business Quant data shows UFCS's Interest Coverage Ratio at 8.5 in Q1 2026, 8.3 in Q4 2025, and 8.34 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -5.37 |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -146.59 |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 8.63 |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 24.46 |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.69 |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 9.57 |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | -3.92 |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 5.42 |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.77 |
| 10 | United Fire | 1.37 Bn | 1.20 Bn | 161.32 Mn | 8.50 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 8.50 |
| Dec 31, 2025 | 8.30 |
| Sep 30, 2025 | 8.34 |
| Jun 30, 2025 | 8.73 |
| Mar 31, 2025 | 9.45 |
| Dec 31, 2024 | 9.33 |
| Sep 30, 2024 | 9.86 |
| Jun 30, 2024 | 12.35 |
| Mar 31, 2024 | 19.02 |
| Dec 31, 2023 | 21.98 |
| Sep 30, 2023 | 20.65 |
| Jun 30, 2023 | 14.21 |
| Mar 31, 2023 | 15.96 |
| Dec 31, 2022 | 16.15 |
| Sep 30, 2022 | 14.56 |
| Jun 30, 2022 | 11.52 |
| Mar 31, 2022 | 14.15 |
| Dec 31, 2021 | 16.75 |
| Sep 30, 2021 | 14.52 |
| Jun 30, 2021 | 8.65 |