Growth Metrics

United Fire (UFCS) Interest Coverage Ratio (2016 - 2026)

United Fire's Interest Coverage Ratio history spans 13 years, with the latest figure at 8.3 for Q4 2025.

  • On a quarterly basis, Interest Coverage Ratio fell 11.06% to 8.3 in Q4 2025 year-over-year; TTM through Dec 2025 was 8.66, a 23.12% decrease, with the full-year FY2025 number at 8.66, down 23.12% from a year prior.
  • Interest Coverage Ratio hit 8.3 in Q4 2025 for United Fire, roughly flat from 8.34 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for UFCS hit a ceiling of 21.98 in Q4 2023 and a floor of 8.3 in Q4 2025.
  • Historically, Interest Coverage Ratio has averaged 13.39 across 5 years, with a median of 14.15 in 2022.
  • Biggest five-year swings in Interest Coverage Ratio: surged 41.81% in 2023 and later crashed 57.53% in 2024.
  • Tracing UFCS's Interest Coverage Ratio over 5 years: stood at 16.75 in 2021, then decreased by 3.58% to 16.15 in 2022, then soared by 36.1% to 21.98 in 2023, then crashed by 57.53% to 9.33 in 2024, then fell by 11.06% to 8.3 in 2025.
  • Business Quant data shows Interest Coverage Ratio for UFCS at 8.3 in Q4 2025, 8.34 in Q3 2025, and 8.73 in Q2 2025.