United Fire (UFCS) Interest Coverage Ratio (2010 - 2026)
United Fire (UFCS) posted Interest Coverage Ratio of 8.5 for Q1 2026, up 2.33% sequentially from 8.3 in Q4 2025, and down 10.08% YoY from 9.45 in Q1 2025.
United Fire (UFCS) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
United Fire has reported Interest Coverage Ratio for 17 years, with the latest figure at 8.5 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 10.08% year-over-year to 8.5 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 8.45 (down 9.66% YoY) and the FY2025 annual result came in at 1.69, up 99.59% from the prior year.
- Interest Coverage Ratio rose to 8.5 in Q1 2026 per UFCS's latest filing, from 8.3 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 16.15 in Q4 2022 and troughed at 6.98 in Q4 2023.
- A 5-year average of 6.76 and a median of 8.3 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio slumped 143.23% in 2023, then soared 233.71% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 16.15 in 2022, then tumbled by 143.23% to 6.98 in 2023, then jumped by 233.71% to 9.33 in 2024, then dropped by 11.06% to 8.3 in 2025, then climbed by 2.33% to 8.5 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 8.5, 8.3, and 8.34 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 8.42 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | -8.43 |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 0.35 |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 1.88 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | -3.55 |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.67 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.32 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 3.60 |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.59 |
| 10 | United Fire | 1.39 Bn | 1.25 Bn | 171.45 Mn | 0.42 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.42 |
| Mar 31, 2026 | 8.50 |
| Dec 31, 2025 | 8.30 |
| Sep 30, 2025 | 8.34 |
| Jun 30, 2025 | 0.30 |
| Mar 31, 2025 | 9.45 |
| Dec 31, 2024 | 9.33 |
| Sep 30, 2024 | 9.86 |
| Jun 30, 2024 | 8.67 |
| Mar 31, 2024 | 7.77 |
| Dec 31, 2023 | -6.98 |
| Sep 30, 2023 | 8.43 |
| Jun 30, 2023 | 5.69 |
| Mar 31, 2023 | 6.20 |
| Dec 31, 2022 | 16.15 |
| Sep 30, 2022 | 5.35 |
| Jun 30, 2022 | 4.26 |
| Mar 31, 2022 | 5.26 |
| Dec 31, 2021 | 16.75 |
| Sep 30, 2021 | 6.75 |