United Fire (UFCS) Interest Coverage Ratio (2010 - 2026)
United Fire (UFCS) posted Interest Coverage Ratio of 8.5 for Q1 2026, up 2.33% sequentially from 8.3 in Q4 2025, and down 10.08% YoY from 9.45 in Q1 2025.
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Analysis
United Fire (UFCS) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
United Fire has reported Interest Coverage Ratio for 17 years, with the latest figure at 8.5 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 10.08% year-over-year to 8.5 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 8.45 (down 9.66% YoY) and the FY2025 annual result came in at 1.69, up 99.59% from the prior year.
- Interest Coverage Ratio rose to 8.5 in Q1 2026 per UFCS's latest filing, from 8.3 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 16.15 in Q4 2022 and troughed at 6.98 in Q4 2023.
- A 5-year average of 6.76 and a median of 8.3 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio slumped 143.23% in 2023, then soared 233.71% in 2024.
- Over 5 years, Interest Coverage Ratio stood at 16.15 in 2022, then tumbled by 143.23% to 6.98 in 2023, then jumped by 233.71% to 9.33 in 2024, then dropped by 11.06% to 8.3 in 2025, then climbed by 2.33% to 8.5 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 8.5, 8.3, and 8.34 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 133.98 Bn | 120.21 Bn | 9.13 Bn | 26.67 |
| 2 | Progressive | 130.39 Bn | 125.39 Bn | 9.04 Bn | -19.05 |
| 3 | Travelers Companies | 78.49 Bn | 54.74 Bn | 6.23 Bn | 17.54 |
| 4 | Allstate | 67.51 Bn | 28.78 Bn | 16.28 Bn | 10.51 |
| 5 | Fairfax Financial Holdings | 36.25 Bn | 36.25 Bn | - | 4.78 |
| 6 | Cincinnati Financial | 26.85 Bn | 24.96 Bn | 2.39 Bn | 17.72 |
| 7 | Markel | 23.09 Bn | 6.21 Bn | 2.83 Bn | 29.78 |
| 8 | Loews | 22.56 Bn | 256.68 Mn | 2.57 Bn | 7.39 |
| 9 | Assurant | 14.25 Bn | 12.21 Bn | 2.71 Bn | 5.01 |
| 10 | United Fire | 1.44 Bn | 1.30 Bn | 171.45 Mn | 11.53 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.53 |
| Mar 31, 2026 | 15.35 |
| Dec 31, 2025 | 13.91 |
| Sep 30, 2025 | 13.34 |
| Jun 30, 2025 | 12.51 |
| Mar 31, 2025 | 18.38 |
| Dec 31, 2024 | 14.44 |
| Sep 30, 2024 | 16.01 |
| Jun 30, 2024 | 10.29 |
| Mar 31, 2024 | 8.42 |
| Dec 31, 2023 | 10.65 |
| Sep 30, 2023 | 9.31 |
| Jun 30, 2023 | 7.40 |
| Mar 31, 2023 | 7.48 |
| Dec 31, 2022 | 8.17 |
| Sep 30, 2022 | 10.73 |
| Jun 30, 2022 | 11.36 |
| Mar 31, 2022 | 20.17 |
| Dec 31, 2021 | 17.07 |
| Sep 30, 2021 | 12.94 |