Growth Metrics

United Fire (UFCS) Equity Ratio (2016 - 2026)

United Fire's Equity Ratio history spans 16 years, with the latest figure at 0.25 for Q4 2025.

  • On a quarterly basis, Equity Ratio rose 9.38% to 0.25 in Q4 2025 year-over-year; TTM through Dec 2025 was 0.25, a 9.38% increase, with the full-year FY2025 number at 0.25, up 9.38% from a year prior.
  • Equity Ratio hit 0.25 in Q4 2025 for United Fire, up from 0.24 in the prior quarter.
  • Over the last five years, Equity Ratio for UFCS hit a ceiling of 0.29 in Q1 2022 and a floor of 0.06 in Q2 2025.
  • Historically, Equity Ratio has averaged 0.21 across 5 years, with a median of 0.23 in 2023.
  • Biggest five-year swings in Equity Ratio: plummeted 74.94% in 2024 and later soared 176.47% in 2025.
  • Tracing UFCS's Equity Ratio over 5 years: stood at 0.21 in 2021, then rose by 4.39% to 0.22 in 2022, then increased by 8.39% to 0.23 in 2023, then dropped by 4.0% to 0.22 in 2024, then increased by 9.38% to 0.25 in 2025.
  • Business Quant data shows Equity Ratio for UFCS at 0.25 in Q4 2025, 0.24 in Q3 2025, and 0.06 in Q2 2025.