United Fire (UFCS) Equity Ratio (2010 - 2026)

United Fire's (UFCS) quarterly Equity Ratio came in at 0.24 in Q1 2026, up 4.92% year-on-year from 0.23 in Q1 2025, and down 0.77% quarter-over-quarter from 0.25 in Q4 2025.

United Fire (UFCS) Equity Ratio (2010 - 2026) Analysis & Trends

United Fire has disclosed Equity Ratio across 17 years of filings, most recently posting 0.24 for Q1 2026.

  • Equity Ratio for Q1 2026 came in at 0.24, up 4.92% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.24 (up 4.92% YoY), and the FY2025 annual result was 0.25, up 427517.7% from the prior year.
  • Equity Ratio came in at 0.24 for Q1 2026 at United Fire, down from 0.25 in the prior quarter.
  • In the past five years, Equity Ratio ranged from a high of 0.29 in Q1 2022 to a low of 0.02 in Q2 2024.
  • The 5-year median for Equity Ratio is 0.23 (2025), against an average of 0.17.
  • Across the five-year window, Equity Ratio slumped 108.26% in 2024 and surged 3007628.16% in 2025, its largest moves.
  • United Fire's Equity Ratio stood at 0.07 in 2022, then surged by 224.89% to 0.23 in 2023, then slumped by 100.02% to 0.0 in 2024, then surged by 427517.7% to 0.25 in 2025, then dropped by 0.77% to 0.24 in 2026.
  • The last three Equity Ratio figures came in at 0.24 (Q1 2026), 0.25 (Q4 2025), and 0.24 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.27
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 0.26
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 0.22
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 0.25
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.22
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.38
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn 0.26
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 0.22
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.16
10 United Fire 1.16 Bn 994.09 Mn 161.32 Mn 0.24

Historic Data

Download Data
DateValue
Mar 31, 2026 0.24
Dec 31, 2025 0.25
Sep 30, 2025 0.24
Jun 30, 2025 -0.01
Mar 31, 2025 0.23
Dec 31, 2024 0.00
Sep 30, 2024 0.22
Jun 30, 2024 -0.02
Mar 31, 2024 0.00
Dec 31, 2023 0.23
Sep 30, 2023 0.21
Jun 30, 2023 0.22
Mar 31, 2023 0.26
Dec 31, 2022 0.07
Sep 30, 2022 0.25
Jun 30, 2022 0.27
Mar 31, 2022 0.29
Dec 31, 2021 0.07
Sep 30, 2021 0.27
Jun 30, 2021 0.27