Growth Metrics

United Fire (UFCS) Free Cash Flow (2016 - 2025)

United Fire's Free Cash Flow history spans 16 years, with the latest figure at $119.2 million for Q4 2025.

  • For Q4 2025, Free Cash Flow fell 23.75% year-over-year to $119.2 million; the TTM value through Dec 2025 reached $263.3 million, down 20.54%, while the annual FY2025 figure was $263.3 million, 22.63% down from the prior year.
  • Free Cash Flow for Q4 2025 was $119.2 million at United Fire, up from $59.3 million in the prior quarter.
  • Across five years, Free Cash Flow topped out at $156.3 million in Q4 2024 and bottomed at -$20.0 million in Q3 2021.
  • The 5-year median for Free Cash Flow is $30.9 million (2022), against an average of $38.4 million.
  • The largest YoY upside for Free Cash Flow was 731.67% in 2023 against a maximum downside of 927.43% in 2023.
  • A 5-year view of Free Cash Flow shows it stood at $8.7 million in 2021, then skyrocketed by 228.64% to $28.5 million in 2022, then crashed by 32.1% to $19.4 million in 2023, then soared by 706.42% to $156.3 million in 2024, then dropped by 23.75% to $119.2 million in 2025.
  • Per Business Quant, the three most recent readings for UFCS's Free Cash Flow are $119.2 million (Q4 2025), $59.3 million (Q3 2025), and $51.7 million (Q2 2025).