Growth Metrics

United Fire (UFCS) Free Cash Flow (2016 - 2026)

United Fire's Free Cash Flow history spans 16 years, with the latest figure at $119.2 million for Q4 2025.

  • On a quarterly basis, Free Cash Flow fell 22.29% to $119.2 million in Q4 2025 year-over-year; TTM through Dec 2025 was $263.3 million, a 19.83% decrease, with the full-year FY2025 number at $263.3 million, down 19.83% from a year prior.
  • Free Cash Flow hit $119.2 million in Q4 2025 for United Fire, up from $59.3 million in the prior quarter.
  • Over the last five years, Free Cash Flow for UFCS hit a ceiling of $153.4 million in Q4 2024 and a floor of -$20.0 million in Q3 2021.
  • Historically, Free Cash Flow has averaged $38.3 million across 5 years, with a median of $31.1 million in 2022.
  • The widest YoY moves for Free Cash Flow: up 731.67% in 2023, down 927.43% in 2023.
  • Tracing UFCS's Free Cash Flow over 5 years: stood at $8.7 million in 2021, then soared by 234.83% to $29.1 million in 2022, then plummeted by 33.35% to $19.4 million in 2023, then surged by 691.25% to $153.4 million in 2024, then decreased by 22.29% to $119.2 million in 2025.
  • Business Quant data shows Free Cash Flow for UFCS at $119.2 million in Q4 2025, $59.3 million in Q3 2025, and $51.7 million in Q2 2025.