United Fire (UFCS) Free Cash Flow (2010 - 2026)
United Fire's Free Cash Flow came in at $33.73 million for Q2 2026, down 34.7% from $51.65 million a year earlier and down 40.0% from the prior quarter.
United Fire (UFCS) Free Cash Flow (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, United Fire reported Free Cash Flow of $268.44 million, down 7.9% year-over-year; for FY2025, it was $263.3 million, down 19.8% from FY2024.
- Free Cash Flow carries a five-year compound annual growth rate of 63.4% (FY2020 to FY2025).
- Going back by year, Free Cash Flow was $328.43 million in FY2024 (+104.2%), $160.85 million in FY2023, -$3.39 million in FY2022 and $15.94 million in FY2021 (-29.4%).
- The Q2 2026 figure represents the lowest quarterly Free Cash Flow since Q1 2025.
- Year-over-year, Free Cash Flow increased in three of the last eight quarters, with growth averaging 77.6%.
- The fastest year-over-year change in Free Cash Flow over five years came in Q4 2024 (growth of 691.3%), and the weakest in Q4 2021 (a decline of 83.0%).
- Business Quant data shows UFCS's Free Cash Flow at $56.24 million (Q1 2026), $119.18 million (Q4 2025) and $59.29 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,073.91 Bn | -343.57 Bn | 55.86 Bn | 5.57 Bn |
| 2 | Chubb | 125.44 Bn | 77.50 Bn | 9.13 Bn | 3.73 Bn |
| 3 | Progressive | 120.54 Bn | 96.37 Bn | 9.04 Bn | 3.47 Bn |
| 4 | Marsh & Mclennan Companies | 81.59 Bn | 73.34 Bn | - | 1.45 Bn |
| 5 | Travelers Companies | 74.40 Bn | 50.64 Bn | 6.23 Bn | 1.92 Bn |
| 6 | Manulife Financial | 72.53 Bn | 73.74 Bn | - | 3.00 Bn |
| 7 | Metlife | 60.06 Bn | -46.42 Bn | 7.82 Bn | 2.23 Bn |
| 8 | Aon | 58.71 Bn | 51.95 Bn | - | 483.00 Mn |
| 9 | Arthur J. Gallagher | 58.49 Bn | 52.93 Bn | - | -41.00 Mn |
| 10 | United Fire | 1.35 Bn | 660.25 Mn | 171.45 Mn | 33.73 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 33.73 Mn |
| Mar 31, 2026 | 56.24 Mn |
| Dec 31, 2025 | 119.18 Mn |
| Sep 30, 2025 | 59.29 Mn |
| Jun 30, 2025 | 51.65 Mn |
| Mar 31, 2025 | 33.18 Mn |
| Dec 31, 2024 | 153.35 Mn |
| Sep 30, 2024 | 53.41 Mn |
| Jun 30, 2024 | 88.11 Mn |
| Mar 31, 2024 | 33.56 Mn |
| Dec 31, 2023 | 19.38 Mn |
| Sep 30, 2023 | 109.22 Mn |
| Jun 30, 2023 | 41.65 Mn |
| Mar 31, 2023 | -9.40 Mn |
| Dec 31, 2022 | 29.08 Mn |
| Sep 30, 2022 | -17.29 Mn |
| Jun 30, 2022 | -14.26 Mn |
| Mar 31, 2022 | -915,000.00 |
| Dec 31, 2021 | 8.69 Mn |
| Sep 30, 2021 | -19.98 Mn |
United Fire Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=UFCS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "UFCS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=UFCS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();