United Fire (UFCS) Net Margin (2010 - 2026)
United Fire (UFCS) posted Net Margin of 8.70% for Q2 2026, up 1.85 percentage points from 6.84% a year earlier and up 0.56 percentage points from the prior quarter.
United Fire (UFCS) Net Margin (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Net Margin at United Fire was 9.57%, up 2.63 percentage points year-over-year; for FY2025, it came in at 8.52%, up 3.58 percentage points from FY2024.
- Annual Net Margin shows a five-year change of +19.07 percentage points (FY2020 to FY2025).
- In prior years, United Fire's Net Margin was 4.94% in FY2024 (+7.65 pp), -2.71% in FY2023 (-4.24 pp), 1.53% in FY2022 (-6.03 pp) and 7.56% in FY2021 (+18.11 pp).
- Quarterly Net Margin has run from a low of -21.11% in Q2 2023 to a high of 21.19% in Q4 2021 over five years.
- On a year-over-year basis, Net Margin has increased in each of the last ten quarters, with an average year-over-year change of +3.20 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Net Margin in the past five years was Q4 2021, with a gain of 24.05 percentage points; the weakest was Q2 2023, with a drop of 16.59 percentage points.
- According to Business Quant data, Net Margin for the three prior quarters was 8.13% (Q1 2026), 10.48% (Q4 2025) and 11.07% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 25.21% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 18.05% |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 14.02% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 17.10% |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 18.17% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 10.52% |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 3.68% |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 8.09% |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 17.43% |
| 10 | United Fire | 1.37 Bn | 679.53 Mn | 171.45 Mn | 8.70% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 8.70% |
| Mar 31, 2026 | 8.13% |
| Dec 31, 2025 | 10.48% |
| Sep 30, 2025 | 11.07% |
| Jun 30, 2025 | 6.84% |
| Mar 31, 2025 | 5.35% |
| Dec 31, 2024 | 9.44% |
| Sep 30, 2024 | 6.11% |
| Jun 30, 2024 | -0.91% |
| Mar 31, 2024 | 4.56% |
| Dec 31, 2023 | 6.82% |
| Sep 30, 2023 | 2.33% |
| Jun 30, 2023 | -21.11% |
| Mar 31, 2023 | 0.26% |
| Dec 31, 2022 | 7.28% |
| Sep 30, 2022 | -9.65% |
| Jun 30, 2022 | -4.52% |
| Mar 31, 2022 | 11.57% |
| Dec 31, 2021 | 21.19% |
| Sep 30, 2021 | -3.86% |
United Fire Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=UFCS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "UFCS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=UFCS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();