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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) Net Margin: 2009-2024

Historic Net Margin for Nbt Bancorp (NBTB) over the last 16 years, with Dec 2024 value amounting to 84.87%.

  • Nbt Bancorp's Net Margin rose 344.00% to 29.27% in Q3 2025 from the same period last year, while for Sep 2025 it was 22.67%, marking a year-over-year decrease of 119.00%. This contributed to the annual value of 84.87% for FY2024, which is 281.00% up from last year.
  • Latest data reveals that Nbt Bancorp reported Net Margin of 84.87% as of FY2024, which was up 3.42% from 82.06% recorded in FY2023.
  • Nbt Bancorp's Net Margin's 5-year high stood at 102.57% during FY2021, with a 5-year trough of 61.71% in FY2020.
  • Moreover, its 3-year median value for Net Margin was 84.87% (2024), whereas its average is 84.88%.
  • Its Net Margin has fluctuated over the past 5 years, first crashed by 2,702bps in 2020, then spiked by 4,086bps in 2021.
  • Over the past 5 years, Nbt Bancorp's Net Margin (Yearly) stood at 61.71% in 2020, then soared by 4,086bps to 102.57% in 2021, then plummeted by 1,486bps to 87.71% in 2022, then plummeted by 564bps to 82.06% in 2023, then soared by 281bps to 84.87% in 2024.