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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) Interest Coverage Ratio: 2009-2024

Historic Interest Coverage Ratio for Nbt Bancorp (NBTB) over the last 16 years, with Dec 2024 value amounting to 0.18.

  • Nbt Bancorp's Interest Coverage Ratio rose 20.75% to 2.29 in Q3 2025 from the same period last year, while for Sep 2025 it was 1.94, marking a year-over-year increase of 6.50%. This contributed to the annual value of 0.18 for FY2024, which is 20.08% down from last year.
  • As of FY2024, Nbt Bancorp's Interest Coverage Ratio stood at 0.18, which was down 20.08% from 0.22 recorded in FY2023.
  • Nbt Bancorp's Interest Coverage Ratio's 5-year high stood at 2.23 during FY2021, with a 5-year trough of 0.18 in FY2024.
  • Moreover, its 3-year median value for Interest Coverage Ratio was 0.22 (2023), whereas its average is 0.76.
  • Per our database at Business Quant, Nbt Bancorp's Interest Coverage Ratio surged by 160.61% in 2021 and then plummeted by 88.16% in 2023.
  • Nbt Bancorp's Interest Coverage Ratio (Yearly) stood at 0.86 in 2020, then soared by 160.61% to 2.23 in 2021, then decreased by 15.72% to 1.88 in 2022, then slumped by 88.16% to 0.22 in 2023, then decreased by 20.08% to 0.18 in 2024.