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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Nbt Bancorp (NBTB) Debt Ratio: 2016-2024

Historic Debt Ratio for Nbt Bancorp (NBTB) over the last 9 years, with Dec 2024 value amounting to 0.02.

  • Nbt Bancorp's Debt Ratio fell 33.99% to 0.02 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.02, marking a year-over-year decrease of 33.99%. This contributed to the annual value of 0.02 for FY2024, which is 45.84% down from last year.
  • As of FY2024, Nbt Bancorp's Debt Ratio stood at 0.02, which was down 45.84% from 0.04 recorded in FY2023.
  • Nbt Bancorp's Debt Ratio's 5-year high stood at 0.05 during FY2022, with a 5-year trough of 0.02 in FY2021.
  • For the 3-year period, Nbt Bancorp's Debt Ratio averaged around 0.03, with its median value being 0.04 (2023).
  • Its Debt Ratio has fluctuated over the past 5 years, first slumped by 60.31% in 2020, then soared by 177.78% in 2022.
  • Nbt Bancorp's Debt Ratio (Yearly) stood at 0.02 in 2020, then fell by 25.95% to 0.02 in 2021, then soared by 177.78% to 0.05 in 2022, then dropped by 17.31% to 0.04 in 2023, then plummeted by 45.84% to 0.02 in 2024.