Midland States Bancorp, Inc. (MSBI) Loans - Loss Allowance (2015 - 2026)
Midland States Bancorp (MSBI) posted Loans - Loss Allowance of $62.52 million for Q2 2026, down 32.6% from $92.69 million a year earlier and down 7.9% from the prior quarter.
Midland States Bancorp, Inc. (MSBI) Loans - Loss Allowance (2015 - 2026) Analysis & Trends
At the end of FY2025, Midland States Bancorp's Loans - Loss Allowance came in at $69.22 million, down 37.8% from FY2024.
- Annual Loans - Loss Allowance shows a five-year compound annual growth rate of 2.7% (FY2020 to FY2025).
- In prior years, Midland States Bancorp's Loans - Loss Allowance was $111.2 million in FY2024 (-30.2%), $159.32 million in FY2023 (+23.6%), $128.89 million in FY2022 (+44.1%) and $89.44 million in FY2021 (+48.0%).
- The Q2 2026 figure stands as the lowest quarterly Loans - Loss Allowance since Q3 2022.
- On a year-over-year basis, Loans - Loss Allowance has declined in each of the last eight quarters, with an average decline of 31.1% over the last eight quarters.
- The strongest year-over-year quarter for Loans - Loss Allowance in the past five years was Q2 2023, with growth of 175.8%; the weakest was Q2 2025, with a decline of 40.4%.
- According to Business Quant data, Loans - Loss Allowance for the three prior quarters was $67.88 million (Q1 2026), $69.22 million (Q4 2025) and $100.89 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 62.52 Mn |
| Mar 31, 2026 | 67.88 Mn |
| Dec 31, 2025 | 69.22 Mn |
| Sep 30, 2025 | 100.89 Mn |
| Jun 30, 2025 | 92.69 Mn |
| Mar 31, 2025 | 105.18 Mn |
| Dec 31, 2024 | 111.20 Mn |
| Sep 30, 2024 | 151.07 Mn |
| Jun 30, 2024 | 155.44 Mn |
| Mar 31, 2024 | 160.84 Mn |
| Dec 31, 2023 | 159.32 Mn |
| Sep 30, 2023 | 157.82 Mn |
| Jun 30, 2023 | 151.42 Mn |
| Mar 31, 2023 | 140.86 Mn |
| Dec 31, 2022 | 128.89 Mn |
| Sep 30, 2022 | 58.64 Mn |
| Jun 30, 2022 | 54.90 Mn |
| Mar 31, 2022 | 52.94 Mn |
| Dec 31, 2021 | 89.44 Mn |
| Sep 30, 2021 | 55.68 Mn |
Midland States Bancorp, Inc. Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MSBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();