Midland States Bancorp (MSBI) Loans - Loss Allowance (2015 - 2026)
Midland States Bancorp (MSBI) posted Loans - Loss Allowance of $62.5 million for Q2 2026, down 7.89% on a QoQ basis from $67.9 million in Q1 2026, and down 32.55% year-over-year from $92.7 million in Q2 2025.
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Analysis
Midland States Bancorp (MSBI) Loans - Loss Allowance (2015 - 2026) Analysis & Trends
Midland States Bancorp has reported Loans - Loss Allowance for 12 years, with the latest figure at $62.5 million in Q2 2026.
- On a quarterly basis, Loans - Loss Allowance fell 32.55% year-over-year to $62.5 million in Q2 2026; TTM through Jun 2026 was $62.5 million, a 32.55% decrease from a year earlier, with the FY2025 full-year figure at $69.2 million, down 37.75% from the prior year.
- Loans - Loss Allowance was $62.5 million for Q2 2026 at Midland States Bancorp, down from $67.9 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $160.8 million in Q1 2024, with the low at $52.9 million in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $110.1 million, with a median of $108.2 million recorded in 2024.
- The sharpest annual moves came in 2023 and 2025: Loans - Loss Allowance soared 175.81% in 2023, then plunged 40.37% in 2025.
- Over 5 years, Loans - Loss Allowance stood at $128.9 million in 2022, then increased by 23.61% to $159.3 million in 2023, then slumped by 30.2% to $111.2 million in 2024, then sank by 37.75% to $69.2 million in 2025, then fell by 9.68% to $62.5 million in 2026.
- The last three Loans - Loss Allowance figures came in at $62.5 million (Q2 2026), $67.9 million (Q1 2026), and $69.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 4.98 Bn |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | 2.92 Bn |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 2.18 Bn |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 3.25 Bn |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 1.49 Bn |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 1.45 Bn |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | 1.48 Bn |
| 10 | Midland States Bancorp | 695.35 Mn | 392.75 Mn | - | 62.52 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 62.52 Mn |
| Mar 31, 2026 | 67.88 Mn |
| Dec 31, 2025 | 69.22 Mn |
| Sep 30, 2025 | 100.89 Mn |
| Jun 30, 2025 | 92.69 Mn |
| Mar 31, 2025 | 105.18 Mn |
| Dec 31, 2024 | 111.20 Mn |
| Sep 30, 2024 | 151.07 Mn |
| Jun 30, 2024 | 155.44 Mn |
| Mar 31, 2024 | 160.84 Mn |
| Dec 31, 2023 | 159.32 Mn |
| Sep 30, 2023 | 157.82 Mn |
| Jun 30, 2023 | 151.42 Mn |
| Mar 31, 2023 | 140.86 Mn |
| Dec 31, 2022 | 128.89 Mn |
| Sep 30, 2022 | 58.64 Mn |
| Jun 30, 2022 | 54.90 Mn |
| Mar 31, 2022 | 52.94 Mn |
| Dec 31, 2021 | 89.44 Mn |
| Sep 30, 2021 | 55.68 Mn |
API Access
Midland States Bancorp Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();