Midland States Bancorp (MSBI) Loans - Loss Allowance (2015 - 2026)
Midland States Bancorp (MSBI) posted quarterly Loans - Loss Allowance of $62.5 million for Q2 2026, down 32.55% year-over-year from $92.7 million in Q2 2025, and down 7.89% quarter-over-quarter from $67.9 million in Q1 2026.
Midland States Bancorp (MSBI) Loans - Loss Allowance (2015 - 2026) Analysis & Trends
Midland States Bancorp's Loans - Loss Allowance history runs 12 years deep, the most recent figure standing at $62.5 million for Q2 2026.
- In Q2 2026, Loans - Loss Allowance fell 32.55% year-over-year to $62.5 million; the TTM figure through Jun 2026 stood at $62.5 million (down 32.55% YoY), while the FY2025 annual figure was $69.2 million, down 37.75% from the prior year.
- Loans - Loss Allowance for Q2 2026 stood at $62.5 million, down from $67.9 million in the prior quarter.
- The five-year high for Loans - Loss Allowance was $160.8 million in Q1 2024, with the low at $52.9 million in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $108.2 million (2024), against an average of $110.1 million.
- The sharpest annual moves came in 2023 and 2025: Loans - Loss Allowance jumped 175.81% in 2023, then plunged 40.37% in 2025.
- Midland States Bancorp's Loans - Loss Allowance stood at $128.9 million in 2022, then climbed by 23.61% to $159.3 million in 2023, then slumped by 30.2% to $111.2 million in 2024, then sank by 37.75% to $69.2 million in 2025, then dropped by 9.68% to $62.5 million in 2026.
- Business Quant data shows MSBI's Loans - Loss Allowance at $62.5 million in Q2 2026, $67.9 million in Q1 2026, and $69.2 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.65 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 7.65 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.98 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.92 Bn |
| 10 | Midland States Bancorp | 692.51 Mn | 389.91 Mn | - | 62.52 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 62.52 Mn |
| Mar 31, 2026 | 67.88 Mn |
| Dec 31, 2025 | 69.22 Mn |
| Sep 30, 2025 | 100.89 Mn |
| Jun 30, 2025 | 92.69 Mn |
| Mar 31, 2025 | 105.18 Mn |
| Dec 31, 2024 | 111.20 Mn |
| Sep 30, 2024 | 151.07 Mn |
| Jun 30, 2024 | 155.44 Mn |
| Mar 31, 2024 | 160.84 Mn |
| Dec 31, 2023 | 159.32 Mn |
| Sep 30, 2023 | 157.82 Mn |
| Jun 30, 2023 | 151.42 Mn |
| Mar 31, 2023 | 140.86 Mn |
| Dec 31, 2022 | 128.89 Mn |
| Sep 30, 2022 | 58.64 Mn |
| Jun 30, 2022 | 54.90 Mn |
| Mar 31, 2022 | 52.94 Mn |
| Dec 31, 2021 | 89.44 Mn |
| Sep 30, 2021 | 55.68 Mn |