Midland States Bancorp (MSBI) Times Interest Earned (2015 - 2026)

Midland States Bancorp (MSBI) recorded quarterly Times Interest Earned of $1.84 in Q1 2026, up 104.15% quarter-over-quarter from $0.9 in Q4 2025, and up 178.23% on a YoY basis from $0.66 in Q1 2025.

Midland States Bancorp (MSBI) Times Interest Earned (2015 - 2026) Analysis & Trends

Midland States Bancorp's Times Interest Earned history runs 12 years deep, the most recent figure standing at $1.84 for Q1 2026.

  • In Q1 2026, Times Interest Earned rose 178.23% year-over-year to $1.84; the TTM figure through Mar 2026 stood at $1.07 (up 204.13% YoY), while the FY2025 annual figure was $0.24, down 80.79% from the prior year.
  • Times Interest Earned was $1.84 for Q1 2026 at Midland States Bancorp, up from $0.9 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $5.63 in Q1 2022 to a low of -$2.36 in Q1 2025.
  • Historically, Times Interest Earned has averaged $1.92 across 5 years, with a median of $1.58 in 2023.
  • Biggest YoY gain for Times Interest Earned was 495.42% in 2025; the steepest drop was 244.07% in 2025.
  • A 5-year view of Times Interest Earned shows it stood at $2.7 in 2022, then plunged by 41.4% to $1.58 in 2023, then plunged by 90.43% to $0.15 in 2024, then jumped by 495.42% to $0.9 in 2025, then jumped by 104.15% to $1.84 in 2026.
  • The last three Times Interest Earned figures came in at $1.84 (Q1 2026), $0.9 (Q4 2025), and $3.83 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Midland States Bancorp 642.23 Mn 524.91 Mn - 1.84

Historic Data

Download Data
DateValue
Mar 31, 2026 1.84
Dec 31, 2025 0.90
Sep 30, 2025 3.83
Jun 30, 2025 1.38
Mar 31, 2025 -2.36
Dec 31, 2024 0.15
Sep 30, 2024 1.50
Jun 30, 2024 1.66
Mar 31, 2024 1.64
Dec 31, 2023 1.58
Sep 30, 2023 1.42
Jun 30, 2023 1.52
Mar 31, 2023 1.57
Dec 31, 2022 2.70
Sep 30, 2022 2.89
Jun 30, 2022 4.69
Mar 31, 2022 5.63
Dec 31, 2021 6.00
Sep 30, 2021 4.58
Jun 30, 2021 3.30