Midland States Bancorp (MSBI) Times Interest Earned (2015 - 2026)
Midland States Bancorp (MSBI) recorded quarterly Times Interest Earned of $1.84 in Q1 2026, up 104.15% quarter-over-quarter from $0.9 in Q4 2025, and up 178.23% on a YoY basis from $0.66 in Q1 2025.
Midland States Bancorp (MSBI) Times Interest Earned (2015 - 2026) Analysis & Trends
Midland States Bancorp's Times Interest Earned history runs 12 years deep, the most recent figure standing at $1.84 for Q1 2026.
- In Q1 2026, Times Interest Earned rose 178.23% year-over-year to $1.84; the TTM figure through Mar 2026 stood at $1.07 (up 204.13% YoY), while the FY2025 annual figure was $0.24, down 80.79% from the prior year.
- Times Interest Earned was $1.84 for Q1 2026 at Midland States Bancorp, up from $0.9 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $5.63 in Q1 2022 to a low of -$2.36 in Q1 2025.
- Historically, Times Interest Earned has averaged $1.92 across 5 years, with a median of $1.58 in 2023.
- Biggest YoY gain for Times Interest Earned was 495.42% in 2025; the steepest drop was 244.07% in 2025.
- A 5-year view of Times Interest Earned shows it stood at $2.7 in 2022, then plunged by 41.4% to $1.58 in 2023, then plunged by 90.43% to $0.15 in 2024, then jumped by 495.42% to $0.9 in 2025, then jumped by 104.15% to $1.84 in 2026.
- The last three Times Interest Earned figures came in at $1.84 (Q1 2026), $0.9 (Q4 2025), and $3.83 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Midland States Bancorp | 642.23 Mn | 524.91 Mn | - | 1.84 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.84 |
| Dec 31, 2025 | 0.90 |
| Sep 30, 2025 | 3.83 |
| Jun 30, 2025 | 1.38 |
| Mar 31, 2025 | -2.36 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.66 |
| Mar 31, 2024 | 1.64 |
| Dec 31, 2023 | 1.58 |
| Sep 30, 2023 | 1.42 |
| Jun 30, 2023 | 1.52 |
| Mar 31, 2023 | 1.57 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 2.89 |
| Jun 30, 2022 | 4.69 |
| Mar 31, 2022 | 5.63 |
| Dec 31, 2021 | 6.00 |
| Sep 30, 2021 | 4.58 |
| Jun 30, 2021 | 3.30 |