Midland States Bancorp (MSBI) Times Interest Earned (2015 - 2026)
Midland States Bancorp (MSBI) posted Times Interest Earned of 1.9 for Q2 2026, up 3.2% on a QoQ basis from 1.84 in Q1 2026, and up 37.92% year-over-year from 1.38 in Q2 2025.
Powered by 
Analysis
Midland States Bancorp (MSBI) Times Interest Earned (2015 - 2026) Analysis & Trends
Midland States Bancorp has reported Times Interest Earned for 12 years, with the latest figure at 1.9 in Q2 2026.
- On a quarterly basis, Times Interest Earned rose 37.92% year-over-year to 1.9 in Q2 2026; TTM through Jun 2026 was 1.45, a 553.15% increase from a year earlier, with the FY2025 full-year figure at 0.24, down 80.79% from the prior year.
- Times Interest Earned was 1.9 for Q2 2026 at Midland States Bancorp, up from 1.84 in the prior quarter.
- The five-year high for Times Interest Earned was 5.63 in Q1 2022, with the low at 2.36 in Q1 2025.
- Average Times Interest Earned over 5 years is 1.77, with a median of 1.58 recorded in 2023.
- The largest YoY upside for Times Interest Earned was 495.42% in 2025 against a maximum downside of 244.07% in 2025.
- Over 5 years, Times Interest Earned stood at 2.7 in 2022, then tumbled by 41.4% to 1.58 in 2023, then tumbled by 90.43% to 0.15 in 2024, then surged by 495.42% to 0.9 in 2025, then soared by 110.68% to 1.9 in 2026.
- The last three Times Interest Earned figures came in at 1.9 (Q2 2026), 1.84 (Q1 2026), and 0.9 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | 0.09 |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | 1.90 |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 1.83 |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 2.52 |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | -1.27 |
| 10 | Midland States Bancorp | 695.35 Mn | 392.75 Mn | - | 1.90 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.90 |
| Mar 31, 2026 | 1.84 |
| Dec 31, 2025 | 0.90 |
| Sep 30, 2025 | 1.30 |
| Jun 30, 2025 | 1.38 |
| Mar 31, 2025 | -2.36 |
| Dec 31, 2024 | 0.15 |
| Sep 30, 2024 | 1.50 |
| Jun 30, 2024 | 1.66 |
| Mar 31, 2024 | 1.64 |
| Dec 31, 2023 | 1.58 |
| Sep 30, 2023 | 1.42 |
| Jun 30, 2023 | 1.52 |
| Mar 31, 2023 | 1.57 |
| Dec 31, 2022 | 2.70 |
| Sep 30, 2022 | 2.89 |
| Jun 30, 2022 | 4.69 |
| Mar 31, 2022 | 5.63 |
| Dec 31, 2021 | 6.00 |
| Sep 30, 2021 | 4.58 |
API Access
Midland States Bancorp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();