Midland States Bancorp (MSBI) Times Interest Earned (2015 - 2026)

Midland States Bancorp's (MSBI) quarterly Times Interest Earned came in at $1.25 in Q1 2026, up 157.64% year-on-year from $0.48 in Q1 2025, and up 41.07% quarter-over-quarter from $0.88 in Q4 2025.

Midland States Bancorp (MSBI) Times Interest Earned (2015 - 2026) Analysis & Trends

Midland States Bancorp's Times Interest Earned history runs 12 years deep, the most recent figure standing at $1.25 for Q1 2026.

  • On a quarterly basis, Times Interest Earned rose 157.64% year-over-year to $1.25 in Q1 2026; TTM through Mar 2026 was $2.84, a 689.2% increase from a year earlier, with the FY2025 full-year figure at $0.27, down 78.64% from the prior year.
  • Times Interest Earned rose to $1.25 in Q1 2026 per MSBI's latest filing, from $0.88 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $5.16 in Q1 2022 and bottomed at -$2.16 in Q1 2025.
  • The 5-year median for Times Interest Earned is $1.57 (2023), against an average of $1.85.
  • Across the five-year window, Times Interest Earned jumped 1183.15% in 2022 and plunged 232.81% in 2025, its largest moves.
  • Year by year, Times Interest Earned stood at $2.77 in 2022, then plunged by 42.87% to $1.58 in 2023, then slumped by 90.43% to $0.15 in 2024, then surged by 483.12% to $0.88 in 2025, then jumped by 41.07% to $1.25 in 2026.
  • Per Business Quant, the three latest MSBI Times Interest Earned figures stand at $1.25 (Q1 2026), $0.88 (Q4 2025), and $3.83 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Midland States Bancorp 659.70 Mn 542.38 Mn - 1.25

Historic Data

Download Data
DateValue
Mar 31, 2026 1.25
Dec 31, 2025 0.88
Sep 30, 2025 3.83
Jun 30, 2025 1.15
Mar 31, 2025 -2.16
Dec 31, 2024 0.15
Sep 30, 2024 1.50
Jun 30, 2024 1.66
Mar 31, 2024 1.63
Dec 31, 2023 1.58
Sep 30, 2023 1.42
Jun 30, 2023 1.52
Mar 31, 2023 1.57
Dec 31, 2022 2.77
Sep 30, 2022 2.89
Jun 30, 2022 4.69
Mar 31, 2022 5.16
Dec 31, 2021 -0.26
Sep 30, 2021 4.58
Jun 30, 2021 3.30