Midland States Bancorp (MSBI) Net Margin (2015 - 2026)
Midland States Bancorp (MSBI) recorded quarterly Net Margin of 22.93% in Q1 2026, up 779.27% quarter-over-quarter from 3.38% in Q4 2025, and up 20829.0% on a YoY basis from N/an in Q1 2025.
Midland States Bancorp (MSBI) Net Margin (2015 - 2026) Analysis & Trends
Midland States Bancorp's Net Margin history runs 12 years deep, the most recent figure standing at 22.93% for Q1 2026.
- In Q1 2026, Net Margin rose 20829.0% year-over-year to 22.93%; the TTM figure through Mar 2026 stood at 9.64% (up 4511.0% YoY), while the FY2025 annual figure was 38.24%, down 4838.0% from the prior year.
- Net Margin was 22.93% for Q1 2026 at Midland States Bancorp, up from 3.38% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 29.22% in Q3 2022 to a low of 185.36% in Q1 2025.
- Historically, Net Margin has averaged 4.0% across 5 years, with a median of 18.94% in 2022.
- The sharpest annual moves came in 2025 and 2026: Net Margin sank 20837 bps in 2025, then surged 20829 bps in 2026.
- A 5-year view of Net Margin shows it stood at 18.94% in 2022, then advanced by 16 bps to 21.95% in 2023, then sank by 246 bps to 32.1% in 2024, then soared by 89 bps to 3.38% in 2025, then jumped by 779 bps to 22.93% in 2026.
- The last three Net Margin figures came in at 22.93% (Q1 2026), 3.38% (Q4 2025), and 6.6% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Midland States Bancorp | 642.23 Mn | 524.91 Mn | - | 22.93% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 22.93% |
| Dec 31, 2025 | -3.38% |
| Sep 30, 2025 | 6.60% |
| Jun 30, 2025 | 14.56% |
| Mar 31, 2025 | -185.36% |
| Dec 31, 2024 | -32.10% |
| Sep 30, 2024 | 21.86% |
| Jun 30, 2024 | 28.03% |
| Mar 31, 2024 | 23.00% |
| Dec 31, 2023 | 21.95% |
| Sep 30, 2023 | 9.75% |
| Jun 30, 2023 | 17.95% |
| Mar 31, 2023 | 17.00% |
| Dec 31, 2022 | 18.94% |
| Sep 30, 2022 | 29.22% |
| Jun 30, 2022 | 28.59% |
| Mar 31, 2022 | 28.42% |
| Dec 31, 2021 | 30.08% |
| Sep 30, 2021 | 29.38% |
| Jun 30, 2021 | 29.80% |