Midland States Bancorp (MSBI) Net Margin (2015 - 2026)
Midland States Bancorp (MSBI) posted Net Margin of 21.19% for Q2 2026, up 3.8% on a QoQ basis from 20.41% in Q1 2026, and up 927.0% year-over-year from 2.06% in Q2 2025.
Powered by 
Analysis
Midland States Bancorp (MSBI) Net Margin (2015 - 2026) Analysis & Trends
Midland States Bancorp has reported Net Margin for 12 years, with the latest figure at 21.19% in Q2 2026.
- On a quarterly basis, Net Margin rose 927.0% year-over-year to 21.19% in Q2 2026; TTM through Jun 2026 was 10.35%, a 5332.0% increase from a year earlier, with the FY2025 full-year figure at 40.98%, down 4875.0% from the prior year.
- Net Margin was 21.19% for Q2 2026 at Midland States Bancorp, up from 20.41% in the prior quarter.
- The five-year high for Net Margin was 29.46% in Q3 2022, with the low at 188.29% in Q1 2025.
- Average Net Margin over 5 years is 3.25%, with a median of 18.38% recorded in 2023.
- The sharpest annual moves came in 2025 and 2026: Net Margin sank 20923 bps in 2025, then surged 20870 bps in 2026.
- Over 5 years, Net Margin stood at 17.34% in 2022, then gained by 12 bps to 19.43% in 2023, then sank by 281 bps to 35.13% in 2024, then soared by 83 bps to 5.98% in 2025, then soared by 454 bps to 21.19% in 2026.
- The last three Net Margin figures came in at 21.19% (Q2 2026), 20.41% (Q1 2026), and 5.98% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 28.85% |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | 23.30% |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 30.85% |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 24.18% |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 24.27% |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 28.79% |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 24.18% |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | 864.86% |
| 10 | Midland States Bancorp | 695.35 Mn | 392.75 Mn | - | 21.19% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 21.19% |
| Mar 31, 2026 | 20.41% |
| Dec 31, 2025 | -5.98% |
| Sep 30, 2025 | 6.57% |
| Jun 30, 2025 | 11.91% |
| Mar 31, 2025 | -188.29% |
| Dec 31, 2024 | -35.13% |
| Sep 30, 2024 | 19.64% |
| Jun 30, 2024 | 25.85% |
| Mar 31, 2024 | 20.93% |
| Dec 31, 2023 | 19.43% |
| Sep 30, 2023 | 7.33% |
| Jun 30, 2023 | 15.67% |
| Mar 31, 2023 | 14.74% |
| Dec 31, 2022 | 17.34% |
| Sep 30, 2022 | 29.46% |
| Jun 30, 2022 | 28.81% |
| Mar 31, 2022 | 28.64% |
| Dec 31, 2021 | 30.08% |
| Sep 30, 2021 | 29.38% |
API Access
Midland States Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();