Midland States Bancorp, Inc. (MSBI) Retained Earnings (2015 - 2026)
Midland States Bancorp (MSBI) reported Retained Earnings of $107.03 million for Q2 2026, up 6.3% from $100.73 million a year earlier and up 11.3% from the prior quarter.
Midland States Bancorp, Inc. (MSBI) Retained Earnings (2015 - 2026) Analysis & Trends
At the end of FY2025, Midland States Bancorp posted Retained Earnings of $86.83 million, down 64.9% from FY2024.
- Retained Earnings has a five-year compound annual growth rate of -11.1% (FY2020 to FY2025).
- By year, Retained Earnings came in at $247.7 million in FY2024 (+0.8%), $245.64 million in FY2023 (-13.0%), $282.41 million in FY2022 (+32.9%) and $212.47 million in FY2021 (+35.9%).
- The Q2 2026 figure ranks as the highest quarterly Retained Earnings since Q4 2024.
- Year over year, Retained Earnings gained in three of the last eight quarters, with an average decline of 28.5%.
- The high point for year-over-year Retained Earnings in five years was Q4 2021 (growth of 35.9%); the low point was Q3 2025 (a decline of 65.6%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $96.17 million (Q1 2026), $86.83 million (Q4 2025) and $99.04 million (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 107.03 Mn |
| Mar 31, 2026 | 96.17 Mn |
| Dec 31, 2025 | 86.83 Mn |
| Sep 30, 2025 | 99.04 Mn |
| Jun 30, 2025 | 100.73 Mn |
| Mar 31, 2025 | 97.71 Mn |
| Dec 31, 2024 | 247.70 Mn |
| Sep 30, 2024 | 287.48 Mn |
| Jun 30, 2024 | 276.03 Mn |
| Mar 31, 2024 | 259.30 Mn |
| Dec 31, 2023 | 245.64 Mn |
| Sep 30, 2023 | 234.32 Mn |
| Jun 30, 2023 | 234.46 Mn |
| Mar 31, 2023 | 226.82 Mn |
| Dec 31, 2022 | 282.41 Mn |
| Sep 30, 2022 | 259.22 Mn |
| Jun 30, 2022 | 242.17 Mn |
| Mar 31, 2022 | 226.76 Mn |
| Dec 31, 2021 | 212.47 Mn |
| Sep 30, 2021 | 195.61 Mn |
Midland States Bancorp, Inc. Retained Earnings API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=retained-earnings&ticker=MSBI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "retained-earnings", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=retained-earnings&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();