Midland States Bancorp (MSBI) FCF Payout Ratio (2015 - 2026)
Midland States Bancorp (MSBI) posted FCF Payout Ratio of 0.23 for Q2 2026, down 46.08% on a QoQ basis from 0.42 in Q1 2026, and down 9.15% year-over-year from 0.25 in Q2 2025.
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Analysis
Midland States Bancorp (MSBI) FCF Payout Ratio (2015 - 2026) Analysis & Trends
Midland States Bancorp has reported FCF Payout Ratio for 12 years, with the latest figure at 0.23 in Q2 2026.
- On a quarterly basis, FCF Payout Ratio fell 9.15% year-over-year to 0.23 in Q2 2026; TTM through Jun 2026 was 0.24, a 29.1% increase from a year earlier, with the FY2025 full-year figure at 0.23, up 44.14% from the prior year.
- FCF Payout Ratio was 0.23 for Q2 2026 at Midland States Bancorp, down from 0.42 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.42 in Q1 2026, with the low at 0.91 in Q4 2025.
- Average FCF Payout Ratio over 5 years is 0.13, with a median of 0.15 recorded in 2024.
- The sharpest annual moves came in 2022 and 2025: FCF Payout Ratio jumped 318.7% in 2022, then slumped 807.36% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.08 in 2022, then soared by 45.53% to 0.12 in 2023, then grew by 6.19% to 0.13 in 2024, then plunged by 807.36% to 0.91 in 2025, then jumped by 124.98% to 0.23 in 2026.
- The last three FCF Payout Ratio figures came in at 0.23 (Q2 2026), 0.42 (Q1 2026), and 0.91 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | - |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 0.32 |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 0.29 |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 0.74 |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 1.11 |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | 0.06 |
| 10 | Midland States Bancorp | 695.35 Mn | 392.75 Mn | - | 0.23 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.23 |
| Mar 31, 2026 | 0.42 |
| Dec 31, 2025 | -0.91 |
| Sep 30, 2025 | 0.09 |
| Jun 30, 2025 | 0.25 |
| Mar 31, 2025 | 0.30 |
| Dec 31, 2024 | 0.13 |
| Sep 30, 2024 | 0.15 |
| Jun 30, 2024 | 0.22 |
| Mar 31, 2024 | 0.16 |
| Dec 31, 2023 | 0.12 |
| Sep 30, 2023 | 0.38 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.30 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.06 |
| Mar 31, 2022 | 0.17 |
| Dec 31, 2021 | 0.19 |
| Sep 30, 2021 | 0.07 |
API Access
Midland States Bancorp FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();