Midland States Bancorp (MSBI) FCF Payout Ratio (2015 - 2026)

Midland States Bancorp's (MSBI) quarterly FCF Payout Ratio came in at 0.42 in Q1 2026, up 44.47% year-on-year from 0.29 in Q1 2025, and up 144.14% quarter-over-quarter from 0.95 in Q4 2025.

Midland States Bancorp (MSBI) FCF Payout Ratio (2015 - 2026) Analysis & Trends

Midland States Bancorp's FCF Payout Ratio history runs 12 years deep, the most recent figure standing at 0.42 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio rose 44.47% year-over-year to 0.42 in Q1 2026; TTM through Mar 2026 was 0.25, a 39.77% increase from a year earlier, with the FY2025 full-year figure at 0.23, up 46.58% from the prior year.
  • FCF Payout Ratio improved to 0.42 in Q1 2026 per MSBI's latest filing, from 0.95 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.42 in Q1 2026 and bottomed at 0.95 in Q4 2025.
  • The 5-year median for FCF Payout Ratio is 0.15 (2024), against an average of 0.12.
  • Across the five-year window, FCF Payout Ratio soared 313.84% in 2022 and plunged 895.37% in 2025, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.09 in 2022, then surged by 45.88% to 0.13 in 2023, then decreased by 4.29% to 0.12 in 2024, then plunged by 895.37% to 0.95 in 2025, then jumped by 144.14% to 0.42 in 2026.
  • Per Business Quant, the three latest MSBI FCF Payout Ratio figures stand at 0.42 (Q1 2026), 0.95 (Q4 2025), and 0.09 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Midland States Bancorp 659.70 Mn 542.38 Mn - 0.42

Historic Data

Download Data
DateValue
Mar 31, 2026 0.42
Dec 31, 2025 -0.95
Sep 30, 2025 0.09
Jun 30, 2025 0.25
Mar 31, 2025 0.29
Dec 31, 2024 0.12
Sep 30, 2024 0.15
Jun 30, 2024 0.22
Mar 31, 2024 0.16
Dec 31, 2023 0.13
Sep 30, 2023 0.38
Jun 30, 2023 0.13
Mar 31, 2023 0.29
Dec 31, 2022 0.09
Sep 30, 2022 0.13
Jun 30, 2022 0.06
Mar 31, 2022 0.17
Dec 31, 2021 0.19
Sep 30, 2021 0.07
Jun 30, 2021 0.11