Midland States Bancorp (MSBI) Asset Utilization Ratio (2015 - 2026)
Midland States Bancorp (MSBI) posted quarterly Asset Utilization Ratio of 0.03 for Q2 2026, down 28.33% year-over-year from 0.05 in Q2 2025, and down 23.9% quarter-over-quarter from 0.04 in Q1 2026.
Midland States Bancorp (MSBI) Asset Utilization Ratio (2015 - 2026) Analysis & Trends
Midland States Bancorp's Asset Utilization Ratio history runs 12 years deep, the most recent figure standing at 0.03 for Q2 2026.
- In Q2 2026, Asset Utilization Ratio fell 28.33% year-over-year to 0.03; the TTM figure through Jun 2026 stood at 0.03 (down 28.33% YoY), while the FY2025 annual figure was 0.05, down 7.07% from the prior year.
- Asset Utilization Ratio for Q2 2026 stood at 0.03, down from 0.04 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.06 in Q3 2023, with the low at 0.03 in Q4 2023.
- The 5-year median for Asset Utilization Ratio is 0.05 (2025), against an average of 0.04.
- Peak annual rise in Asset Utilization Ratio reached 58.63% in 2024, while the deepest fall reached 42.66% in 2024.
- Midland States Bancorp's Asset Utilization Ratio stood at 0.05 in 2022, then sank by 40.39% to 0.03 in 2023, then soared by 58.63% to 0.05 in 2024, then climbed by 7.53% to 0.05 in 2025, then plunged by 35.62% to 0.03 in 2026.
- Business Quant data shows MSBI's Asset Utilization Ratio at 0.03 in Q2 2026, 0.04 in Q1 2026, and 0.05 in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.04 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.04 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.02 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 0.02 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 0.23 |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.04 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 0.04 |
| 10 | Midland States Bancorp | 685.35 Mn | 382.75 Mn | - | 0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.03 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.03 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.03 |
| Dec 31, 2023 | 0.03 |
| Sep 30, 2023 | 0.04 |
| Jun 30, 2023 | 0.04 |
| Mar 31, 2023 | 0.04 |
| Dec 31, 2022 | 0.04 |
| Sep 30, 2022 | 0.05 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.04 |
| Dec 31, 2021 | 0.04 |
| Sep 30, 2021 | 0.04 |