Midland States Bancorp (MSBI) Asset Utilization Ratio (2015 - 2026)

Midland States Bancorp's Asset Utilization Ratio history runs 12 years deep, the most recent figure standing at 0.04 for Q1 2026.

• On a quarterly basis, Asset Utilization Ratio fell 3.2% year-over-year to 0.04 in Q1 2026; TTM through Mar 2026 was 0.04, a 3.2% decrease from a year earlier, with the FY2025 full-year figure at 0.05, up 38.88% from the prior year.
• Asset Utilization Ratio eased to 0.04 in Q1 2026 per MSBI's latest filing, from 0.04 in the prior quarter.
• Across five years, Asset Utilization Ratio topped out at 0.05 in Q3 2022 and bottomed at 0.03 in Q2 2024.
• The 5-year median for Asset Utilization Ratio is 0.04 (2025), against an average of 0.04.
• Across the five-year window, Asset Utilization Ratio plunged 38.45% in 2024 and soared 32.87% in 2025, its largest moves.
• Year by year, Asset Utilization Ratio stood at 0.04 in 2022, then slipped by 11.2% to 0.03 in 2023, then climbed by 10.79% to 0.04 in 2024, then climbed by 15.02% to 0.04 in 2025, then decreased by 14.57% to 0.04 in 2026.
• Per Business Quant, the three latest MSBI Asset Utilization Ratio figures stand at 0.04 (Q1 2026), 0.04 (Q4 2025), and 0.04 (Q3 2025).