Midland States Bancorp (MSBI) FCF Margin (2015 - 2026)
Midland States Bancorp (MSBI) posted FCF Margin of 35.03% for Q2 2026, up 70.42% on a QoQ basis from 20.55% in Q1 2026, and up 260.0% year-over-year from 9.73% in Q2 2025.
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Analysis
Midland States Bancorp (MSBI) FCF Margin (2015 - 2026) Analysis & Trends
Midland States Bancorp has reported FCF Margin for 12 years, with the latest figure at 35.03% in Q2 2026.
- On a quarterly basis, FCF Margin rose 260.0% year-over-year to 35.03% in Q2 2026; TTM through Jun 2026 was 35.3%, a 724.0% decrease from a year earlier, with the FY2025 full-year figure at 37.03%, down 820.0% from the prior year.
- FCF Margin was 35.03% for Q2 2026 at Midland States Bancorp, up from 20.55% in the prior quarter.
- The five-year high for FCF Margin was 151.27% in Q2 2022, with the low at 9.12% in Q4 2025.
- Average FCF Margin over 5 years is 47.59%, with a median of 43.77% recorded in 2024.
- The largest YoY upside for FCF Margin was 6560 bps in 2022 against a maximum downside of 18327 bps in 2022.
- Over 5 years, FCF Margin stood at 43.95% in 2022, then jumped by 34 bps to 58.93% in 2023, then slipped by 5 bps to 56.21% in 2024, then plunged by 116 bps to 9.12% in 2025, then surged by 484 bps to 35.03% in 2026.
- The last three FCF Margin figures came in at 35.03% (Q2 2026), 20.55% (Q1 2026), and 9.12% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | - |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | - |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 34.72% |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 29.43% |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 16.10% |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | 1,155.41% |
| 10 | Midland States Bancorp | 695.35 Mn | 392.75 Mn | - | 35.03% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.03% |
| Mar 31, 2026 | 20.55% |
| Dec 31, 2025 | -9.12% |
| Sep 30, 2025 | 96.89% |
| Jun 30, 2025 | 32.43% |
| Mar 31, 2025 | 30.05% |
| Dec 31, 2024 | 56.21% |
| Sep 30, 2024 | 47.92% |
| Jun 30, 2024 | 32.89% |
| Mar 31, 2024 | 43.59% |
| Dec 31, 2023 | 58.93% |
| Sep 30, 2023 | 19.40% |
| Jun 30, 2023 | 55.42% |
| Mar 31, 2023 | 24.64% |
| Dec 31, 2022 | 43.95% |
| Sep 30, 2022 | 63.16% |
| Jun 30, 2022 | 151.27% |
| Mar 31, 2022 | 53.37% |
| Dec 31, 2021 | 42.28% |
| Sep 30, 2021 | 125.62% |
API Access
Midland States Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();