Midland States Bancorp (MSBI) FCF Margin (2015 - 2026)

Midland States Bancorp (MSBI) recorded quarterly FCF Margin of 20.55% in Q1 2026, up 325.42% quarter-over-quarter from 9.12% in Q4 2025, and down 950.0% on a YoY basis from 2.42% in Q1 2025.

Midland States Bancorp (MSBI) FCF Margin (2015 - 2026) Analysis & Trends

Midland States Bancorp's FCF Margin history runs 12 years deep, the most recent figure standing at 20.55% for Q1 2026.

  • In Q1 2026, FCF Margin fell 950.0% year-over-year to 20.55%; the TTM figure through Mar 2026 stood at 31.46% (down 1096.0% YoY), while the FY2025 annual figure was 37.03%, down 820.0% from the prior year.
  • FCF Margin was 20.55% for Q1 2026 at Midland States Bancorp, up from 9.12% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 151.27% in Q2 2022 to a low of 9.12% in Q4 2025.
  • Historically, FCF Margin has averaged 46.67% across 5 years, with a median of 43.95% in 2022.
  • Biggest YoY gain for FCF Margin was 6560 bps in 2022; the steepest drop was 18327 bps in 2022.
  • A 5-year view of FCF Margin shows it stood at 43.95% in 2022, then soared by 34 bps to 58.93% in 2023, then decreased by 5 bps to 56.21% in 2024, then sank by 116 bps to 9.12% in 2025, then soared by 325 bps to 20.55% in 2026.
  • The last three FCF Margin figures came in at 20.55% (Q1 2026), 9.12% (Q4 2025), and 68.65% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Midland States Bancorp 642.23 Mn 524.91 Mn - 20.55%

Historic Data

Download Data
DateValue
Mar 31, 2026 20.55%
Dec 31, 2025 -9.12%
Sep 30, 2025 68.65%
Jun 30, 2025 32.43%
Mar 31, 2025 30.05%
Dec 31, 2024 56.21%
Sep 30, 2024 47.92%
Jun 30, 2024 32.89%
Mar 31, 2024 43.59%
Dec 31, 2023 58.93%
Sep 30, 2023 19.40%
Jun 30, 2023 55.42%
Mar 31, 2023 24.64%
Dec 31, 2022 43.95%
Sep 30, 2022 63.16%
Jun 30, 2022 151.27%
Mar 31, 2022 53.37%
Dec 31, 2021 42.28%
Sep 30, 2021 125.62%
Jun 30, 2021 85.67%