Midland States Bancorp, Inc. (MSBI) FCF Margin (2015 - 2026)
Midland States Bancorp's FCF Margin came in at 35.03% for Q2 2026, up 2.60 percentage points from 32.43% a year earlier and up 14.47 percentage points from the prior quarter.
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Analysis
Midland States Bancorp, Inc. (MSBI) FCF Margin (2015 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Midland States Bancorp reported FCF Margin of 35.30%, down 7.24 percentage points year-over-year; for FY2025, it was 37.03%, down 8.20 percentage points from FY2024.
- FCF Margin carries a five-year change of -153.67 percentage points (FY2020 to FY2025).
- Going back by year, FCF Margin was 45.23% in FY2024 (+5.45 pp), 39.78% in FY2023 (-29.67 pp), 69.45% in FY2022 (-50.06 pp) and 119.51% in FY2021 (-71.19 pp).
- The five-year range for quarterly FCF Margin is -9.12% (Q4 2025) to 151.27% (Q2 2022).
- Year-over-year, FCF Margin increased in three of the last eight quarters, with an average year-over-year change of -1.43 percentage points.
- The fastest year-over-year change in FCF Margin over five years came in Q2 2022 (a gain of 65.60 percentage points), and the weakest in Q1 2022 (a drop of 183.27 percentage points).
- Business Quant data shows MSBI's FCF Margin at 20.55% (Q1 2026), -9.12% (Q4 2025) and 96.89% (Q3 2025) in the three quarters before Q2 2026.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.03% |
| Mar 31, 2026 | 20.55% |
| Dec 31, 2025 | -9.12% |
| Sep 30, 2025 | 96.89% |
| Jun 30, 2025 | 32.43% |
| Mar 31, 2025 | 30.05% |
| Dec 31, 2024 | 56.21% |
| Sep 30, 2024 | 47.92% |
| Jun 30, 2024 | 32.89% |
| Mar 31, 2024 | 43.59% |
| Dec 31, 2023 | 58.93% |
| Sep 30, 2023 | 19.40% |
| Jun 30, 2023 | 55.42% |
| Mar 31, 2023 | 24.64% |
| Dec 31, 2022 | 43.95% |
| Sep 30, 2022 | 63.16% |
| Jun 30, 2022 | 151.27% |
| Mar 31, 2022 | 53.37% |
| Dec 31, 2021 | 42.28% |
| Sep 30, 2021 | 125.62% |
API Access
Midland States Bancorp, Inc. FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "MSBI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=MSBI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();